Comparison
Nexo Card vs. Pyra Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Nexo CardNexo
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Pyra CardPyra
In short
- Nexo Card has the higher score (59.14).
| Attribute |
Nexo CardNexo
Requires KYC
Private
Virtual
Physical
|
Pyra CardPyra
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | weak |
| CostsWeight 25 % | 90 | 0 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 81 | 100 |
| AvailabilityWeight 10 % | 40 | 97 |
| RewardsWeight 10 % | 16 | not scored |
| TrustWeight 10 % | 69 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Credit Mode is how Nexo delivers a crypto credit card experience. Your crypto stays, you spend borrowed fiat.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
Minimum Interest Charge There is no interest chargeable to this Credit Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
You can use it right away online, through Apple Pay or Google Pay. You can also order your physical card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We or the Issuer may decide not to grant requests for Pyra Cards or limit the number of physical or virtual Pyra Cards provided to you.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
Mastercard
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- 100M+ merchants worldwide — anywhere Mastercard is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
custodial
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Industrial-grade custody, instant card freezes, security spending controls, and biometric locks that keep your card experience smooth and uninterrupted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding model |
credit line
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The Pyra Protocol is a decentralized finance platform that operates on the blockchain network and extends credit to you based on criteria established solely by the Pyra Protocol and set forth in the P...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, GBP, USD
nexo.com checked 28 Oct 2026
Source and check
Source
nexo.com
Wording at the source
For Nexo Cards issued in EUR or GBP: - Base: EUR 200 / GBP 180 - Silver: EUR 400 / GBP 360 - Gold: EUR 1,000 / GBP 900 - Platinum: EUR 2,000 / GBP 1,800 For Nexo Cards issued in USD:Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
USD
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
*The Nexo Card is only available to European Economic Area (EEA) citizens and residents.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
You will use the Pyra Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
DiPocket
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
The Dual Mode capability on the Nexo Card builds upon the advanced infrastructure already provided by Mastercard and DiPocketChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Third National
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Combine BTC, ETH, and 100+ supported assets as collateral, then swap them anytime as the market evolves.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Tron, Solana
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
### Seamless crypto transfers Receive crypto from external platforms or wallets across 20+ blockchain networks like Ethereum, Solana, and Tron.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Fund your account effortlessly. Add funds via bank transfers under your name, or choose from simple alternatives that match your needs. ### Crypto-friendly bank transfers Your personal USD, EUR, an...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Apple Pay and Google Pay supported for smooth, card-free transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Enjoy up to €2,000 / £1,800 in free ATM withdrawals per month.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
Apple Pay can be used anywhere that accepts contactless payments, including on transport and in shops, restaurants and cafes worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) |
0.00 EUR
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- Free Virtual Card Issue free a virtual card instantly and use it through our app or with the Apple Pay & Google Pay integrations.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping |
Standard:
unknown
2 more countries/regionsEEA: 0.00 EUR – 0.00 EUR nexo.com checked 29 Oct 2026 Source and check Source nexo.com Wording at the sourceThe physical Nexo Card is also free, including shipping.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? United Kingdom: 0.00 GBP – 0.00 GBP nexo.com checked 29 Oct 2026 Source and check Source nexo.com Wording at the source There's also free shipping for the physical Nexo Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 EUR
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 EUR
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD docs.pyra.fi checked 29 Oct 2026 Source and check Source docs.pyra.fi Wording at the sourceAnnual Fees $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) |
0.00 EUR
nexo.com checked 29 Oct 2026
Source and check
Source
nexo.com
Wording at the source
- No monthly, annual, or inactivity fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Nexo Card · Pyra Card: promotions and bonuses as well as warnings and incidents.