Comparison
DeCard Visa Card vs. Pyra Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
DeCard Visa CardDeCard
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Pyra CardPyra
In short
- DeCard Visa Card has the higher score (57.77).
| Attribute |
DeCard Visa CardDeCard
Requires KYC
Private
Virtual
Physical
|
Pyra CardPyra
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | weak |
| CostsWeight 25 % | 80 | 0 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 89 | 100 |
| AvailabilityWeight 10 % | 2 | 97 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 73 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
Minimum Interest Charge There is no interest chargeable to this Credit Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Virtual card issuance S$0 US$0 US$0 Physical card issuance if applicable S$10 US$10 US$100Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We or the Issuer may decide not to grant requests for Pyra Cards or limit the number of physical or virtual Pyra Cards provided to you.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Spend anywhere Visa is accepted, online and in store, with low FX fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody | unknown | unknown |
| Funding model |
credit line
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
credit line
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The Pyra Protocol is a decentralized finance platform that operates on the blockchain network and extends credit to you based on criteria established solely by the Pyra Protocol and set forth in the P...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
SGD, USD
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
DeCard SGD Card DeCard USD Card DeCard Luminaries CardChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
DeCard is currently available to individuals residing in Singapore, Australia, Japan, South Korea, Malaysia, the Philippines, Taiwan, Thailand and Vietnam.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
You will use the Pyra Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) | unknown |
Third National
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Currently, only USDC and USDT are accepted for DeCard. Other digital assets sent cannot be recovered.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.com checked 28 Oct 2026
Two sources, two values
ShownEthereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.comchecked 28 Oct 2026
USDT supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph 2. USDC supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph, BaseDifferingvalue not recorded thedecard.comfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Fiat top-up (differs) |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Yes. DeCard supports USD bank transfers. However, this service is currently only available to users in Singapore.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
You can add DeCard to Apple Pay on your iPhone by:Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
ATM cash withdrawals incur a fee of 1% of the cash withdrawal amount or $5 (whichever is greater) per withdrawal, plus any service charge or other fee imposed by the ATM operator.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
2. Click "Set up contactless".Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
only in the app
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Shipping fees depend on your delivery address. The exact amount will be shown in the App when you apply.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
thedecard.com checked 29 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
$0/yr ### No annual fee Start spending your stablecoins with no annual fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD docs.pyra.fi checked 29 Oct 2026 Source and check Source docs.pyra.fi Wording at the sourceAnnual Fees $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Funding Fee 0% 0% 0%Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) |
0 % above the market rate
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Digital Asset Conversion Fee 0% markup, as per market rate.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency fee (differs) |
1.8 %
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
All transactions charged in foreign currencies will be subject to an administrative fee of 1.8%.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee (differs) |
5.00 SGD
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
An Inactive Account Fee of S$5 will be charged if the card remains inactive for 90 consecutive days after approval.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) | unknown |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at DeCard Visa Card · Pyra Card: promotions and bonuses as well as warnings and incidents.