Comparison
Avici Credit Card vs. DeCard Visa Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Avici Credit CardAvici
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
DeCard Visa CardDeCard
In short
- Avici Credit Card has the lowest foreign currency fee (0 %).
- Avici Credit Card has the higher score (59.01).
| Attribute |
Avici Credit CardAvici
Requires KYC
Private
Virtual
Physical
|
DeCard Visa CardDeCard
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average with variant Signature: 61.03 | average |
| CostsWeight 25 % | 82 | 80 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 82 | 89 |
| AvailabilityWeight 10 % | 10 | 2 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 81 | 73 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Spend easily via Secured credit card using crypto while having full control of your fundsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Avici offers Visa cards in multiple tiers and in virtual and physical form factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Virtual card issuance S$0 US$0 US$0 Physical card issuance if applicable S$10 US$10 US$100Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network |
Visa
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Spend anywhere Visa is accepted, online and in store, with low FX fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody (differs) |
smart wallet
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Avici provides self-custody smart contract wallets on Solana and on EVM-compatible networks. Our EVM smart wallet infrastructure is powered by ZeroDev. You control your keys and are solely responsible...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Funding model |
credit line
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit line
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Once your DeCard application is approved, you'll receive a virtual card with a starting credit limit assigned by DCS.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Avici offers secured credit cards. These credit cards let you use your crypto to spend funds in fiat. The native currency for these cards is USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
SGD, USD
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
DeCard SGD Card DeCard USD Card DeCard Luminaries CardChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Check the country and US-state requirements below before ordering a personal Avici card. For company accounts, see business-card regions and prohibitions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
DeCard is currently available to individuals residing in Singapore, Australia, Japan, South Korea, Malaysia, the Philippines, Taiwan, Thailand and Vietnam.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Third National
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Visa cards issued via our card partner Third NationalChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs) |
user setting
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Transaction limits can be set for individual card and can be adjusted in card settings.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
USDC
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
The card contracts only accept USDC for credit creation but we allow users to use any token for top-up. Using our integration with Relay, we auto-swap your tokens in the background and top-up the card...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDT, USDC
thedecard.com checked 28 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
Currently, only USDC and USDT are accepted for DeCard. Other digital assets sent cannot be recovered.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets (differs) |
only in the app
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
1. Click on top-up on either the card frame on the home page or open the menu from the card section and tap on Top up. 2. You will be prompted to select from a list of available tokens for top-upChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Top-up networks (differs) |
Ethereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.com checked 28 Oct 2026
Two sources, two values
ShownEthereum, BNB Smart Chain, Solana, Polygon, Arbitrum, Base
help.thedecard.comchecked 28 Oct 2026
USDT supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph 2. USDC supported networks: Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph, BaseDifferingvalue not recorded thedecard.comfetched 28 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
|
| Fiat top-up (differs) |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Yes. DeCard supports USD bank transfers. However, this service is currently only available to users in Singapore.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Shop offline like a pro by adding to Apple Pay or Google payChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
You can add DeCard to Apple Pay on your iPhone by:Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
These cards can also be used for ATM transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
ATM cash withdrawals incur a fee of 1% of the cash withdrawal amount or $5 (whichever is greater) per withdrawal, plus any service charge or other fee imposed by the ATM operator.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Physical cards can be used to spend in person using swipe, insert or tap to pay features.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
2. Click "Set up contactless".Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
15.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
**Signature:** a dollar card with Visa Signature benefits, including airport lounges, auto rental insurance, purchase protection, luxury hotel access, and emergency medical cover abroad. $30 for the f...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuance (differs) |
50.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Physical Cards– * Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
75.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $75 card fees, $20/year from second yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cards | unknown | |
| Shipping (differs) |
Standard:
0.00 USD – 50.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
We offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 1 more country/regionUnited States: 0.00 USD – 15.00 USD docs.avici.money checked 29 Oct 2026 Source and check Source docs.avici.money Wording at the sourceWe offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
help.thedecard.com checked 28 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Shipping fees depend on your delivery address. The exact amount will be shown in the App when you apply.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Annual fee |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
20.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $30 for the first year, then $20 billed annuallyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
thedecard.com checked 29 Oct 2026
Source and check
Source
thedecard.com
Wording at the source
$0/yr ### No annual fee Start spending your stablecoins with no annual fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee |
free
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
We charge no fees for topping up the credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
free
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Funding Fee 0% 0% 0%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0 % above the market rate
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
Digital Asset Conversion Fee 0% markup, as per market rate.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) |
0 %
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Forex markups– 0%*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.8 %
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
All transactions charged in foreign currencies will be subject to an administrative fee of 1.8%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
0.65 % + 1.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
free
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
No low auth fees, no declined transaction fees (not applicable on ATMs) and no top-up or withdrawal to wallet fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee (differs) |
5.00 SGD
help.thedecard.com checked 29 Oct 2026
Source and check
Source
help.thedecard.com
Wording at the source
An Inactive Account Fee of S$5 will be charged if the card remains inactive for 90 consecutive days after approval.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) (differs) |
8 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Your friend unlocks an **$8 bonus** after signing up through your referral, ordering a card, and completing profile verification.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you) (differs) |
2 % of card spend for 90 days
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
You earn **2% of your friend's eligible card spending for their first 90 days**, starting when they complete **profile verification**. After 90 days, your rate depends on your referral level.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus (differs) |
5 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
**5. Verify to activate.** Verification is required to activate your card and takes about 2 minutes. Tap **Proceed to Verification**. **6. Complete verification.** Select your account type and your co...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Avici Credit Card · DeCard Visa Card: promotions and bonuses as well as warnings and incidents.