Comparison
Avici Credit Card vs. Pyra Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Avici Credit CardAvici
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Pyra CardPyra
In short
- Avici Credit Card has the higher score (59.01).
| Attribute |
Avici Credit CardAvici
Requires KYC
Private
Virtual
Physical
|
Pyra CardPyra
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average with variant Signature: 61.03 | weak |
| CostsWeight 25 % | 82 | 0 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 82 | 100 |
| AvailabilityWeight 10 % | 10 | 97 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 81 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
credit
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Spend easily via Secured credit card using crypto while having full control of your fundsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
Minimum Interest Charge There is no interest chargeable to this Credit Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Avici offers Visa cards in multiple tiers and in virtual and physical form factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We or the Issuer may decide not to grant requests for Pyra Cards or limit the number of physical or virtual Pyra Cards provided to you.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The card program is issued by the Issuer under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
smart wallet
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Avici provides self-custody smart contract wallets on Solana and on EVM-compatible networks. Our EVM smart wallet infrastructure is powered by ZeroDev. You control your keys and are solely responsible...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Funding model |
credit line
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
With your crypto, Visa simply hands you a credit line with matching spending power.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit line
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
The Pyra Protocol is a decentralized finance platform that operates on the blockchain network and extends credit to you based on criteria established solely by the Pyra Protocol and set forth in the P...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Avici offers secured credit cards. These credit cards let you use your crypto to spend funds in fiat. The native currency for these cards is USDChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Check the country and US-state requirements below before ordering a personal Avici card. For company accounts, see business-card regions and prohibitions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
You will use the Pyra Card for personal, family, or household use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
Third National
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Visa cards issued via our card partner Third NationalChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
user setting
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Transaction limits can be set for individual card and can be adjusted in card settings.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
USDC
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
The card contracts only accept USDC for credit creation but we allow users to use any token for top-up. Using our integration with Relay, we auto-swap your tokens in the background and top-up the card...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assets (differs) |
only in the app
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
1. Click on top-up on either the card frame on the home page or open the menu from the card section and tap on Top up. 2. You will be prompted to select from a list of available tokens for top-upChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Top-up networks | unknown | |
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
Google Pay
avici.money checked 29 Oct 2026
Source and check
Source
avici.money
Wording at the source
Shop offline like a pro by adding to Apple Pay or Google payChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawals (differs) |
Yes
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
These cards can also be used for ATM transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Contactless (differs) |
Yes
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Physical cards can be used to spend in person using swipe, insert or tap to pay features.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuance (differs) |
15.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
**Signature:** a dollar card with Visa Signature benefits, including airport lounges, auto rental insurance, purchase protection, luxury hotel access, and emergency medical cover abroad. $30 for the f...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
50.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Physical Cards– * Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
75.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $75 card fees, $20/year from second yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
Standard:
0.00 USD – 50.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
We offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? 1 more country/regionUnited States: 0.00 USD – 15.00 USD docs.avici.money checked 29 Oct 2026 Source and check Source docs.avici.money Wording at the sourceWe offer free, untracked delivery for both physical card options. This guarantees delivery in 3-4 weeks For **priority delivery** the charges are $50 for international deliveries and this is a tracked...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
#### Virtual Cards– * Platinum– First card costs $15. Subsequent cards: $10 one-time fee, no recurring charges.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Platinum– $50 basic card fee, one-time, no recurring chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
20.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
* Signature– $30 for the first year, then $20 billed annuallyChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD docs.pyra.fi checked 29 Oct 2026 Source and check Source docs.pyra.fi Wording at the sourceAnnual Fees $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs) |
free
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
We charge no fees for topping up the credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) |
0 %
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Forex markups– 0%*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
0.65 % + 1.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
free
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
| ATM Withdrawal Fees | $1 + 0.65% per transaction | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee (differs) |
0.00 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
No low auth fees, no declined transaction fees (not applicable on ATMs) and no top-up or withdrawal to wallet fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) |
not published
docs.pyra.fi checked 29 Oct 2026
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) (differs) |
8 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
Your friend unlocks an **$8 bonus** after signing up through your referral, ordering a card, and completing profile verification.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you) (differs) |
2 % of card spend for 90 days
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
You earn **2% of your friend's eligible card spending for their first 90 days**, starting when they complete **profile verification**. After 90 days, your rate depends on your referral level.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonus (differs) |
5 USD
docs.avici.money checked 29 Oct 2026
Source and check
Source
docs.avici.money
Wording at the source
**5. Verify to activate.** Verification is required to activate your card and takes about 2 minutes. Tap **Proceed to Verification**. **6. Complete verification.** Select your account type and your co...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Avici Credit Card · Pyra Card: promotions and bonuses as well as warnings and incidents.