Basicspyra-card
- Card form
-
credit
Source and check
Source
docs.pyra.fi
Wording at the source
Minimum Interest Charge There is no interest chargeable to this Credit Card.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card types
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virtual, physical
Source and check
Source
docs.pyra.fi
Wording at the source
We or the Issuer may decide not to grant requests for Pyra Cards or limit the number of physical or virtual Pyra Cards provided to you.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card network
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Visa
Source and check
Source
docs.pyra.fi
Wording at the source
The card program is issued by the Issuer under license from Visa.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Funding model
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credit line
Source and check
Source
docs.pyra.fi
Wording at the source
The Pyra Protocol is a decentralized finance platform that operates on the blockchain network and extends credit to you based on criteria established solely by the Pyra Protocol and set forth in the P...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Card currencies
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USD
Source and check
Source
docs.pyra.fi
Wording at the source
If you make a transaction using your Account in a foreign currency (including, for example, online purchases from a merchant located outside of the U.S.), the credit card association will convert any...
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? - Usage
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personal
Source and check
Source
docs.pyra.fi
Wording at the source
You will use the Pyra Card for personal, family, or household use.
Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees and cashback
| Attribute | Value |
|---|---|
| Fees | |
| Virtual card issuance | unknown |
| Physical card issuance | unknown |
| Shipping | unknown |
| Monthly fee | unknown |
| Annual fee |
differs in US
|
| Top-up fee | unknown |
| Crypto deposit fee | unknown |
| Crypto conversion fee | unknown |
| Minimum conversion | unknown |
| Foreign currency fee | unknown |
| Minimum FX fee | unknown |
| ATM fee | unknown |
| Merchant-specific fee | unknown |
| Declined payment fee | unknown |
| Refund fee | unknown |
| Inactivity fee | unknown |
| Minimum monthly spend | unknown |
| Inactivity rule | unknown |
| Card replacement |
not published
Source and check
Source
docs.pyra.fi
Wording at the source
We will disclose any Fees to you when you are approved for a Pyra Card through your Pyra Account, by updating these Card Terms, or through our website. We may update, add, or change Fees upon 30 days'...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Plan waivers | unknown |
| Cashback & rewards | |
| Cashback | unknown |
Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of
KYC and limits
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ID document
ID document, often with a selfie or video ident
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Tier 1 at Pyra
Source and check Source docs.pyra.fi Wording at the source
In connection with verifying your identity, we utilize a service provider that collects and uses biometric information from your driver's license and / or passport photo to match against your image.
Checked Verified Value wrong? No earlier versions What does [s] mean?Requires: ID document, Selfie / liveness
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| Limits | Value |
|---|---|
| Spending in total |
not published
Source and check
Source
docs.pyra.fi
Wording at the source
Your spending limit is generally set by Genuine Technologies Ltd, Inc. pursuant to the terms of the Genuine Technologies Ltd, Inc. Terms. Issuer may additionally set spending limits on each Pyra Card...Checked Verified Add this value? No earlier versions What does [s] mean? |
KYC: ID document Identity verification is required from the first level.
When is KYC needed?
No triggers published.
What do you have to show? Open the KYC finderAvailability
| Attribute | Value |
|---|---|
| Available in |
|
| Residency requirement | unknown |
Key countries
- Germany available
- Austria available
- Switzerland available
- United States available
- United Kingdom available
- France available
- Spain available
- Italy available
- Netherlands available
- Türkiye not available
- Brazil available
- Nigeria available
- India not available
- United Arab Emirates available
- Singapore available
✓ available · ✗ not available · ? not known from the sources
Point at or tap a country.
Crypto
Bonuses and promotions
What Pyra offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.
No referral bonus, welcome bonus or promotion documented yet.
Trust
| Attribute | Value |
|---|---|
| Issuer / BIN sponsor |
Third National
Source and check
Source
docs.pyra.fi
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Program manager | unknown |
| Headquarters | unknown |
| Support channels |
email
Source and check
Source
docs.pyra.fi
Wording at the source
If you have any questions regarding these terms and conditions please contact <[email protected]>Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Issuer
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Registered name: Nimbus LLC Source and check Source legal.raincards.xyz Wording at the source
Third National services: Nimbus LLC, doing business as Third National and Third National LLC, is a licensed lender, money transmitter and Visa-authorized card issuer that provides card issuance, payme...Checked Verified Issues 18 card programmes in our catalogue
Transparency
Transparency 71 %
0 of 10 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
Sources last checked 2026-10-29
Licences
No licences captured yet.
What users report
No community reports evaluated yet.
How the score is made up
61.95 of 100 · average
Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.
Methodology and weights-
CostsWeight 25 %not scored counts neutral (12.5)
monthly/annual fee, top-up, FX and ATM fees
-
KYC and privacyWeight 20 %7.0 of 20 points
KYC class needed, KYC-free allowance
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FeaturesWeight 15 %15.0 of 15 points
wallets, physical card, ATM, assets, chains
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AvailabilityWeight 10 %9.7 of 10 points
number of countries, EU/US/UK
-
RewardsWeight 10 %not scored counts neutral (5.0)
cashback considering caps and staking requirements
-
TrustWeight 10 %7.8 of 10 points
licences, incidents, company and card age, issuer, ownership, security, transparency
Trust in detail
- LicencesWeight 15 % not scored
- Company age (up to 5 years)Weight 10 % not scored
- Card on the market (up to 3 years)Weight 10 % not scored
- IssuerWeight 15 % 60
- OwnershipWeight 10 % not scored
- Security evidenceWeight 15 % not scored
- TransparencyWeight 10 % 71
- Incidents (12 months)Weight 15 % 100
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CommunityWeight 10 %not scored counts with the median (5.0)
ratings and reports, damped, neutral with too little data
Early warning
Alerts for this card
We tell you what changes at Pyra Card and Pyra, with evidence for every alert.
Changelog
Score changed from 58.36 to 61.95.
Discontinued on: October 29, 2026.
Changes to limits.
Changes to KYC levels and requirements.
Score changed from 61.36 to 58.36.
Changes to limits.
Changes to KYC levels and requirements.
New logo.
Changes to licences.
Apply for Pyra Card directly with the provider.
All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.