Comparison
Nocturne Card vs. WooCard: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Nocturne CardNocturne
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
WooCardWooCard
In short
- Nocturne Card has the higher score (67.64).
| Attribute |
Nocturne CardNocturne
No KYC
Private & business
Virtual
|
WooCardWooCard
KYC unknown
Private
Virtual
|
|---|---|---|
| Score | good | average with variant VIP Card: 57.78 |
| CostsWeight 25 % | 98 | 84 |
| KYC and privacyWeight 20 % | 70 | not scored |
| FeaturesWeight 15 % | 62 | 48 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 50 | 55 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC unknown |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
prepaid
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Prepaid, so the real answer is: spend what you hold.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Eligible low-limit prepaid tiers may use simplified due diligence where permitted by law; provider compliance controls apply at all tiers. They screen crypto for sanctions, anti-money-laundering (AML)...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types |
virtual
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Virtual card creationStandard card: 9 USDT / VIP Card: 85 USDTChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs) |
not published
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
NetworksStruck at issuingChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Crypto-funded virtual Visa spending inside Telegram. USD top-ups have a 2.8% fee, with no monthly maintenance fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
custodial
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
woocard is a brand, marketing and customer-acquisition partner and is not the provider or issuer of the underlying cryptocurrency, wallet, payment or card services. woocard does not hold or control us...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Top up crypto directly to your cards and have it available to spend in less than 60 seconds.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, USD
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Standard cards are available in USD and EUR without ATM withdrawals. VIP cards are available in USD and EUR with ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Paid media Ad accounts billed clean. Approvals, not reviews. ### Subscriptions Streaming, memberships and tools, each on its own card. ### Travel Rides, stays and flights. Tap or book online....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
woocard offers provider-controlled funding for eligible Standard and VIP cards, which may suit high-value personal spending. A monthly load limit is not a guaranteed per-transaction spending limit. Pr...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
not published
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Cards are issued by licensed partner institutions; Nocturne is not a bank.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
The underlying services are provided and/or operated by the service provider and/or its authorized third-party service providers, financial institutions, card issuers, card-program partners, payment p...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
account tier
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Ceilings are generous and the card's own — the exact figures live on each card's page in your dashboard, and they lift as your volume growsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per account (differs) | unknown |
5
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Creation fees: Standard / Everyday Use 9 USDT; VIP 85 USDT. The USD top-up fee is 2.8%. An additional fixed 1 USDT top-up fee may apply. Minimum top-up: subject to current provider terms. Withdrawal/r...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDT, USDC, LTC, XMR
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Six assets: BTC, ETH, USDT, USDC, LTC, XMR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Cards can be funded with BTC, USDT, ETH, USDC, and other supported crypto assets. Funding is subject to sanctions and illicit-activity screening.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up | unknown | |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Mobile walletsGoogle Pay on Shadow and Aurora · Apple Pay on AuroraChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Apple Pay and Google Pay are supported on eligible cards where the wallet, region and card program permit them. Add your card to a supported wallet for mobile payments; availability is not universal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
No
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Standard cards are available in USD and EUR without ATM withdrawals. VIP cards are available in USD and EUR with ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Yes
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Standard cards are available in USD and EUR without ATM withdrawals. VIP cards are available in USD and EUR with ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Tap wherever contactless is taken, from checkouts to transitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) | unknown |
9.00 USDT
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
| woocard | 9 USDT Standard / 85 USDT VIP | 2.8%. An additional fixed 1 USDT top-up fee may apply. | $0/month | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
85.00 USDT
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Virtual card creationStandard card: 9 USDT / VIP Card: 85 USDTChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Crypto-funded virtual Visa spending inside Telegram. USD top-ups have a 2.8% fee, with no monthly maintenance fee.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
FormatVirtual, issued in about a minuteChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly fee |
0.00 USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
No, the monthly fee is $0.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
| woocard | 9 USDT Standard / 85 USDT VIP | 2.8%. An additional fixed 1 USDT top-up fee may apply. | $0/month | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee | unknown | |
| Top-up fee | unknown | |
| Crypto deposit fee (differs) | unknown |
free (network fees may apply)
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
| Deposit Fee | $0 | 2% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto conversion fee (differs) |
0 %
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Deposits are credited at par minus a flat deposit fee of 0.49% per deposit, the same on every asset.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.1 %
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Swap more than 18 coins to stablecoins with a 0.1% fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
0 % above the network rate
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction fee (differs) | unknown |
free
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
| woocard | 9 USDT Standard / 85 USDT VIP | 2.8%. An additional fixed 1 USDT top-up fee may apply. | $0/month | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cross-border fee (differs) | unknown |
0 %
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Virtual card creationStandard card: 9 USDT / VIP Card: 85 USDTTop-up fee components2.8%. An additional fixed 1 USDT top-up fee may apply.Withdrawal3 USDTMaintenance, transaction, decline, and cross-bo...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Withdrawal fee (differs) | unknown |
3.00 USDT
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
Creation fees: Standard / Everyday Use 9 USDT; VIP 85 USDT. The USD top-up fee is 2.8%. An additional fixed 1 USDT top-up fee may apply. Minimum top-up: subject to current provider terms. Withdrawal/r...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Activation fee | unknown | |
| Minimum top-up (differs) | unknown |
not published
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
| Minimum Funding | Subject to current provider terms | Subject to current provider terms |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Declined payment fee (differs) | unknown |
0.00 USD
woocard.io checked 29 Oct 2026
Source and check
Source
woocard.io
Wording at the source
There is no fee for unsuccessful or declined transactions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback | unknown | |
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Nocturne Card · WooCard: promotions and bonuses as well as warnings and incidents.