Comparison
Nocturne Card vs. Yellowdotpay Virtual Card: fees, limits & KYC
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nocturne.cards30 Oct 2026
Image source
Source
nocturne.cards
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Nocturne CardNocturne
-
yellowdotpay.net30 Oct 2026
Image source
Source
yellowdotpay.net
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Yellowdotpay Virtual CardYellowdotpay
In short
- Yellowdotpay Virtual Card has the best score (65.5).
| Attribute |
Nocturne CardNocturne
|
Yellowdotpay Virtual CardYellowdotpay
|
|---|---|---|
| Overview | No KYC Private & business Virtual | KYC free (limited) Private & business Virtual |
| Score | average with variant Eclipse: 61.58 | good |
| CostsWeight 25 % | 60 | 59 |
| KYC and privacyWeight 20 % | 70 | 83 |
| FeaturesWeight 15 % | 62 | 70 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 43 | 88 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Prepaid, so the real answer is: spend what you hold.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Card type | Prepaid virtual card, reloadable |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Card type | Prepaid virtual card, reloadable |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
not published
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
NetworksStruck at issuingChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Custodysame for all |
custodial
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
2. Deposit crypto from Deposit: pick a coin and network, send at least the minimum, and submit the transaction hash. 3. Buy the card on its card page. The price is taken from your balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
Yellowdotpay sells US Mastercard and Visa cards from $100 that you pay for with crypto, with no SSN or US bank account; the card details appear in your account right after purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
ARS, EUR, KRW, TRY, USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Use case | Card options | From | |---|---|---| | Turkish VCC: Turkish Lira Virtual Card (TRY) | 3 | $150.00 USD | | Argentina Virtual Card (ARS Peso Card) | 2 | $200.00 USD | | USA Virtual Card (US...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal, business
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Paid media Ad accounts billed clean. Approvals, not reviews. ### Subscriptions Streaming, memberships and tools, each on its own card. ### Travel Rides, stays and flights. Tap or book online....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
💡 Paying bills in Finland – Electricity, mobile, internet, and streaming subscriptions. ✈️ International travel & e-commerce – Book flights, hotels, and shop across EU & beyond. 👩💻 Freela...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Cards are issued by licensed partner institutions; Nocturne is not a bank.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
account tier
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Ceilings are generous and the card's own — the exact figures live on each card's page in your dashboard, and they lift as your volume growsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all |
5
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
You can hold up to 5 live Eclipses at once, each with its own number.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Availability | ||
| Available insame for all |
not published
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Our services are not available in sanctioned or prohibited jurisdictions and may be unavailable where local law forbids them. You are solely responsible for compliance with the laws of your country, i...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, LTC, XMR
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Six assets: BTC, ETH, USDT, USDC, LTC, XMR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, BNB, TRX, TON, LTC, BCH, AVAX, POL
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Pay with | BTC, USDT (TRC20/BEP20/ERC20), ETH, SOL, LTC, BNB, TON, TRX, BCH |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networkssame for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Litecoin
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Pay with | BTC, USDT (TRC20/BEP20/ERC20), ETH, SOL, LTC, BNB, TON, TRX, BCH |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all | ||
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Mobile walletsGoogle Pay on Shadow and Aurora · Apple Pay on AuroraChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
#### Can I connect it to PayPal/Google Pay/Apple Pay? Yes, Yellowdotpay virtual cards integrate with PayPal, Apple Pay, and Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
No
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Where it works | Online payments only (no ATM or in-store) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Tap wherever contactless is taken, from checkouts to transitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
25.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
$25 ### Shadow The essential card. Online, in-app, Google Pay, tap from Android.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
45.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
The complete card $45 ### Aurora The complete card. Online, in-app, Apple Pay, Google Pay, tap in person.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
10.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
$10 ### Eclipse The ad card. Built for media and digital spend.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
5.00 USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
👉 Card Preloaded Fund: $195 👉 Card Issue charge: $5 feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
A virtual card works just like a standard debit or credit card but exists entirely online—no plastic, no waiting.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
FormatVirtual, issued in about a minuteChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
No, the monthly fee is $0.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Monthly fee | None |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all | ||
| Top-up fee (differs)same for all |
5 % (eases to 3.5% as rolling last-30-day load volume grows)
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Shadow The essential card. Online, in-app, Google Pay, tap from Android. - Google Pay in seconds: pair it from the card page, the code shows up right there - Online and in-app, anywhere cards ar...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
3.5 % (eases to 2.5% as rolling last-30-day load volume grows)
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Eclipse The ad card. Built for media and digital spend. - Loads at 3.5% → 2.5% as your last 30 days of volume growsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
2.00 USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Top-up fee | $2 per reload |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit fee (differs)same for all |
0.49 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
The deposit itself is a flat 0.49% on every asset; Tron and Monero add the processor's network fee at cost, shown before you send.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
2.00 USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Coin / network | Minimum deposit | Deposit fee | |---|---|---| | BITCOIN | $50.00 USD | $2.00 USD |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto conversion feesame for all |
0 %
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Deposits are credited at par minus a flat deposit fee of 0.49% per deposit, the same on every asset.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs)same for all |
0 % above the network rate
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
You can use our cards for supported purchases in currencies other than your card's currency. When conversion is needed, the exchange rate and any applicable fees affect the amount deducted from your b...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
Can I use the card in shops or at ATMs? No. The cards are for online payments only.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
0 % + 0.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
payments are $0 flat, and there's no monthly feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all |
1 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Card to balance Applies to voluntary pull-backs, including the balance returned when you close a card yourself; the fee and net amount are shown before confirmation. Automatic returns, corrections an...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | ||
| Minimum top-up (differs)same for all |
15.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
LoadingFrom $15 a load, straight from your balance — the return fee is shown before you pull money back to your balanceChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
50.00 USD
yellowdotpay.net checked 30 Oct 2026
Source and check
Source
yellowdotpay.net
Wording at the source
| Coin / network | Minimum deposit | Deposit fee | |---|---|---| | BITCOIN | $50.00 USD | $2.00 USD |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Declined payment feesame for all |
0.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
we add nothing to a payment; a declined attempt costs nothing on Shadow and Aurora, and on the Eclipse ad card it carries the network's $0.25, passed through at costChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.25 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
we add nothing to a payment; a declined attempt costs nothing on Shadow and Aurora, and on the Eclipse ad card it carries the network's $0.25, passed through at costChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all |
free
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Shadow and Aurora refunds arrive in full; on the Eclipse ad card the network's refund charge is passed through at cost — 1.5% of the refunded amount, 4% on the Eclipse X — itemised on the line $0 · 1...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1.5 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
on the Eclipse ad card the network's refund charge is passed through at cost — 1.5% of the refunded amount, 4% on the Eclipse X — itemised on the line $0 · 1.5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all |
29.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
$29 a month — spent, or loaded and kept — keeps a card active; idle cards retire with the balance returned less the standard pull-back feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity rulesame for all |
A card retires after three months idle: a warning comes first with a week to keep it, and the remaining balance is returned to the account less the standard pull-back fee.
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
There's no monthly fee. A card stays active with $29 of spend across a month; leave one idle for three months and it retires — you get a warning first, with a week to keep it — and any remaining balan...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all | ||
| Unknown for all | Free cards · Annual fee · FX free allowance · Minimum FX fee · Cross-border fee · Activation fee · Inactivity fee · Card replacement | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all | ||
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Nocturne Card · Yellowdotpay Virtual Card: promotions and bonuses as well as warnings and incidents.