Comparison
Nocturne Card vs. Oppi Wallet Card: fees, limits & KYC
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nocturne.cards30 Oct 2026
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nocturne.cards
Retrieved on
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Nocturne CardNocturne
-
oppiwallet.com30 Oct 2026
Image source
Source
oppiwallet.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Oppi Wallet CardOppi Wallet
In short
- Oppi Wallet Card has the best score (71.38).
| Attribute |
Nocturne CardNocturne
|
Oppi Wallet CardOppi Wallet
|
|---|---|---|
| Overview | No KYC Private & business Virtual | KYC free (limited) Private & business Virtual Physical |
| Score | average with variant Eclipse: 61.58 | good with variant Physical Card: 69.3 |
| CostsWeight 25 % | 60 | 92 |
| KYC and privacyWeight 20 % | 70 | 70 |
| FeaturesWeight 15 % | 62 | 75 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 43 | 82 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID, ID + proof of address for higher volumes |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
prepaid
nocturne.cards checked 29 Oct 2026
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Source
nocturne.cards
Wording at the source
Prepaid, so the real answer is: spend what you hold.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Top-up model | pre-funded non-custodial |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
nocturne.cards checked 29 Oct 2026
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Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
not published
nocturne.cards checked 29 Oct 2026
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Source
nocturne.cards
Wording at the source
NetworksStruck at issuingChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
oppiwallet.com checked 30 Oct 2026
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Source
oppiwallet.com
Wording at the source
Your virtual card runs on the Mastercard network. Which means that it works at any online store, subscription services, or payment platform that accepts Mastercard globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custody (differs)same for all |
custodial
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
oppiwallet.com checked 30 Oct 2026
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Source
oppiwallet.com
Wording at the source
Oppi does not hold your funds at any point. Your crypto stays in your self-custody wallet until you choose to load the card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Yes. A deposit converts to dollar balance at a rate quoted before you send, and your cards spend from that balance, so there is no second conversion at checkout.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal, business
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Paid media Ad accounts billed clean. Approvals, not reviews. ### Subscriptions Streaming, memberships and tools, each on its own card. ### Travel Rides, stays and flights. Tap or book online....Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Manage spending by setting up virtual cards to use on subscriptions, travel, daily purchases, or business.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not published
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Cards are issued by licensed partner institutions; Nocturne is not a bank.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs)same for all |
account tier
nocturne.cards checked 30 Oct 2026
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Source
nocturne.cards
Wording at the source
Ceilings are generous and the card's own — the exact figures live on each card's page in your dashboard, and they lift as your volume growsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
KYC level
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all |
5
nocturne.cards checked 30 Oct 2026
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Source
nocturne.cards
Wording at the source
You can hold up to 5 live Eclipses at once, each with its own number.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Availability | ||
| Available insame for all |
not published
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Our services are not available in sanctioned or prohibited jurisdictions and may be unavailable where local law forbids them. You are solely responsible for compliance with the laws of your country, i...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The Oppi virtual crypto card is available in 210+ countries and works wherever Mastercard is accepted. Some countries may have restrictions for card features based on local rules, so eligibility is ch...Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, LTC, XMR
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Six assets: BTC, ETH, USDT, USDC, LTC, XMR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all |
40
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The platform supports 40+ digital assets across Ethereum, BSC, Polygon, TRON and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up networkssame for all |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Multi-chain support | Ethereum, BSC, Polygon, TRON, Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
No
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate. No need to manually exchange or convert your c...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Mobile walletsGoogle Pay on Shadow and Aurora · Apple Pay on AuroraChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
No
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Now, turn your digital assets into purchasing power. Shop, pay bills or withdraw cash worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
nocturne.cards checked 29 Oct 2026
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Source
nocturne.cards
Wording at the source
Tap wherever contactless is taken, from checkouts to transitChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
25.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
$25 ### Shadow The essential card. Online, in-app, Google Pay, tap from Android.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
45.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
The complete card $45 ### Aurora The complete card. Online, in-app, Apple Pay, Google Pay, tap in person.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
10.00 USD
nocturne.cards checked 30 Oct 2026
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Source
nocturne.cards
Wording at the source
$10 ### Eclipse The ad card. Built for media and digital spend.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
5.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Card issuance fee | $5 for virtual card, $100 for physical card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A virtual card on real bank rails. Choose your card when you create it.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
100.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shipping (differs)same for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
FormatVirtual, issued in about a minuteChecked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD – 0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
No, the monthly fee is $0.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all |
5 % (eases to 3.5% as rolling last-30-day load volume grows)
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Shadow The essential card. Online, in-app, Google Pay, tap from Android. - Google Pay in seconds: pair it from the card page, the code shows up right there - Online and in-app, anywhere cards ar...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
3.5 % (eases to 2.5% as rolling last-30-day load volume grows)
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
### Eclipse The ad card. Built for media and digital spend. - Loads at 3.5% → 2.5% as your last 30 days of volume growsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto deposit feesame for all |
0.49 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
The deposit itself is a flat 0.49% on every asset; Tron and Monero add the processor's network fee at cost, shown before you send.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all |
0 %
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Deposits are credited at par minus a flat deposit fee of 0.49% per deposit, the same on every asset.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
0 % above the network rate
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
If a purchase is not in dollars, the network converts at its lowest regular rate and our FX markup is 0%.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
not applicable
nocturne.cards checked 29 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
A card is also not a way to move cash. ATM and manual cash withdrawals decline under the closed categories above.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
0 % + 0.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
payments are $0 flat, and there's no monthly feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all |
1 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Card to balance Applies to voluntary pull-backs, including the balance returned when you close a card yourself; the fee and net amount are shown before confirmation. Automatic returns, corrections an...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all |
10.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum top-upsame for all |
15.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
LoadingFrom $15 a load, straight from your balance — the return fee is shown before you pull money back to your balanceChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Declined payment feesame for all |
0.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
we add nothing to a payment; a declined attempt costs nothing on Shadow and Aurora, and on the Eclipse ad card it carries the network's $0.25, passed through at costChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.25 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
we add nothing to a payment; a declined attempt costs nothing on Shadow and Aurora, and on the Eclipse ad card it carries the network's $0.25, passed through at costChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all |
free
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
Shadow and Aurora refunds arrive in full; on the Eclipse ad card the network's refund charge is passed through at cost — 1.5% of the refunded amount, 4% on the Eclipse X — itemised on the line $0 · 1...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1.5 %
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
on the Eclipse ad card the network's refund charge is passed through at cost — 1.5% of the refunded amount, 4% on the Eclipse X — itemised on the line $0 · 1.5%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all |
29.00 USD
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
$29 a month — spent, or loaded and kept — keeps a card active; idle cards retire with the balance returned less the standard pull-back feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Inactivity rulesame for all |
A card retires after three months idle: a warning comes first with a week to keep it, and the remaining balance is returned to the account less the standard pull-back fee.
nocturne.cards checked 30 Oct 2026
Source and check
Source
nocturne.cards
Wording at the source
There's no monthly fee. A card stays active with $29 of spend across a month; leave one idle for three months and it retires — you get a warning first, with a week to keep it — and any remaining balan...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all | ||
| Unknown for all | Free cards · FX free allowance · Minimum FX fee · Cross-border fee · Inactivity fee · Card replacement | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have a refer and earn program for Oppi users. You earn rewards when you refer someone using your referral code.Checked Verified Add this value? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Nocturne Card · Oppi Wallet Card: promotions and bonuses as well as warnings and incidents.