Comparison
IZIPAY Crypto Card vs. Oppi Wallet Card: fees, limits & KYC
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izipay.me29 Oct 2026
Image source
Source
izipay.me
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
IZIPAY Crypto CardIZIPAY
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oppiwallet.com30 Oct 2026
Image source
Source
oppiwallet.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Oppi Wallet CardOppi Wallet
In short
- Oppi Wallet Card has the best score (71.38).
| Attribute |
IZIPAY Crypto CardIZIPAY
|
Oppi Wallet CardOppi Wallet
|
|---|---|---|
| Overview | No KYC Private & business Virtual Physical Metal | KYC free (limited) Private & business Virtual Physical |
| Score | average with variant Physical Metal Card: 65.39 | good with variant Physical Card: 69.3 |
| CostsWeight 25 % | 60 | 92 |
| KYC and privacyWeight 20 % | 53 | 70 |
| FeaturesWeight 15 % | 70 | 75 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 88 | 82 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID | KYC: No ID, ID + proof of address for higher volumes |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
prepaid
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
A crypto debit (prepaid) card lets you spend only the crypto you have loaded - no borrowing, no credit check, no liquidation risk. A crypto credit card lends you fiat against your crypto as collateral...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Top-up model | pre-funded non-custodial |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
physical, metal
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
Mastercard
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Your virtual card runs on the Mastercard network. Which means that it works at any online store, subscription services, or payment platform that accepts Mastercard globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Custody (differs)same for all |
custodial
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No. IZIPAY acts as an intermediary and does not store user funds. Transactions and funds are handled securely by our trusted banking partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
self-custody
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Oppi does not hold your funds at any point. Your crypto stays in your self-custody wallet until you choose to load the card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
izipay.me checked 29 Oct 2026
Two sources, two values
Shownfiat balance
izipay.mechecked 29 Oct 2026
The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Differingconverted on spend izipay.mefetched 29 Oct 2026 Your crypto is converted to fiat instantly at checkout. Add to Apple Pay and tap.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR, GBP, USD
izipay.me checked 29 Oct 2026
Two sources, two values
ShownEUR, GBP, USD
izipay.mechecked 29 Oct 2026
Card Balance Received USD - USD - EUR - GBPDifferingUSD izipay.mefetched 29 Oct 2026 The card balance is held in **USD**; non-USD purchases convert at the card network rate with no markup from IZIPAY.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The foreign exchange charge is only 2 to 2.5 percent when purchasing in a currency other than USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal, business
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Separate your business and personal expenses easily. Manage your online subscriptions and digital purchases in one secure place.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Manage spending by setting up virtual cards to use on subscriptions, travel, daily purchases, or business.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | ||
| Limits depend onsame for all |
KYC level
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have 2 virtual cards: one requires KYC with fewer usage restrictions, another is a non-KYC card with more restrictions. We also offer a physical card option that requires application and will be de...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all | ||
| Unknown for all | Issuer / BIN sponsor · Cards per account | |
| Availability | ||
| Available insame for all |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The Oppi virtual crypto card is available in 210+ countries and works wherever Mastercard is accepted. Some countries may have restrictions for card features based on local rules, so eligibility is ch...Checked Verified Check overdue · last 30 Oct 2026 Add this value? History What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, TRX
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all |
40
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
The platform supports 40+ digital assets across Ethereum, BSC, Polygon, TRON and Solana.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up networks (differs)same for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Tether (USDT)** - TRC-20 (Tron), BEP-20 (BNB Chain), ERC-20 (Ethereum), Polygon - **USD Coin (USDC)** - Tron, Ethereum, BNB Chain, Polygon, Solana - **Bitcoin (BTC)** - Bitcoin network - **Ethereu...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Ethereum, Tron, BNB Smart Chain, Solana, Polygon
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Multi-chain support | Ethereum, BSC, Polygon, TRON, Solana |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
No
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- **Crypto-only funding.** No bank transfer, no card-to-card top-up.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
No
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Add BTC, ETH, USDT, USDC, or other supported crypto onto your card. At the time of top-up your crypto will change to spendable balance at real-time rate. No need to manually exchange or convert your c...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
Samsung Pay
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
IZIPAY virtual cards are built on global payment networks, making them fully compatible with Apple Pay, Google Pay, and Samsung Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Now, turn your digital assets into purchasing power. Shop, pay bills or withdraw cash worldwide.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
- Tap-to-Pay (Contactless) EnabledChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
You can also add it to apple pay or google pay for contactless NFC payments in stores. This works at any online or in-store location that accepts Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
49.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
59.99 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Transparency is key. Four cards, each with a one-time price: Virtual Visa $49.99 (online payments), Virtual Mastercard $49.99 (online payments, without Apple Pay or Google Pay), Apple Pay Mastercard $...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
5.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
| Card issuance fee | $5 for virtual card, $100 for physical card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
100.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | ||
| Shippingsame for all |
0.00 USD – 0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Virtual card costs $49.99 one-time issuance fee. Physical metal card costs $459.99 with worldwide shipping included. Both have zero monthly maintenance fees and a flat 3% top-up fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD – 0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pricing Reminder: Virtual card: $10 activation, $5 credited back to your card balance. Effective cost: $5. No monthly fees. Physical Card: $100 including shipping.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Monthly Maintenance Fee | $0.00 | $0.00 | $0.00 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
No, IZIPAY does not charge any monthly or annual maintenance fees. You only pay the one-time issuance fee and the standard 3% fee when you top up your card balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | ||
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all | ||
| Foreign currency feesame for all | ||
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
1 %
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
| Global ATM Withdrawals | ✗ | ✗ | 1.0% fee |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | ||
| Cross-border feesame for all | ||
| Withdrawal feesame for all | ||
| Activation feesame for all |
10.00 USD
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
Pay $10 one-time activation fee and receive $5 credited back to your card balance immediately. No ongoing monthly or annual maintenance charges.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum top-upsame for all | ||
| Declined payment feesame for all | ||
| Refund feesame for all | ||
| Inactivity feesame for all |
0.00 USD
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all |
No inactivity charges
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Inactivity fee $0 - no inactivity chargesChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
free (Free replacement under the Decline Policy (Section 7))
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Card replacement $0 - free replacement under our Decline Policy (Section 7)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · Crypto conversion fee · Foreign currency fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all |
Free card issuance
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
Everyone you refer gets their card issued free - a card that works with Apple Pay and Google Pay. It removes the biggest signup barrier, so more of your audience converts.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Referral bonus (you) (differs)same for all |
up to 10 % of fees
izipay.me checked 29 Oct 2026
Source and check
Source
izipay.me
Wording at the source
The best crypto cards offer high utility without hidden restrictions. IZIPAY provides a highly lucrative referral and rewards program where you can earn up to 10% from your friends' card issuance fees...Checked Verified Value wrong? No earlier versions What does [s] mean? |
not published
oppiwallet.com checked 30 Oct 2026
Source and check
Source
oppiwallet.com
Wording at the source
We have a refer and earn program for Oppi users. You earn rewards when you refer someone using your referral code.Checked Verified Add this value? No earlier versions What does [s] mean? |
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at IZIPAY Crypto Card · Oppi Wallet Card: promotions and bonuses as well as warnings and incidents.