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Comparison

Ready Card vs. Wirex One Card (EEA) compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Ready CardReady
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Wirex One Card (EEA)Wirex

In short

  • Ready Card has the higher score (61.28).
Attribute Ready CardReady KYC unknown Private Wirex One Card (EEA)Wirex Requires KYC Private Virtual Physical Metal
Score average average
CostsWeight 25 % not scored 75
KYC and privacyWeight 20 % not scored 35
FeaturesWeight 15 % 100 90
AvailabilityWeight 10 % not scored 23
RewardsWeight 10 % not scored 10
TrustWeight 10 % 88 81
CommunityWeight 10 % not scored not scored
KYC KYC unknown KYC: ID document
Limits (entry level) no limits captured
  • Spending per month: 30,000 EUR
  • ATM per day (physical card): 750 EUR
  • ATM per month (physical card): 5,000 EUR
+1
Basics
Card form (differs)
unknown
debit Source and check Source wirexapp.com Wording at the source 9.9. The Wirex Card does not provide any credit facility. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card types (differs)
unknown
virtual Source and check Source wirexone.freshdesk.com Wording at the source | Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card network (differs)
unknown
Visa Source and check Source wirexapp.com Wording at the source Wirex One's crypto-enabled card is available to any user, and offers up to 8% cashback on any purchase, anywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Custody
self-custody Source and check Source ready.co Wording at the source 1. The Ready App allows you to manage digital assets. As the Ready Products are non-custodial, you manage digital assets through the Ready App at your own risk. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
self-custody Source and check Source wirexone.freshdesk.com Wording at the source Do I actually own my wallet, or does Wirex hold it for me?You own it. Wirex One is non-custodial: your wallet is controlled by keys that only you can authorise the use of. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Funding model
stablecoin balance Source and check Source ready.co Wording at the source The new Ready will run on Base, giving members a fast and efficient way to hold and spend digital dollars through a self-custodial account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
stablecoin balance Source and check Source wirexapp.com Wording at the source - Stablecoin-funded card with up to 8% cashback in USD** instantly spendable in everyday life Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Card currencies (differs)
unknown
EUR Source and check Source help.wirexapp.com Wording at the source The billing currency for the European Economic Area is EUR, GBP for the United Kingdom, AUD for Australia, SGD for the APAC region, and USD for the United States. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Usage
personal Source and check Source ready.co Wording at the source 3. The Ready App is for non-commercial use only; you may use the Ready App only for your own personal use. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
personal Source and check Source wirexapp.com Wording at the source has today launched Wirex One, the first stablecoin neobank built for the growing segment of mass affluent consumers, to the public. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs)
unknown
Wirex Limited Source and check Source wirexapp.com Wording at the source Card-based Regulated Services is provided by Wirex Limited, a company incorporated in England and Wales (company number 09334596), authorised and regulated by the Financial Conduct Authority as an ele... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Limits depend on (differs)
unknown
KYC level Source and check Source wirexone.freshdesk.com Wording at the source Your Wirex One card comes with spending and withdrawal limits designed to keep your account secure. Some limits can be increased through additional verification. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
unknown
only in the app Source and check Source wirexone.freshdesk.com Wording at the source Select your token — compatible networks appear automatically. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Number of supported assets
unknown
unknown
Top-up networks (differs)
unknown
only in the app Source and check Source wirexone.freshdesk.com Wording at the source Which networks are supported?Supported networks are shown in the app when you select a token. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Fiat top-up (differs)
unknown
Yes Source and check Source wirexone.freshdesk.com Wording at the source - Bank Transfer (SEPA) — Fund your EUR account directly from any SEPA-supported bank. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Payments
Mobile wallets
Apple Pay Google Pay Source and check Source ready.co Wording at the source 2. Ready makes available the Ready app ("Ready App") and these terms of service apply to the use of that Ready App. "Ready Card" means a payment card issued by a third-party issuer that, where availab... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Apple Pay Google Pay Source and check Source wirexone.freshdesk.com Wording at the source Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for cont... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean?
ATM withdrawals (differs)
unknown
Yes Source and check Source wirexapp.com Wording at the source 9.3. To set up your Personal Identification Number (PIN), you must follow the instructions available within your Profile. Your PIN is required to complete certain transactions, including ATM withdrawa... Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Contactless (differs)
unknown
Yes Source and check Source wirexapp.com Wording at the source 9.4. A transaction is authorised when you enter your PIN, use contactless functionality, provide card credentials online, or confirm the transaction in-app. Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Fees
Virtual card issuance
unknown
Standard: unknown
1 more country/region EEA: 0.00 EUR Source and check Source help.wirexapp.com Wording at the source | Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance
unknown
Standard: unknown
1 more country/region EEA: 0.00 EUR Source and check Source help.wirexapp.com Wording at the source | Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards
unknown
unknown
Shipping
unknown
Standard: unknown
1 more country/region EEA: 5.00 EUR – 15.00 EUR Source and check Source help.wirexapp.com Wording at the source | European Economic Area | DHLWorldMail (not trackable) | 5 EUR | | | European Economic Area | DHL Express ( trackable) | 15 EUR | | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs)
unknown
0.00 EUR Source and check Source wirexone.freshdesk.com Wording at the source Wirex One membership is a tiered programme that links your benefits to your portfolio structure. From the moment you open a Wirex One account, you start benefiting from the membership. There is no sub... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
Annual fee
unknown
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee (differs)
unknown
only in the app Source and check Source wirexone.freshdesk.com Wording at the source Is there a fee?Fees are shown in full on the Review screen before you confirm. Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean?
Foreign currency fee (differs)
unknown
0 % Source and check Source wirexone.freshdesk.com Wording at the source | Foreign Exchange Fee | Free | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
only in the app Source and check Source ready.co Wording at the source 2.2 The Points rate depends on your Ready plan (e.g., Lite or Metal), transaction type, and any current promotions or rate boosts shown in the app. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 % · in USD · requires token holding or staking
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

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