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Image source Source linkpay.io Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by LinkPay

LinkPay Card

KYC: No IDup to 500.00 USD/month, then ID document KYC and limits

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on
Score good of 100

How it is made up ↓Methodology →

To LinkPay

Basicslinkpay-card

Card form
prepaid Source and check Source linkpay.io Wording at the source Yes — our virtual cards can be used as prepaid and can be topped up at any time. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types
virtual Source and check Source linkpay.io Wording at the source Get unlimited virtual cards online in seconds to start spending or accepting payments. Enjoy virtual card payments without any hidden fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
unknown
Custody
custodial Source and check Source linkpay.io Wording at the source 13. The Administrator is committed to safeguarding the Customer's Funds deposited into the System's Account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
fiat balance Source and check Source linkpay.io Wording at the source You'll get your financial details. Top up your new payment alternative with the preferred currency. Money will be exchanged and transferred to your USD or EUR account. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
EUR, USD Two sources, two values ShownEUR, USD linkpay.iochecked 29 Oct 2026 You'll get your financial details. Top up your new payment alternative with the preferred currency. Money will be exchanged and transferred to your USD or EUR account. Differingvalue not recorded linkpay.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal, business Source and check Source linkpay.io Wording at the source Whether it's booking a hotel or Airbnb, renting servers on Digital Ocean or shopping on Amazon, this card with 3Ds support becomes a trusted assistant for your corporate and personal needs. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Two sources, two values ShownApple Pay, Google Pay linkpay.iochecked 29 Oct 2026 A LinkPay virtual Visa or Mastercard can be added to Apple Wallet or Google Pay just like any other card. Differingvalue not recorded linkpay.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
unknown
Contactless
Yes Two sources, two values ShownYes linkpay.iochecked 29 Oct 2026 A LinkPay virtual Visa or Mastercard can be added to Apple Wallet or Google Pay just like any other card. Tap to pay at any contactless terminal — grocery stores, pharmacies, cafes, transit, anywhere... Differingvalue not recorded linkpay.iofetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance unknown
Physical card issuance unknown
Shipping not applicable Source and check Source linkpay.io Wording at the source Get unlimited virtual cards online in seconds to start spending or accepting payments. Enjoy virtual card payments without any hidden fees Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee unknown
Annual fee unknown
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 0 % Source and check Source linkpay.io Wording at the source Love travel? Use it worldwide with zero foreign transaction fees — easy, safe, everywhere you go. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback 1 % Two sources, two values Shown– linkpay.iochecked 29 Oct 2026 Pro Plan: Earn 1% cashback on all eligible transactions. Ultra Plan: Earn 3% cashback on all eligible transactions. Differingvalue not recorded Our verifier confirmed the shown value; the differing source is being checked. Value wrong? History What does [s] mean? Pro Plan · cap 179.00 USD/billing cycle 3 % Ultra Plan · cap 299.00 USD/billing cycle in USD

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

No ID ID document Full verification
Requirement No verification at LinkPay Basic verification at LinkPay Unlimited verification at LinkPay
Documents
E-mail required – –
Phone number – – required
Name and date of birth required required –
Address – required –
ID document – required required
Selfie / liveness – – required
Proof of address – – required
Source of funds – – required
Limits
Spending per month 500 USD Source and check Source linkpay.io Wording at the source On this level the monthly spend in limited to $500 and only advertisement cards are available for issue. Checked Verified Value wrong? No earlier versions What does [s] mean? 2,000 USD Source and check Source linkpay.io Wording at the source On this level the monthly spend in limited to $2000 and all cards except Apple / Google Pay ones are available. For this level we require full name, address and a valid ID details. Checked Verified Value wrong? No earlier versions What does [s] mean? no limit Source and check Source linkpay.io Wording at the source On this level user has no limits on spend or card types. To pass it, user needs to provide a valid ID photo and pass live check. Checked Verified Value wrong? No earlier versions What does [s] mean?
Review timefrom age 18generally within 24 hours; longer if more thorough due diligence is neededgenerally within 24 hours; longer if more thorough due diligence is needed
Source Source and check Source linkpay.io Wording at the source 3. During the Registration the Applicant shall provide the following information to the Administrator: 1. An individual: 1. Name; 2. Surname; 3. Email address; 4. Password. Checked Verified Value wrong? History What does [s] mean? Source and check Source linkpay.io Wording at the source 8. The Verification process is generally completed within 24 hours following the submission of the required information by the Customer. However, this timeframe may extend beyond 24 hours if the Admin... Checked Verified Value wrong? History What does [s] mean? Source and check Source linkpay.io Wording at the source 8. The Verification process is generally completed within 24 hours following the submission of the required information by the Customer. However, this timeframe may extend beyond 24 hours if the Admin... Checked Verified Value wrong? History What does [s] mean?

No ID: e-mail, phone or personal details, no ID documentID document: ID document, often with a selfie or video identFull verification: additionally proof of the source of funds

KYC: No ID up to 500.00 USD/month, then ID document Without ID document: up to 500.00 USD (per month). KYC-free (evidenced up to 500 USD per month).

When is KYC needed?

  • High volumeFor high volumes, LinkPay may request additional documents such as proof of source of funds. Source and check Source linkpay.io Wording at the source 4. The Company places transaction limits on all individual transactions. For customers with higher limits, the Company requires that customers provide the additional information and documents to fulfi... Checked Verified Value wrong? History What does [s] mean?
  • ID document expiredWhen your ID document expires, LinkPay repeats the identity verification. Source and check Source linkpay.io Wording at the source 11. The Administrator reserves the right to periodically review the Customer's submitted data for currency. If any data is discovered to be unreliable, incomplete, outdated, or associated documents ha... Checked Verified Value wrong? History What does [s] mean?
  • Risk reviewAfter a risk review at its own discretion, LinkPay may request additional documents such as proof of source of funds. Source and check Source linkpay.io Wording at the source 3. The Company will apply enhanced scrutiny to manually monitor customer transactions, in a manner reasonably designed to detect money laundering and suspicious activity. To identify suspicious transa... Checked Verified Value wrong? History What does [s] mean?
  • Payout to a bank accountFor payouts to a bank account, LinkPay may request additional documents such as proof of source of funds. Source and check Source linkpay.io Wording at the source 16. Customers wishing to withdraw Funds must initiate a withdrawal request from their Wallet. Identity verification may be required during the withdrawal process. The Wallet must contain enough Funds... Checked Verified Value wrong? History What does [s] mean?
What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement Accounts may not be opened for US citizens, US permanent residents and legal entities incorporated in the US. Source and check Source linkpay.io Wording at the source 9. Accounts may not be opened for US citizens, US permanent residents and legal entities incorporated in the US. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets unknown
Number of supported assets unknown
Top-up networks unknown
Spending order unknown
Fiat top-up No Source and check Source linkpay.io Wording at the source For now, top-ups are processed in crypto only. We'll soon add alternative methods like fiat or on-ramp partners. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Bonuses and promotions

What LinkPay offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor unknown
Program manager unknown
Headquarters Available in: Canada Source and check Source linkpay.io Wording at the source 1. System Services are provided, where applicable, by AVIOR FINANCIAL HOLDINGS LIMITED 13355, Commerce Pkwy #1248,Richmond, BC V6V 2L1, Canada (hereinafter - the "Company"), incorporation number ВС134... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Support channels chat, email, Telegram Source and check Source linkpay.io Wording at the source If the issue persist, contact our support via Telegram, email or live chat. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Transparency

Transparency 57 %

0 of 8 key values not published

  • Imprint / company details: no
  • Public fee schedule: no
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: yes

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

72.41 of 100 · good

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    100/100
    25.0 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    68/100
    13.5 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    63/100
    9.4 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    63/100
    6.3 of 10 points

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    83/100
    8.3 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % not scored
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 57
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at LinkPay Card and LinkPay, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 59.91 to 72.41.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Changes to reward programmes.

  • Score changed from 59.04 to 59.91.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • Score changed from 56.54 to 59.04.

  • Changes to KYC levels and requirements.

  • Score changed from 56.25 to 56.54.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • New card image.

  • Score changed from 52.33 to 56.25.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • New logo.

  • Changes to licences.

Apply for LinkPay Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To LinkPay