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Comparison

CardUpNow Card vs. LinkPay Card: fees, limits & KYC

In short

  • LinkPay Card has the higher score (72.41).
Attribute Visa Virtual Card CardUpNow CardCardUpNow No KYC Private & business Virtual Illustration: LinkPay Card LinkPay CardLinkPay KYC free (limited) Private & business Virtual
Score weak good
CostsWeight 25 % 0 100
KYC and privacyWeight 20 % 53 68
FeaturesWeight 15 % 64 63
AvailabilityWeight 10 % not scored not scored
RewardsWeight 10 % not scored 63
TrustWeight 10 % 80 83
CommunityWeight 10 % not scored not scored
KYC KYC: No ID KYC: No ID up to 500.00 USD/month, then ID document
Limits (entry level)
  • Top-up per transaction: no limit
  • Spending per day: not published
  • Spending per week: not published
+1
No verification
  • Spending per month: 500 USD
Basics
Card form
prepaid cardupnow.com checked 30 Oct 2026
prepaid linkpay.io checked 29 Oct 2026
Card types
virtual cardupnow.com checked 30 Oct 2026
virtual linkpay.io checked 29 Oct 2026
Card network
unknown
unknown
Custody
custodial cardupnow.com checked 29 Oct 2026
custodial linkpay.io checked 29 Oct 2026
Funding model
fiat balance cardupnow.com checked 29 Oct 2026
fiat balance linkpay.io checked 29 Oct 2026
Card currencies (differs)
USD cardupnow.com checked 29 Oct 2026
EUR, USD linkpay.io checked 29 Oct 2026
Usage
personal, business cardupnow.com checked 30 Oct 2026
personal, business linkpay.io checked 29 Oct 2026
Issuer / BIN sponsor
unknown
unknown
Limits depend on (differs)
KYC level, plan, user setting cardupnow.com checked 29 Oct 2026
unknown
Cards per account
unknown
unknown
Availability
Available in
unknown
unknown
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, TRX cardupnow.com checked 29 Oct 2026
unknown
Number of supported assets
unknown
unknown
Top-up networks (differs)
Bitcoin, Lightning, Ethereum, Tron, Polygon cardupnow.com checked 29 Oct 2026
unknown
Fiat top-up (differs)
unknown
No linkpay.io checked 29 Oct 2026
Payments
Mobile wallets
Apple Pay Google Pay cardupnow.com checked 29 Oct 2026
Apple Pay Google Pay linkpay.io checked 29 Oct 2026
ATM withdrawals (differs)
No cardupnow.com checked 29 Oct 2026
unknown
Contactless
Yes cardupnow.com checked 29 Oct 2026
Yes linkpay.io checked 29 Oct 2026
Fees
Virtual card issuance
unknown
unknown
Physical card issuance
not applicable cardupnow.com checked 30 Oct 2026
not applicable linkpay.io checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
not applicable cardupnow.com checked 30 Oct 2026
not applicable linkpay.io checked 29 Oct 2026
Monthly fee
unknown
unknown
Annual fee
unknown
unknown
Top-up fee (differs)
5 % cardupnow.com checked 29 Oct 2026
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
unknown
Foreign currency fee (differs)
unknown
0 % linkpay.io checked 29 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee (differs)
not applicable cardupnow.com checked 29 Oct 2026
unknown
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee (differs)
50.00 USD cardupnow.com checked 30 Oct 2026
unknown
Minimum top-up
unknown
unknown
Declined payment fee (differs)
0.40 USD cardupnow.com checked 30 Oct 2026
unknown
Refund fee (differs)
2 % (min. 0.50 USD) (After 5 successful uses, when more than 20% of transactions are refunded) cardupnow.com checked 30 Oct 2026
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Rewards
Cashback (differs)
not published cardupnow.com checked 29 Oct 2026
1 % (Pro Plan · cap 179.00 USD/billing cycle); 3 % (Ultra Plan · cap 299.00 USD/billing cycle) · in USD
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
unknown
unknown
Welcome bonus
unknown
unknown

Highlighted rows differ.

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at CardUpNow Card · LinkPay Card: promotions and bonuses as well as warnings and incidents.

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