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Image source Source help.tuyo.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.

by Tuyo

Tuyo Card

Requires KYC Private Virtual

checked 29 Oct 2026 Source and check Checked29 Oct 2026 Verified29 Oct 2026 Updated29 Oct 2026 “checked” is the last time the source was found unchanged; “verified” is the last time the value was read from the source. “updated” is the last real value change. What does [s] mean? Something missing? Alerts

Image source Source tuyo.com Retrieved on Logos and card pictures are trademarks of their owners and are shown for identification only.
Score average of 100

How it is made up ↓Methodology →

To Tuyo

Basicstuyo-card

Card form
unknown
Card types
virtual Source and check Source tuyo.com Wording at the source Coming soon. Until then, it lives in your phone. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network
Visa Source and check Source tuyo.com Wording at the source ### It's a Visa card Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody
smart wallet Source and check Source help.tuyo.com Wording at the source Independent access is possible when your signer is authorized and the required contracts and transaction infrastructure are available on the network. Tuyo uses ZeroDev Kernel smart accounts; the versi... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model
stablecoin balance Source and check Source help.tuyo.com Wording at the source The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card currencies
USD Source and check Source tuyo.com Wording at the source Tuyo Card has no issuance, monthly or yearly fee. A 1% FX fee applies to purchases in a currency other than USD, and the card provider charges a 1% fee on purchases outside the US. Both can apply toge... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Usage
personal Source and check Source help.tuyo.com Wording at the source The Tuyo card cannot be issued to consumers residing in these U.S. states and territories: Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on
unknown
Cards per account
unknown
Mobile wallets
Apple Pay Google Pay Source and check Source help.tuyo.com Wording at the source | Mobile wallets | Apple Pay & Google Pay | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals
Yes Source and check Source help.tuyo.com Wording at the source | ATM withdrawals | Supported at Visa ATMs — up to $250 per withdrawal (details) | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless
Yes Source and check Source tuyo.com Wording at the source Add it to your phone and pay with a tap. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?

Fees and cashback

AttributeValue
Fees
Virtual card issuance 0.00 USD Source and check Source help.tuyo.com Wording at the source The card has no issuance fee and no monthly or yearly fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Physical card issuance not applicable Source and check Source tuyo.com Wording at the source Not yet. A physical card is in the works and will be available soon. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Shipping unknown
Monthly fee 0.00 USD Source and check Source help.tuyo.com Wording at the source The card has no issuance fee and no monthly or yearly fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee 0.00 USD Source and check Source help.tuyo.com Wording at the source The card has no issuance fee and no monthly or yearly fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee unknown
Crypto deposit fee unknown
Crypto conversion fee unknown
Minimum conversion unknown
Foreign currency fee 1 % Source and check Source help.tuyo.com Wording at the source | FX fee | 1% when you spend in a currency other than USD | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum FX fee unknown
ATM fee unknown
Merchant-specific fee unknown
Declined payment fee unknown
Refund fee unknown
Inactivity fee unknown
Minimum monthly spend unknown
Inactivity rule unknown
Card replacement unknown
Plan waivers unknown
Cashback & rewards
Cashback unknown

Amounts in your display currency are approximations (hover or tap for the original and the rate) · exchange rate of

KYC and limits

  1. ID document

    ID document, often with a selfie or video ident

    1. Card KYC at Tuyo

      Source and check Source help.tuyo.com Wording at the source 4. Availability does not guarantee approval; identity verification, account standing, and the card provider's review still apply. Checked Verified Value wrong? No earlier versions What does [s] mean?

      Requires: ID document

LimitsValue User-adjustable
Spending per day 50,000 USD Source and check Source help.tuyo.com Wording at the source - New cards: maximum daily spending limit of $50,000 USD. Checked Verified Value wrong? No earlier versions What does [s] mean? yes
ATM per transaction 250 USD Source and check Source help.tuyo.com Wording at the source - Maximum per withdrawal: $250 USD (this includes any ATM surcharge charged by the ATM operator). Checked Verified Value wrong? No earlier versions What does [s] mean? –
ATM per 24 hours (number) 3× Source and check Source help.tuyo.com Wording at the source - Maximum 3 ATM withdrawal attempts within any rolling 24-hour period. Checked Verified Value wrong? No earlier versions What does [s] mean? –

KYC: ID document Identity verification is required from the first level.

When is KYC needed?

No triggers published.

What do you have to show? Open the KYC finder

Availability

AttributeValue
Available in unknown
Residency requirement unknown

Key countries

  • Germany unknown
  • Austria unknown
  • Switzerland unknown
  • United States unknown
  • United Kingdom unknown
  • France unknown
  • Spain unknown
  • Italy unknown
  • Netherlands unknown
  • Türkiye unknown
  • Brazil unknown
  • Nigeria unknown
  • India unknown
  • United Arab Emirates unknown
  • Singapore unknown

✓ available · ✗ not available · ? not known from the sources

Crypto

AttributeValue
Supported assets USDC Source and check Source help.tuyo.com Wording at the source | Compatible tokens | USDC on Base (convert inside Tuyo) | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown
Top-up networks Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base Source and check Source help.tuyo.com Wording at the source The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Spending order unknown
Fiat top-up unknown

Bonuses and promotions

What Tuyo offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

No referral bonus, welcome bonus or promotion documented yet.

Trust

AttributeValue
Issuer / BIN sponsor not published Source and check Source tuyo.com Wording at the source Fiat services, including conversions and virtual account numbers, are provided through Bridge. Tuyo works with Rain for card issuance services, with cards issued by licensed partner institutions. Brid... Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Program manager Signify Holdings, Inc. (Rain) Source and check Source tuyo.com Wording at the source Fiat currency services, including fiat-to-stablecoin conversions and virtual bank account number management, are provided by Bridge Ventures, Inc. ("Bridge"), a licensed and regulated money transmitte... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Headquarters unknown
Support channels unknown

Issuer

The provider does not name the issuing institution. Source and check Source tuyo.com Wording at the source Fiat services, including conversions and virtual account numbers, are provided through Bridge. Tuyo works with Rain for card issuance services, with cards issued by licensed partner institutions. Brid... Checked Verified

Size

Management Jorge Izquierdo (Founder), Alejandro Perezpayá (Founder) Source and check Source tuyo.com Wording at the source Tuyo Inc. is a financial technology company. Our founders are Jorge Izquierdo, who previously co-founded Aragon, and Alejandro Perezpayá, who previously held an executive role at Allfunds. We build Tu... Checked Verified

Transparency

Transparency 65 %

1 of 14 key values not published

  • Imprint / company details: no
  • Public fee schedule: yes
  • Cardholder agreement: no
  • Terms and conditions: yes
  • Terms with version or date: unknown

Sources last checked 2026-10-29

Licences

No licences captured yet.

What users report

No community reports evaluated yet.

How the score is made up

61.39 of 100 · average

Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

Methodology and weights
  1. CostsWeight 25 %
    92/100
    22.9 of 25 points

    monthly/annual fee, top-up, FX and ATM fees

  2. KYC and privacyWeight 20 %
    35/100
    7.0 of 20 points

    KYC class needed, KYC-free allowance

  3. FeaturesWeight 15 %
    74/100
    11.1 of 15 points

    wallets, physical card, ATM, assets, chains

  4. AvailabilityWeight 10 %
    –
    not scored counts neutral (5.0)

    number of countries, EU/US/UK

  5. RewardsWeight 10 %
    –
    not scored counts neutral (5.0)

    cashback considering caps and staking requirements

  6. TrustWeight 10 %
    54/100
    5.4 of 10 points

    licences, incidents, company and card age, issuer, ownership, security, transparency

    Trust in detail
    • LicencesWeight 15 % not scored
    • Company age (up to 5 years)Weight 10 % not scored
    • Card on the market (up to 3 years)Weight 10 % not scored
    • IssuerWeight 15 % 0
    • OwnershipWeight 10 % not scored
    • Security evidenceWeight 15 % not scored
    • TransparencyWeight 10 % 65
    • Incidents (12 months)Weight 15 % 100
  7. CommunityWeight 10 %
    –
    not scored counts with the median (5.0)

    ratings and reports, damped, neutral with too little data

Early warning

Alerts for this card

We tell you what changes at Tuyo Card and Tuyo, with evidence for every alert.

What do you want to receive?

You will first get a mail with a confirmation link.

Changelog

  • Score changed from 54.25 to 61.39.

  • Score changed from 53.47 to 54.25.

  • Changes to limits.

  • Changes to KYC levels and requirements.

  • New card image.

  • New logo.

  • Changes to licences.

  • Company name changed from Tuyo Inc. to Tuyo.

Apply for Tuyo Card directly with the provider.

All information without guarantee; the provider’s terms are binding. No investment or financial advice: scores are methodical comparisons, not recommendations.

Report an error To Tuyo