Comparison
0fiat Card vs. Kolo Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
0fiat Card0fiat
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Kolo CardKolo
In short
- Fewest documents: 0fiat Card (No ID).
- Kolo Card has the best score (6.6).
| Attribute |
0fiat Card0fiat
|
Kolo CardKolo
|
|---|---|---|
| Overview | No KYC | Requires KYC Private & business Virtual |
| Score | average | good |
| CostsWeight 25 % | 10.0 | 7.5 |
| TrustWeight 20 % | 2.7 | 6.6 |
| KYC and privacyWeight 15 % | 8.5 | 6.5 |
| FeaturesWeight 15 % | 4.3 | 7.5 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 0.0 | 6.8 |
| CommunityWeight 5 % | not scored | not scored |
| KYC | KYC: No ID | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
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Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
the KOLO Spend Card, the ability to issue a debit card ("Card Services")Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
help.kolo.xyz checked 30 Oct 2026
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Source
help.kolo.xyz
Wording at the source
All Kolo cards are currently virtual only — there's no plastic card to carry.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
 
Visa
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
Kolo is a USDT Visa card and hybrid wallet available through mobile apps for iOS and Android and through Telegram.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
self-custody
0fiat.com checked 30 Oct 2026
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Source
0fiat.com
Wording at the source
0fiat is non-custodial — your crypto stays in your wallet until you approve the payment.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
self-custody
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
1.4. Move to a Non-Custodial Model. With effect from 1 July 2026, KOLO does not custody users' Digital Assets. KOLO does not hold or assemble the full private key to your Digital Assets and is not a c...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
0fiat.com checked 30 Oct 2026
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Source
0fiat.com
Wording at the source
Select USDT or USDC at checkout, approve the transaction from your own wallet (MetaMask, Phantom, Trust Wallet), and you're done. The merchant receives local currency; you never touch fiat.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
converted on spend
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
During payments, your crypto can be converted into the local currency via Apple Pay and Google Pay right after you complete a 1-minute KYC Verification in Kolo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR, USD
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
You can now use your Kolo USD card to pay at tobacco shops, cigar stores and stands. This merchant category (MCC 5993 — Cigar Stores and Stands) was previously blocked and is now enabled. If a paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- For personal accounts, the note is private — only you can see it - For business accounts, the note is visible to all users with access to that accountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs)same for all |
–
0fiat.com checked 30 Oct 2026
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Source
0fiat.com
Wording at the source
Yes, certain merchants restrict spending via crypto. Spend caps vary by store and are set by the merchant, not by 0fiat. You can find the detailed list of spend caps for each supported merchant inside...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
KYC level
cdn.kolo.xyz checked 29 Oct 2026
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Source
cdn.kolo.xyz
Wording at the source
Your transaction limits may vary depending on your payment method, verification steps you have completed, and other factors.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
3
help.kolo.xyz checked 30 Oct 2026
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Source
help.kolo.xyz
Wording at the source
You can have up to 3 active cards across all profiles (wallets) at any given timeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Shop normally, then pay from your wallet with USDT or USDC.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networks (differs)same for all |
Ethereum, Tron, BNB Smart Chain, Solana
0fiat.com checked 30 Oct 2026
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Source
0fiat.com
Wording at the source
0fiat works across ERC20 (Ethereum), BEP20 (BNB Chain), TRC20 (Tron), and SPL (Solana).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Stellar, Litecoin
help.kolo.xyz checked 30 Oct 2026
Source and check
Source
help.kolo.xyz
Wording at the source
# How Long Does It Take to Receive a Deposit? | Network | Approximate time | |---|---| | Stellar | Up to 30 sec | | Polygon | Up to 30 sec | | Solana | Up to 1 min | | BNB Chain (BEP20) | Up to 2 min...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-up (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Unlike crypto debit cards that require identity verification or loading funds in advance, 0fiat requires no account to install or browse.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
No
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Top-up options | Crypto only | Crypto only | Crypto only | Crypto only |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
 
Apple Pay
 
Google Pay
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
kolo.xyz checked 29 Oct 2026
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Source
kolo.xyz
Wording at the source
- Maximum per withdrawal: $500Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
Yes. Use Google Pay or Apple Pay to shop in stores or online at Amazon, Instagram, Telegram, Netflix, Steam, and many others.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.kolo.xyz checked 30 Oct 2026
Source and check
Source
help.kolo.xyz
Wording at the source
All Kolo cards are currently virtual only — there's no plastic card to carry.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Shippingsame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.kolo.xyz checked 30 Oct 2026
Source and check
Source
help.kolo.xyz
Wording at the source
All Kolo cards are currently virtual only — there's no plastic card to carry.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 USD
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
0fiat works across ERC20 (Ethereum), BEP20 (BNB Chain), TRC20 (Tron), and SPL (Solana). No extra fees beyond standard network gas. No monthly subscription. No KYC, ever. Available in 45+ countries.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
0.00 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Unlike crypto debit cards that require identity verification or loading funds in advance, 0fiat requires no account to install or browse.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all |
0 %
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
0fiat is completely free to use. There are zero issuance fees, zero transaction fees, and zero maintenance fees. You pay only the crypto equivalent of your purchase amount — no hidden charges, no subs...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs)same for all |
0 % above the market rate
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
0fiat is completely free to use. There are zero issuance fees, zero transaction fees, and zero maintenance fees. You pay only the crypto equivalent of your purchase amount — no hidden charges, no subs...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
0 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
| Kolo card | 0% | 0% | 0% | $0 | - | 100% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX fee (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.kolo.xyz checked 30 Oct 2026
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Source
help.kolo.xyz
Wording at the source
| Payment currency | Rate | |---|---| | CHF, CZK, DKK, GIP, HUF, ISK, NOK, PLN, RON, SEK | Visa exchange rate to EUR + 0.55% | | EUR/GBP | Visa exchange rate + 0.65% | | All other local currencies | V...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM fee (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.65 % + 1.00 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- ATM withdrawal: $1.00 + 0.65% of the withdrawal amountChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction fee (differs)same for all |
free
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
0fiat doesn't charge any fees on transactions, unlike alternatives like crypto cardsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 %
help.kolo.xyz checked 30 Oct 2026
Source and check
Source
help.kolo.xyz
Wording at the source
When you make a payment with your Kolo Card, a 1% conversion fee is applied. This fee is the same for both personal and business accounts, and it covers the crypto-to-fiat conversion that happens inst...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Activation feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Account closure fee (differs)same for all |
not applicable
0fiat.com checked 31 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Unlike crypto debit cards that require identity verification or loading funds in advance, 0fiat requires no account to install or browse.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published help.kolo.xyz checked 31 Oct 2026 Source and check Source help.kolo.xyz Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
not applicable
0fiat.com checked 31 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published help.kolo.xyz checked 31 Oct 2026 Source and check Source help.kolo.xyz Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Unlike crypto debit cards that require identity verification or loading funds in advance, 0fiat requires no account to install or browse.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment fee (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.60 USD
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- Declined ATM transaction: $0.60Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Inactivity feesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spend (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
help.kolo.xyz checked 30 Oct 2026
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Source
help.kolo.xyz
Wording at the source
# Card Issuance & Maintenance - Card issuance — Free - Monthly maintenance — None To issue a card, you need to top up your account with a minimum amount equivalent to $10 or 10€ (depending on th...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Inactivity rulesame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Crypto deposit fee | |
| Rewards | ||
| Cashback (differs)same for all |
not applicable
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
No banks & no crypto cards. Make purchases worldwide with the best crypto card alternative.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
1–2 %
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- 2% Bitcoin cashback on your purchases in the first month - 1% Bitcoin cashback on every purchase after thatChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you) (differs)same for all |
Rewards for inviting new users; amount not stated.
0fiat.com checked 30 Oct 2026
Source and check
Source
0fiat.com
Wording at the source
Refer & Earn Earn rewards for every transaction and inviting new users.Checked Verified Value wrong? No earlier versions What does [s] mean? |
40 % of fees
kolo.xyz checked 29 Oct 2026
Source and check
Source
kolo.xyz
Wording at the source
- Referral program: earn 40% of the fees Kolo makes on friends you inviteChecked Verified Value wrong? History What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at 0fiat Card · Kolo Card: promotions and bonuses as well as warnings and incidents.