Comparison
1inch Card vs. NearPay Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
1inch Card1inch
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
NearPay CardNearPay
In short
- NearPay Card has the best score (6.8).
| Attribute |
1inch Card1inch
|
NearPay CardNearPay
|
|---|---|---|
| Overview | Requires KYC Private | KYC unknown |
| Score | average | good |
| CostsWeight 25 % | not scored | not scored |
| TrustWeight 20 % | 6.2 | 8.3 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | not scored | not scored |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 6.0 | not scored |
| CommunityWeight 5 % | 5.3 | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card formsame for all |
debit
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
The 1inch Card was another 2024 highlight: a crypto debit card launched in partnership with Mastercard and powered by CryptoLife.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card typessame for all | unknown | unknown |
| Card networksame for all |
 
Mastercard
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
The 1inch Card was another 2024 highlight: a crypto debit card launched in partnership with Mastercard and powered by CryptoLife.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Custodysame for all |
custodial
help.1inch.com checked 28 Oct 2026
Source and check
Source
help.1inch.com
Wording at the source
A: Your card account is managed by our card provider, Crypto Life (CL). Funds are held by Baanx.com Ltd in the UK and Frozen Time UNIPESSOAL LDA in the EU. CL handles account closure, card status, ide...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding modelsame for all |
converted on spend
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
Instant conversion of crypto to fiat to pay for goods or services may be considered a taxable event, subject to capital gains tax.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card currenciessame for all | unknown | unknown |
| Usagesame for all |
personal
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
The 1inch Card powered by Crypto Life has been initially designed to improve interaction with cryptocurrency for users in their daily life.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Issuer / BIN sponsorsame for all |
Monavate
help.1inch.com checked 28 Oct 2026
Source and check
Source
help.1inch.com
Wording at the source
No. Under the issuer's published card terms (Section 16, Redeeming the funds held in your E-wallet), remaining e-wallet funds can be redeemed for up to six years after an account closes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Card types · Card currencies · Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all | unknown | unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown | unknown |
| Unknown for all | Supported assets · Number of supported assets · Top-up networks · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all | unknown | unknown |
| ATM withdrawalssame for all | unknown | unknown |
| Contactlesssame for all | unknown | unknown |
| Unknown for all | Mobile wallets · ATM withdrawals · Contactless | |
| Fees | ||
| Virtual card issuancesame for all | unknown | unknown |
| Physical card issuancesame for all | unknown | unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all | unknown | unknown |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown | unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown | unknown |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all | unknown | unknown |
| Dispute feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Virtual card issuance · Physical card issuance · Free cards · Shipping · Monthly fee · Annual fee · Top-up fee · Crypto deposit fee · Crypto conversion fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Account closure fee · Dispute fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
2 %
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
Plus, you can earn up to 2% back in crypto on every purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at 1inch Card · NearPay Card: promotions and bonuses as well as warnings and incidents.