Comparison
AIX Card vs. NearPay Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
AIX CardAIXPAY
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
NearPay CardNearPay
In short
- NearPay Card has the best score (6.8).
| Attribute |
AIX CardAIXPAY
|
NearPay CardNearPay
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | KYC unknown |
| Score | average | good |
| CostsWeight 25 % | 7.5 | not scored |
| TrustWeight 20 % | 5.7 | 8.3 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | 7.4 | not scored |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card formsame for all | unknown | unknown |
| Card typessame for all |
virtual, physical
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Available as virtual or physical cards to suit your needs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card networksame for all |
 
Visa
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Accepted at over 175 million Visa merchants worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Custodysame for all |
custodial
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
dtcpay is the operator of the AIX Pay Wallet and all virtual asset services, such as safeguarding, deposits, custody and transfers, are provided solely by dtcpay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Funding modelsame for all |
converted on spend
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Real-time crypto-to-fiat conversion protects against volatility. Pay online, in shops, or via QR codes with confidence and simplicity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Card currenciessame for all | unknown | unknown |
| Usagesame for all |
personal
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Perfect for everyday purchases and cross-border payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Issuer / BIN sponsorsame for all |
Digital Treasures Center Pte. Ltd. (dtcpay)
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Card form · Card currencies · Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC, FDUSD
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Your AIX Pay wallet has four separate balances, one for each stablecoin: USDT, USDC, WUSD, and FDUSD. Each balance is kept separate so you always know exactly how much you have in each account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all |
Ethereum, BNB Smart Chain, Solana, Base
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Here's what you can deposit: USDC: Base, BSC, Ethereum, Solana; USDT: BSC, Ethereum, Solana; FDUSD: BSC, Ethereum, Solana; WUSD: EthereumChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all | unknown | unknown |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all | unknown | unknown |
| ATM withdrawalssame for all |
Yes
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Withdraw cash from global ATMs or pay in-store securely.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all | unknown | unknown |
| Unknown for all | Mobile wallets · Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
5.00 USD
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
- Fully waive the fee for a virtual card - Or enjoy USD $5 off a physical card fee (originally USD $10)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all | unknown | unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all | unknown | unknown |
| Annual feesame for all | unknown | unknown |
| Top-up feesame for all |
free
aixpay.co checked 30 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Send funds to AIX wallet instantly. Simple, free, fast, and flexible.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all |
1.2 % · transactions in any currency other than USD; applied on the current Visa exchange rate, on top of the 1% transaction fee
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For transactions in any currency other than USD, an additional 1.2% foreign exchange (FX) fee will be Applied based on current Visa exchange rateChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all |
2 %
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Yes, cash withdrawals are available at supported ATMs. A 2% fee applies, and some ATMs may charge an additional fee on their end. You'll see the full breakdown before confirming.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction feesame for all |
1 %
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For transaction in USD, a 1% transaction feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all |
not published
help.aixpay.co checked 31 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
# Fees and Charges - Are there any crypto deposit fee? - Are there any transaction fees when using my AIX Pay Visa Card? - Are ATM withdrawal fees different for local and international locations? - A...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Dispute feesame for all |
not published
help.aixpay.co checked 31 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
If you see a charge you do not recognize, contact us immediately at <[email protected]> Time limit: You must submit the dispute within 120 days from the transaction date.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Physical card issuance · Free cards · Shipping · Monthly fee · Annual fee · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all |
no Virtual card issuance
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For every successful referral: - You receive a USD $5 card fee waiver - Your friend also receives a USD $5 card fee waiver You can earn up to 5 fee waiver rewards in total during the campaign period...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
no Virtual card issuance
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For every successful referral: - You receive a USD $5 card fee waiver - Your friend also receives a USD $5 card fee waiver You can earn up to 5 fee waiver rewards in total during the campaign period...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at AIX Card · NearPay Card: promotions and bonuses as well as warnings and incidents.