Comparison
AIX Card vs. Ripio Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
AIX CardAIXPAY
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Ripio CardRipio
In short
- Ripio Card has the best score (6.5).
| Attribute |
AIX CardAIXPAY
|
Ripio CardRipio
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | KYC unknown Private |
| Score | average | average |
| CostsWeight 25 % | 7.5 | 8.5 |
| TrustWeight 20 % | 5.7 | 6.8 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | 7.4 | 10.0 |
| AvailabilityWeight 10 % | not scored | 0.1 |
| RewardsWeight 10 % | not scored | 4.4 |
| CommunityWeight 5 % | not scored | 1.5 |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card formsame for all | unknown |
prepaid
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digitalChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Available as virtual or physical cards to suit your needs.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
virtual, physical
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digital, que se puede utilizar para adquirir bienes o servicios en la República ArgentinaChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
 
Visa
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Accepted at over 175 million Visa merchants worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
Visa
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
se puede utilizar para adquirir bienes o servicios en la República Argentina en establecimientos asociados a la red Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
dtcpay is the operator of the AIX Pay Wallet and all virtual asset services, such as safeguarding, deposits, custody and transfers, are provided solely by dtcpay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
9.2.3 Custodia. Los Activos Virtuales que el Usuario mantenga en su Cuenta y/o transfiera a direcciones controladas por Moonbird y/o por la sociedad Afiliada, a los fines de la prestación de los Servi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Real-time crypto-to-fiat conversion protects against volatility. Pay online, in shops, or via QR codes with confidence and simplicity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los pagos o extracciones de fondos realizados con la Tarjeta Prepaga se debitarán del saldo de fondos disponibles como resultado de la venta del activo digital respectivo seleccionado previamente en l...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all | unknown |
Standard:
unknown
Argentina:
ARS
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Si el eventual saldo en pesos argentinos (que se obtendría de la venta de la cantidad de activo digital seleccionado en la Cuenta del Titular no fueran suficientes, la transacción no será autorizada.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Perfect for everyday purchases and cross-border payments.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El Usuario declara y acepta que utilizará la Plataforma y los Servicios solamente con fines personales, no comerciales.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Digital Treasures Center Pte. Ltd. (dtcpay)
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
AIXPAY LIMITED is a technology and technical service provider. All payment, financial, card issuance, virtual assets and related services are provided by our partner, Digital Treasures Center Pte. Ltd...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
Digipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.com checked 30 Oct 2026
Two sources, two values
ShownDigipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.comchecked 30 Oct 2026
ofrecidas por Ripio y co-emitidas por Digipayments S.A.U., una sociedad constituida bajo las normas de la República Argentina, con número de CUIT 30-71695178-9 ("Digipayments") y Pomelo Fintech Servic...DifferingDigipayments S.A.U. terms.ripio.comfetched 30 Oct 2026 22.1 Las tarjetas prepagas (la "Tarjeta Prepaga", en plural "Tarjetas Prepagas"), son ofrecidas en la Plataforma. Las Tarjetas Prepagas son emitidas por Digipayments S.A.U., una sociedad constituida b...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in: Argentina
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los Servicios se encuentran limitados a residentes del territorio de la República Argentina y sujetos a disponibilidad técnica y geográfica, salvo especificación en contrario.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assetssame for all |
USDT, USDC, FDUSD
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Your AIX Pay wallet has four separate balances, one for each stablecoin: USDT, USDC, WUSD, and FDUSD. Each balance is kept separate so you always know exactly how much you have in each account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all |
Ethereum, BNB Smart Chain, Solana, Base
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Here's what you can deposit: USDC: Base, BSC, Ethereum, Solana; USDT: BSC, Ethereum, Solana; FDUSD: BSC, Ethereum, Solana; WUSD: EthereumChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all | unknown |
Yes
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
En el caso en que se realicen compras con la Tarjeta sin que el saldo en pesos (utilizado para afrontar el pago de la compra) provenga de la venta de activos virtuales, Ripio podrá aplicar un "Cashbac...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all | unknown | unknown |
| ATM withdrawalssame for all |
Yes
aixpay.co checked 29 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Withdraw cash from global ATMs or pay in-store securely.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all | unknown | unknown |
| Unknown for all | Mobile wallets · Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
5.00 USD
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
- Fully waive the fee for a virtual card - Or enjoy USD $5 off a physical card fee (originally USD $10)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Ask for your physical card We will send it to your home. Free of charge.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
free
aixpay.co checked 30 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Send funds to AIX wallet instantly. Simple, free, fast, and flexible.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown |
0.5 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisión por compra o venta de activos virtuales: 0,5 % final.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
1.2 % · transactions in any currency other than USD; applied on the current Visa exchange rate, on top of the 1% transaction fee
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For transactions in any currency other than USD, an additional 1.2% foreign exchange (FX) fee will be Applied based on current Visa exchange rateChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all |
2 %
aixpay.co checked 28 Oct 2026
Source and check
Source
aixpay.co
Wording at the source
Yes, cash withdrawals are available at supported ATMs. A 2% fee applies, and some ATMs may charge an additional fee on their end. You'll see the full breakdown before confirming.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Transaction feesame for all |
1 %
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For transaction in USD, a 1% transaction feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown |
free
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por retiros: Por transferencia bancaria: 0% final.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Activation feesame for all | unknown | unknown |
| Account closure fee (differs)same for all |
not published
help.aixpay.co checked 31 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
# Fees and Charges - Are there any crypto deposit fee? - Are there any transaction fees when using my AIX Pay Visa Card? - Are ATM withdrawal fees different for local and international locations? - A...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 ARS
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El usuario podrá cerrar su cuenta en Digipayments sin costo y sin que esto genere responsabilidad alguna hacia Digipayments (el usuario debe cumplir con todas sus obligaciones con Digipayments antes d...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
help.aixpay.co checked 31 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
If you see a charge you do not recognize, contact us immediately at <[email protected]> Time limit: You must submit the dispute within 120 days from the transaction date.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por depósitos: Por transferencia bancaria: 0% final. Comisiones por retiros: Por transferencia bancaria: 0% final. Comisión por compra o venta de activos digitales cobrados por Moonbird...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown |
Ripio and/or Digipayments may cancel the card after at least 6 months of non-use without prior notice.
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
6.2. Ripio y/o Digipayments podrán cancelar la Tarjeta Prepaga o alguno de los Servicios prestados en caso de que no fuera utilizada por su Titular durante, al menos, un plazo de 6 (seis) meses corrid...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown |
only in the app
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
7.3. Una vez cancelada, la emisión de una nueva Tarjeta Prepaga estará sujeta a las Tarifas aplicables al momento de la nueva solicitud, de corresponder.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Shipping · Crypto deposit fee · FX free allowance · Minimum FX fee · Cross-border fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown |
0.5–2 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
recibirá en su Cuenta una cantidad de Ethereum ("ETH"), Bitcoin ("BTC") u otro activo virtual habilitado,, a elección del Usuario, equivalente al 2% (dos por ciento) del monto de dicha compra.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all |
no Virtual card issuance
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For every successful referral: - You receive a USD $5 card fee waiver - Your friend also receives a USD $5 card fee waiver You can earn up to 5 fee waiver rewards in total during the campaign period...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
no Virtual card issuance
help.aixpay.co checked 30 Oct 2026
Source and check
Source
help.aixpay.co
Wording at the source
For every successful referral: - You receive a USD $5 card fee waiver - Your friend also receives a USD $5 card fee waiver You can earn up to 5 fee waiver rewards in total during the campaign period...Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown |
4 % of card spend for 30 days
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Paying with any crypto with your Ripio Card you will receive 2% in USDT, BTC or ETH, and paying with ARS you will receive 0.5% cashback. If you are a new card user, for 30 days you will receive 4% pay...Checked Verified Value wrong? No earlier versions What does [s] mean? |
Early warning
Watch both cards
One mail when something changes at AIX Card · Ripio Card: promotions and bonuses as well as warnings and incidents.