Comparison
BitMart Card vs. Ripio Card: fees, limits & KYC
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bitmart.com31 Oct 2026
Image source
Source
bitmart.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
BitMart CardBitMart
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Ripio CardRipio
In short
- Ripio Card has the best score (6.5).
| Attribute |
BitMart CardBitMart
|
Ripio CardRipio
|
|---|---|---|
| Overview | Requires KYC Virtual Physical Metal | KYC unknown Private |
| Score | average with variant Plastic Card: 6.7 with variant Platinum Card: 6.7 | average |
| CostsWeight 25 % | 8.5 | 8.5 |
| TrustWeight 20 % | 5.7 | 6.8 |
| KYC and privacyWeight 15 % | 4.5 | not scored |
| FeaturesWeight 15 % | 6.3 | 10.0 |
| AvailabilityWeight 10 % | not scored | 0.1 |
| RewardsWeight 10 % | 9.6 | 4.4 |
| CommunityWeight 5 % | 2.5 | 1.5 |
| KYC | KYC: ID + proof of address | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
credit
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
The BitMart Card is essentially a credit card, but users must maintain a sufficient cryptocurrency balance in their BitMart account to successfully make payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digitalChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical, metal
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Select your card type. BitMart Card offers the following options to suit your needs: Virtual Card, Plastic Card, and Metal Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
virtual, physical
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digital, que se puede utilizar para adquirir bienes o servicios en la República ArgentinaChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |  
Visa
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
The BitMart Card can be used at all merchants worldwide that support Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
Visa
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
se puede utilizar para adquirir bienes o servicios en la República Argentina en establecimientos asociados a la red Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
The BitMart Card is essentially a credit card, but users must maintain a sufficient cryptocurrency balance in their BitMart account to successfully make payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
9.2.3 Custodia. Los Activos Virtuales que el Usuario mantenga en su Cuenta y/o transfiera a direcciones controladas por Moonbird y/o por la sociedad Afiliada, a los fines de la prestación de los Servi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Every time you make a purchase with the BitMart Card, the system will convert your account balance (such as USDT) to USD in real-time to provide a smooth payment experience.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
converted on spend
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los pagos o extracciones de fondos realizados con la Tarjeta Prepaga se debitarán del saldo de fondos disponibles como resultado de la venta del activo digital respectivo seleccionado previamente en l...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- Supports spending in USD, with more currencies to be added in the futureChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
ARS
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Si el eventual saldo en pesos argentinos (que se obtendría de la venta de la cantidad de activo digital seleccionado en la Cuenta del Titular no fueran suficientes, la transacción no será autorizada.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El Usuario declara y acepta que utilizará la Plataforma y los Servicios solamente con fines personales, no comerciales.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Issuer / BIN sponsorsame for all |
Standard:
unknown
Argentina:
Digipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.com checked 30 Oct 2026
Two sources, two values
ShownDigipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.comchecked 30 Oct 2026
ofrecidas por Ripio y co-emitidas por Digipayments S.A.U., una sociedad constituida bajo las normas de la República Argentina, con número de CUIT 30-71695178-9 ("Digipayments") y Pomelo Fintech Servic...DifferingDigipayments S.A.U. terms.ripio.comfetched 30 Oct 2026 22.1 Las tarjetas prepagas (la "Tarjeta Prepaga", en plural "Tarjetas Prepagas"), son ofrecidas en la Plataforma. Las Tarjetas Prepagas son emitidas por Digipayments S.A.U., una sociedad constituida b...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
plan
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
$10,000Daily Limit #### What's Other Benefits? - 0 card issuance fee & annual fee - Card Transaction Fee - 1.3% - ATM withdrawal not available Card Application Fee 0.00 USD $50,000Daily Limit...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in: Argentina
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los Servicios se encuentran limitados a residentes del territorio de la República Argentina y sujetos a disponibilidad técnica y geográfica, salvo especificación en contrario.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assetssame for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TON, LTC, BMX
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Currently, the BitMart Card supports USDT、USDC、BTC、ETH、SOL、ADA、BMX、XRP、LTC、DOGE、TON、BNBChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
Yes
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
En el caso en que se realicen compras con la Tarjeta sin que el saldo en pesos (utilizado para afrontar el pago de la compra) provenga de la venta de activos virtuales, Ripio podrá aplicar un "Cashbac...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |  
Google Pay
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Once your application is approved, the system will immediately issue a virtual card that can be used for online payments and added to Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawalssame for all |
No
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
【Note 1】Only physical cards support cash withdrawal; virtual cards do not.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all | unknown | |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- 🎁 Zero issuance fee (virtual card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Ask for your physical card We will send it to your home. Free of charge.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Annual fee (differs)same for all |
0.00 USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- 🎁 Zero annual feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
0.5 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisión por compra o venta de activos virtuales: 0,5 % final.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all | unknown | |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all |
1.3 %
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- Card Transaction Fee - 1.3% - ATM withdrawal not available Card Application Fee 0.00 USD $50,000Daily Limit #### What's Other Benefits? - 0 Annual Fee - Card Transaction Fee - 1.3% - 2% Fee for...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all |
free
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por retiros: Por transferencia bancaria: 0% final.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | unknown | |
| Account closure fee (differs)same for all |
0.00 USD
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
| Card Cancellation Fee | None |Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 ARS
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El usuario podrá cerrar su cuenta en Digipayments sin costo y sin que esto genere responsabilidad alguna hacia Digipayments (el usuario debe cumplir con todas sus obligaciones con Digipayments antes d...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
| Fee Type | Rates | |---|---| | Foreign Exchange Fee | 1.3% | | Annual Fee | None | | Inactivity Fee | None | | Card Cancellation Fee | None | | Card Issuance / Replacement Fee | Virtual: Free BitMar...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por depósitos: Por transferencia bancaria: 0% final. Comisiones por retiros: Por transferencia bancaria: 0% final. Comisión por compra o venta de activos digitales cobrados por Moonbird...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
Ripio and/or Digipayments may cancel the card after at least 6 months of non-use without prior notice.
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
6.2. Ripio y/o Digipayments podrán cancelar la Tarjeta Prepaga o alguno de los Servicios prestados en caso de que no fuera utilizada por su Titular durante, al menos, un plazo de 6 (seis) meses corrid...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
only in the app
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
7.3. Una vez cancelada, la emisión de una nueva Tarjeta Prepaga estará sujeta a las Tarifas aplicables al momento de la nueva solicitud, de corresponder.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
3.5–5.5 %
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Grocery and Dining Purchases 5.5% for new users (1st month) 5.0% from the 2nd month onwardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.5–2 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
recibirá en su Cuenta una cantidad de Ethereum ("ETH"), Bitcoin ("BTC") u otro activo virtual habilitado,, a elección del Usuario, equivalente al 2% (dos por ciento) del monto de dicha compra.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all |
4 % of card spend for 30 days
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Paying with any crypto with your Ripio Card you will receive 2% in USDT, BTC or ETH, and paying with ARS you will receive 0.5% cashback. If you are a new card user, for 30 days you will receive 4% pay...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at BitMart Card · Ripio Card: promotions and bonuses as well as warnings and incidents.