Comparison
BitMart Card vs. WhiteBIT Nova Card: fees, limits & KYC
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bitmart.com31 Oct 2026
Image source
Source
bitmart.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
BitMart CardBitMart
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on WhiteBIT Nova CardWhiteBIT
In short
- WhiteBIT Nova Card has the best score (6.4).
| Attribute |
BitMart CardBitMart
|
|
|---|---|---|
| Overview | Requires KYC Virtual Physical Metal | KYC unknown Virtual |
| Score | average with variant Plastic Card: 6.7 with variant Platinum Card: 6.7 | average |
| CostsWeight 25 % | 8.5 | 6.5 |
| TrustWeight 20 % | 5.7 | 5.0 |
| KYC and privacyWeight 15 % | 4.5 | not scored |
| FeaturesWeight 15 % | 6.3 | 7.5 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | 9.6 | 10.0 |
| CommunityWeight 5 % | 2.5 | 5.1 |
| KYC | KYC: ID + proof of address | KYC unknown |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
credit
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
The BitMart Card is essentially a credit card, but users must maintain a sufficient cryptocurrency balance in their BitMart account to successfully make payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
help.whitebit.com checked 31 Oct 2026
Source and check
Source
help.whitebit.com
Wording at the source
Nova USD is a WhiteBIT Visa debit card that allows spending crypto to pay for any daily purchases.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical, metal
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Select your card type. BitMart Card offers the following options to suit your needs: Virtual Card, Plastic Card, and Metal Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
After your verification is completed and approved, you will receive a virtual card ready to use. There will be no waitlist for the WhiteBIT USD Card.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Card networksame for all | The BitMart Card can be used at all merchants worldwide that support Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Spend your crypto in dollars — anywhere Visa is accepted.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
The BitMart Card is essentially a credit card, but users must maintain a sufficient cryptocurrency balance in their BitMart account to successfully make payments.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
### 96% of assets on cold wallets The majority of assets are securely stored offline to protect against digital threats.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Every time you make a purchase with the BitMart Card, the system will convert your account balance (such as USDT) to USD in real-time to provide a smooth payment experience.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
converted on spend
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
The WhiteBIT USD Card supports eligible crypto assets that can be used for spending from your card account, including USDT, USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, and DOGE. All conversi...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- Supports spending in USD, with more currencies to be added in the futureChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
All conversions for the WhiteBIT USD Card are processed through USD.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Usagesame for all | unknown | |
| Issuer / BIN sponsorsame for all |
JSC Hash Bank
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
WhiteBIT USD Card is issued in partnership with JSC Hash Bank.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
plan
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
$10,000Daily Limit #### What's Other Benefits? - 0 card issuance fee & annual fee - Card Transaction Fee - 1.3% - ATM withdrawal not available Card Application Fee 0.00 USD $50,000Daily Limit...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Usage · Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TON, LTC, BMX
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Currently, the BitMart Card supports USDT、USDC、BTC、ETH、SOL、ADA、BMX、XRP、LTC、DOGE、TON、BNBChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, ADA, DOGE, AVAX, NEAR, EURI, WBT
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
The WhiteBIT USD Card supports eligible crypto assets that can be used for spending from your card account, including USDT, USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, and DOGE.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all | unknown | |
| Unknown for all | Number of supported assets · Top-up networks · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all | Once your application is approved, the system will immediately issue a virtual card that can be used for online payments and added to Google Pay.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawalssame for all |
No
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
【Note 1】Only physical cards support cash withdrawal; virtual cards do not.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all | unknown | |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- 🎁 Zero issuance fee (virtual card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenance.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown | |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenance.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
0.00 USD
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- 🎁 Zero annual feeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Top-up feesame for all |
free
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenance.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
up to 1.5 %
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
A 1.5% conversion fee may also apply.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all | unknown | |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction fee (differs)same for all |
1.3 %
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
- Card Transaction Fee - 1.3% - ATM withdrawal not available Card Application Fee 0.00 USD $50,000Daily Limit #### What's Other Benefits? - 0 Annual Fee - Card Transaction Fee - 1.3% - 2% Fee for...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 % + 0.20 USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
Yes. The WhiteBIT USD Card includes a 1% + USD 0.20 transaction fee.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Account closure feesame for all |
0.00 USD
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
| Card Cancellation Fee | None |Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
0.00 USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenance.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
bitmart.com checked 31 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
| Fee Type | Rates | |---|---| | Foreign Exchange Fee | 1.3% | | Annual Fee | None | | Inactivity Fee | None | | Card Cancellation Fee | None | | Card Issuance / Replacement Fee | Virtual: Free BitMar...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
Yes. The WhiteBIT USD Card includes a 1% + USD 0.20 transaction fee. A 1.5% conversion fee may also apply. There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenanc...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
0.00 USD
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
There are no fees for card issuance, top-ups, card closure, inactivity, or monthly maintenance.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Physical card issuance · Free cards · Shipping · Crypto deposit fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
3.5–5.5 %
bitmart.com checked 30 Oct 2026
Source and check
Source
bitmart.com
Wording at the source
Grocery and Dining Purchases 5.5% for new users (1st month) 5.0% from the 2nd month onwardChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
up to 10 %
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
# The card for your crypto with up to 10% cashback. And yes, it's free!Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
up to 50 USDC
whitebit.com checked 31 Oct 2026
Source and check
Source
whitebit.com
Wording at the source
Earn rewards together by inviting friends, up to 50 USDCChecked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at BitMart Card · WhiteBIT Nova Card: promotions and bonuses as well as warnings and incidents.