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Comparison

BitMart Card vs. Bybit Card (EU): fees, limits & KYC

In short

  • Bybit Card (EU) has the best score (62.94).
Show

differs best value same for all

Attribute Virtual Card BitMart CardBitMart Illustration: Bybit Card (EU) Bybit Card (EU)Bybit
Overview KYC unknown Virtual Physical Metal Requires KYC Virtual Physical
Score average average
CostsWeight 25 % not scored 93
KYC and privacyWeight 20 % not scored 35
FeaturesWeight 15 % 83 95
AvailabilityWeight 10 % not scored 22
RewardsWeight 10 % not scored 47
TrustWeight 10 % 87 67
CommunityWeight 10 % not scored not scored
KYC KYC unknown KYC: ID document
Limits (entry level) no limits captured no limits captured
Basics
Card form
unknown
debit bybit.eu checked 30 Oct 2026
Card types (differs)
virtual, physical, metal bitmart.com checked 30 Oct 2026
virtual, physical bybit.eu checked 30 Oct 2026
Card network (differs)
Visa bitmart.com checked 30 Oct 2026
Mastercard bybit.eu checked 30 Oct 2026
Custodysame for all
custodial bitmart.com checked 30 Oct 2026
custodial bybit.eu checked 30 Oct 2026
Funding modelsame for all
converted on spend bitmart.com checked 30 Oct 2026
converted on spend bybit.eu checked 30 Oct 2026
Card currencies (differs)
USD bitmart.com checked 30 Oct 2026
EUR bybit.eu checked 30 Oct 2026
Usage
unknown
unknown bybit.eu checked 28 Oct 2026
Issuer / BIN sponsor
unknown
Harmoniie SAS bybit.eu checked 30 Oct 2026
Limits depend on
unknown
unknown
Cards per account
unknown
unknown
Unknown for allUsage · Limits depend on · Cards per account
Availability
Available in
unknown
unknown
Unknown for allAvailable in
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TON, LTC, BMX bitmart.com checked 30 Oct 2026
BTC, ETH, USDC, EURC, XRP, MNT, GRAM bybit.eu checked 30 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks
unknown
unknown
Fiat top-up
unknown
Yes bybit.eu checked 30 Oct 2026
Unknown for allNumber of supported assets · Top-up networks
Payments
Mobile wallets (differs)
Google Pay bitmart.com checked 30 Oct 2026
Apple Pay Google Pay Samsung Pay bybit.eu checked 30 Oct 2026
ATM withdrawals
unknown
Yes bybit.eu checked 30 Oct 2026
Contactless
unknown
Yes bybit.eu checked 30 Oct 2026
Fees
Virtual card issuance
unknown
0.00 EUR bybit.eu checked 30 Oct 2026
Physical card issuance
unknown
unknown
Free cards
unknown
unknown
Shipping
unknown
unknown
Monthly fee
unknown
0.00 EUR bybit.eu checked 30 Oct 2026
Annual fee
unknown
0.00 EUR bybit.eu checked 30 Oct 2026
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).
unknown
0.9 % bybit.eu checked 30 Oct 2026
Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0.
unknown
unknown bybit.eu checked 28 Oct 2026
FX free allowance
unknown
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown bybit.eu checked 28 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
0.00 EUR bybit.eu checked 30 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Unknown for allPhysical card issuance · Free cards · Shipping · Top-up fee · Crypto deposit fee · Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0. · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement
Rewards
Cashback
unknown
1–10 % · requires token holding or staking bybit.eu checked 30 Oct 2026
Referral bonus (invited friend)
unknown
10 USDC bybit.eu checked 30 Oct 2026
Referral bonus (you)
unknown
20 USDC bybit.eu checked 30 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

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One mail when something changes at BitMart Card · Bybit Card (EU): promotions and bonuses as well as warnings and incidents.

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