Comparison
Bybit Card (EU) vs. CoinJar Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bybit Card (EU)Bybit
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CoinJar CardCoinJar
In short
- Bybit Card (EU) has the best score (62.94).
| Attribute |
Bybit Card (EU)Bybit
|
CoinJar CardCoinJar
|
|---|---|---|
| Overview | Requires KYC Virtual Physical | KYC unknown Private Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 93 | 62 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 95 | 83 |
| AvailabilityWeight 10 % | 22 | 0 |
| RewardsWeight 10 % | 47 | 40 |
| TrustWeight 10 % | 67 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs)same for all |
debit
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card is a crypto debit card that lets you spend your crypto balance anywhere card payments are accepted globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
prepaid
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of sale and is available as a free virtual card (issued instantly) or a physical card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
virtual, physical
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card networksame for all |
Mastercard
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued as a Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Mastercard
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Bybit Card doesn't have a separate wallet balance. Bybit EU deducts spending from your Funding Account.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
custodial
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
CoinJar Everyday Account means the digital currency account and the cash account operated by CoinJar which stores digital currencies and fiat currency in Australian dollars held by you and which you m...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of saleChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
converted on spend
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card automatically converts your crypto using CoinJar's best rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Supported fiat currencies: EURChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceWhen you transact using the Card, and once CoinJar approves the amount of the transaction (which would generally occur at the same time), an amount of the digital currency you nominate within your Co...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
personal
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The design and distribution obligations set out in Part 7.8A of the Corporations Act 2001 (DD Obligations) apply to the issue and distribution of non-cash payment facilities to retail clients (Consume...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Harmoniie SAS
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a licence by Mastercard International held by Moorwand Ltd.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
EML Payment Solutions Limited
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDC, EURC, XRP, MNT, GRAM
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
1. Supported fiat currencies: EUR 2. Supported crypto: USDC, BTC, ETH, MNT, GRAM, XRP, EURCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, TRX, DOGE, ADA, LTC, POL, AVAX
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| BitcoinBTC | | | | View BTC | | EthereumETH | | | | View ETH | | TetherUSDT | | | | View USDT | | SolanaSOL | | | | View SOL | | USDCUSDC | | | | View USDC | | XRPXRP | | | | View XRP | | DogecoinDO...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 11 moreBTCETHUSDTUSDCSOLXRPTRXDOGEADALTCPOLAVAXDAILINKDOTARBOPXLMSHIBSUIETCUNIAAVE |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-up (differs)same for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
You can deposit funds to your Funding Account by purchasing fiat or crypto using our Buy Crypto function.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
Samsung Pay
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Adding your Bybit Card to digital wallets like Apple Pay, Google Pay and Samsung Pay is supported for Bybit Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Apple Pay
Google Pay
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
With support for both Apple Pay and Google Pay™ you can spend your crypto instantly and securely with the device in your hand (or on your wrist).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
ATM withdrawal fee: 2% after the monthly free ATM withdrawal limit of $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Yes, the Bybit virtual card can be added to Apple Pay and Google Pay for contactless payments, allowing you to spend your crypto balance directly from your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card has no issuance fee for the virtual card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
There is no monthly fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 AUD
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
The good news is that the CoinJar Card has no setup or monthly maintenance fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee (differs)same for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Zero application and annual fees Enjoy all the benefits of your Bybit Card with no upfront or annual fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
## CoinJar Card fees | Transaction type | Fee | |---|---| | Card issuance (digital and physical card) | No fee | | In-store and online purchase | 1% (returned in Rewards points) | | Foreign transacti...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
not applicable
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition). (differs)same for all |
0.9 %
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Crypto conversion fee: 0.9% on top of Spot trading feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0.same for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 2.99 % public-files.coinjar.com checked 29 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceTransactions made in a currency other than Australian dollars will be subject to the prevailing Mastercard exchange rate at the time plus a 2.99% foreign exchange fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| ATM withdrawal (physical card only) | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown |
0.00 AUD
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
It's free to set up, has no monthly fees and you earn CoinJar Rewards every time you spend.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Dormancy/inactivity fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown |
free
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
Replacement Card Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Shipping · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashback (differs)same for all |
1–10 % · requires token holding or staking
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
As a Bybit VIP, you can earn up to 10% cashback, with higher rates available at higher VIP tiers.Checked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all |
10 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
20 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Bybit Card (EU) · CoinJar Card: promotions and bonuses as well as warnings and incidents.