Comparison
Bybit Card (EU) vs. SwissBorg Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bybit Card (EU)Bybit
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
SwissBorg CardSwissBorg
In short
- Fewest documents: Bybit Card (EU) (ID document).
- Bybit Card (EU) has the best score (62.94).
| Attribute |
Bybit Card (EU)Bybit
|
SwissBorg CardSwissBorg
|
|---|---|---|
| Overview | Requires KYC Virtual Physical | Requires KYC Private Virtual |
| Score | average | average |
| CostsWeight 25 % | 93 | 100 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 95 | 52 |
| AvailabilityWeight 10 % | 22 | 40 |
| RewardsWeight 10 % | 47 | not scored |
| TrustWeight 10 % | 67 | 86 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
debit
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card is a crypto debit card that lets you spend your crypto balance anywhere card payments are accepted globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
debit
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual, physical
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of sale and is available as a free virtual card (issued instantly) or a physical card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
virtual
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine virtuelle Karte - du kannst sie für Online-Käufe oder im Geschäft über Apple Pay, Google Pay oder Curve verwenden.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Mastercard
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued as a Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Mastercard
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Bybit Card doesn't have a separate wallet balance. Bybit EU deducts spending from your Funding Account.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
custodial
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Nein. Die SwissBorg-Karte ist eine Krypto-Debitkarte, keine Kreditkarte: Du bezahlst mit Kryptowährungen, die du bereits in deiner SwissBorg-App hältst, und es gibt keinen Kreditrahmen.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of saleChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
converted on spend
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Beim Bezahlen wird deine Krypto zum aktuellen Kurs in EUR, CHF oder GBP umgerechnet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Supported fiat currencies: EURChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
CHF, EUR, GBP
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Zahlungen erfolgen in der Basiswährung der Karte (EUR, CHF oder GBP).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
personal
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Nur Privat-Accounts sind erlaubt (keine Firmen-Accounts)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Harmoniie SAS
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a licence by Mastercard International held by Moorwand Ltd.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
UAB Monavate
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
The SwissBorg Card is issued by Monavate. UAB Monavate is a company incorporated under the laws of Lithuania and authorised by the Bank of Lithuania to issue electronic money and provide payment servi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in: European Economic Area, Switzerland, United Kingdom incl. Crown Dependencies
swissborg.com checked 28 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Darunter Deutschland und der übrige EWR, das Vereinigte Königreich und die Schweiz.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDC, EURC, XRP, MNT, GRAM
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
1. Supported fiat currencies: EUR 2. Supported crypto: USDC, BTC, ETH, MNT, GRAM, XRP, EURCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDC, EURC, SOL, BORG
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
You choose your primary spending asset - BORG, BTC, ETH, SOL, or a stablecoin, EURC, USDC, USDG, VEUR, VCHF, or VGBP (depending on local availability) - and have the option to select backup assets tha...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-up (differs)same for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
You can deposit funds to your Funding Account by purchasing fiat or crypto using our Buy Crypto function.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die Karte nutzt nur dein Crypto-Guthaben - Fiat-Guthaben kann nicht verwendet werden.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
Samsung Pay
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Adding your Bybit Card to digital wallets like Apple Pay, Google Pay and Samsung Pay is supported for Bybit Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
Apple Pay
Google Pay
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Bezahle mit Apple Pay, Google Pay oder Curve.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawals (differs)same for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
ATM withdrawal fee: 2% after the monthly free ATM withdrawal limit of $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Cash withdrawals at ATMs are not initially available with the SwissBorg Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Yes, the Bybit virtual card can be added to Apple Pay and Google Pay for contactless payments, allowing you to spend your crypto balance directly from your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
For in-store purchases, contactless payments can be made by linking the virtual card to digital wallets such as Apple Pay, Google Pay, or Curve (country restrictions may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card has no issuance fee for the virtual card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
swissborg.com checked 30 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Yes! The SwissBorg Virtual Card is completely free.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
In the initial stage, only virtual cards will be available for ordering.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
In the initial stage, only virtual cards will be available for ordering.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
There is no monthly fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Keine monatlichen Gebühren oder Servicekosten.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Zero application and annual fees Enjoy all the benefits of your Bybit Card with no upfront or annual fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 EUR
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
not applicable
swissborg.com checked 30 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Unlike some other crypto cards that require you to manually sell your coins to "top up" a fiat balance, the SwissBorg card offers real-time crypto-to-fiat conversion at the point of sale.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).same for all |
0.9 %
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Crypto conversion fee: 0.9% on top of Spot trading feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0.same for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
0 % above the network rate
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Es können Gebühren für Transaktionen in Fremdwährung anfallen (siehe Währungsumrechner von Mastercard). SwissBorg erhebt keine zusätzlichen FX-Gebühren.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Cash withdrawals at ATMs are not initially available with the SwissBorg Card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Dormancy/inactivity fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
1–10 % · requires token holding or staking
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
As a Bybit VIP, you can earn up to 10% cashback, with higher rates available at higher VIP tiers.Checked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
5 % (Standard); 15 % (Bronze); 30 % (Silver); 50 % (Gold); 65 % (Platinum); 80 % (Diamond); 90 % (Elite); 92 % (Elite - top 500); 95 % (Elite - top 100); 99 % (Elite - top 10) · in BORG |
| Referral bonus (invited friend)same for all |
10 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Referral bonus (you)same for all |
20 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Bybit Card (EU) · SwissBorg Card: promotions and bonuses as well as warnings and incidents.