Comparison
Paysend Card vs. SwissBorg Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Paysend CardPaysend Group
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
SwissBorg CardSwissBorg
In short
- SwissBorg Card has the best score (58.93).
| Attribute |
Paysend CardPaysend Group
|
SwissBorg CardSwissBorg
|
|---|---|---|
| Overview | KYC unknown Virtual | Requires KYC Private Virtual |
| Score | average | average |
| CostsWeight 25 % | not scored | 100 |
| KYC and privacyWeight 20 % | not scored | 18 |
| FeaturesWeight 15 % | 83 | 52 |
| AvailabilityWeight 10 % | 39 | 40 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 80 | 86 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC unknown | KYC: ID + proof of address |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs)same for all |
prepaid
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine virtuelle Karte - du kannst sie für Online-Käufe oder im Geschäft über Apple Pay, Google Pay oder Curve verwenden.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card networksame for all |
Mastercard
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend offers virtual prepaid Mastercard cards. With a Paysend card, you can:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die SwissBorg-Karte ist eine Mastercard-Debitkarte, mit der du Bitcoin, Ethereum, Solana, BORG und Stablecoins aus deiner SwissBorg-App überall ausgibst, wo Mastercard akzeptiert wird.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all | unknown |
custodial
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Nein. Die SwissBorg-Karte ist eine Krypto-Debitkarte, keine Kreditkarte: Du bezahlst mit Kryptowährungen, die du bereits in deiner SwissBorg-App hältst, und es gibt keinen Kreditrahmen.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all | unknown |
converted on spend
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Beim Bezahlen wird deine Krypto zum aktuellen Kurs in EUR, CHF oder GBP umgerechnet.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currenciessame for all | unknown |
CHF, EUR, GBP
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Zahlungen erfolgen in der Basiswährung der Karte (EUR, CHF oder GBP).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all | unknown |
personal
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Nur Privat-Accounts sind erlaubt (keine Firmen-Accounts)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown |
UAB Monavate
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
The SwissBorg Card is issued by Monavate. UAB Monavate is a company incorporated under the laws of Lithuania and authorised by the Bank of Lithuania to issue electronic money and provide payment servi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available in (differs)same for all |
Available in 28 countries and regions
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
Paysend cards and multi-currency accounts are available in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hun...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Available in: European Economic Area, Switzerland, United Kingdom incl. Crown Dependencies
swissborg.com checked 28 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Darunter Deutschland und der übrige EWR, das Vereinigte Königreich und die Schweiz.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assetssame for all | unknown |
BTC, ETH, USDC, EURC, SOL, BORG
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
You choose your primary spending asset - BORG, BTC, ETH, SOL, or a stablecoin, EURC, USDC, USDG, VEUR, VCHF, or VGBP (depending on local availability) - and have the option to select backup assets tha...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown |
No
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Die Karte nutzt nur dein Crypto-Guthaben - Fiat-Guthaben kann nicht verwendet werden.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
link it to Apple Pay or Google PayChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Bezahle mit Apple Pay, Google Pay oder Curve.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
No
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Cash withdrawals at ATMs are not initially available with the SwissBorg Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
help.paysend.com checked 30 Oct 2026
Source and check
Source
help.paysend.com
Wording at the source
pay for purchases in stores via contactless payments (NFC).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
For in-store purchases, contactless payments can be made by linking the virtual card to digital wallets such as Apple Pay, Google Pay, or Curve (country restrictions may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
0.00 EUR
swissborg.com checked 30 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Yes! The SwissBorg Virtual Card is completely free.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
In the initial stage, only virtual cards will be available for ordering.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
In the initial stage, only virtual cards will be available for ordering.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Monthly feesame for all | unknown |
0.00 EUR
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Keine monatlichen Gebühren oder Servicekosten.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
0.00 EUR
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
There are no service or annual fees, but real-time crypto-to-fiat conversions are subject to fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
not applicable
swissborg.com checked 30 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Unlike some other crypto cards that require you to manually sell your coins to "top up" a fiat balance, the SwissBorg card offers real-time crypto-to-fiat conversion at the point of sale.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown | unknown |
| Foreign currency feesame for all | unknown |
0 % above the network rate
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Es können Gebühren für Transaktionen in Fremdwährung anfallen (siehe Währungsumrechner von Mastercard). SwissBorg erhebt keine zusätzlichen FX-Gebühren.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown |
not applicable
swissborg.com checked 29 Oct 2026
Source and check
Source
swissborg.com
Wording at the source
Cash withdrawals at ATMs are not initially available with the SwissBorg Card.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown | unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Crypto deposit fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | 5 % (Standard); 15 % (Bronze); 30 % (Silver); 50 % (Gold); 65 % (Platinum); 80 % (Diamond); 90 % (Elite); 92 % (Elite - top 500); 95 % (Elite - top 100); 99 % (Elite - top 10) · in BORG |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Paysend Card · SwissBorg Card: promotions and bonuses as well as warnings and incidents.