Comparison
Brighty Card vs. Bybit Card (EU): fees, limits & KYC
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brighty.app29 Oct 2026
Image source
Source
brighty.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Brighty CardBrighty
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bybit Card (EU)Bybit
In short
- Fewest documents: Bybit Card (EU) (ID document).
- Bybit Card (EU) has the best score (62.94).
| Attribute |
Brighty CardBrighty
|
Bybit Card (EU)Bybit
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Virtual Physical |
| Score | average with variant Plus: 56.5 with variant Pro: 56.78 with variant Brighty TON Card: 49.95 with variant NPC Card: 49.95 | average |
| CostsWeight 25 % | 88 | 93 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 92 | 95 |
| AvailabilityWeight 10 % | 24 | 22 |
| RewardsWeight 10 % | 13 | 47 |
| TrustWeight 10 % | 84 | 67 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
no limits captured |
| Basics | ||
| Card formsame for all |
debit
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card is a crypto debit card that lets you spend your crypto balance anywhere card payments are accepted globally.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card types (differs)same for all |
virtual
help.brighty.app checked 29 Oct 2026
Two sources, two values
Shownvirtual
help.brighty.appchecked 29 Oct 2026
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Differingvirtual, physical help.brighty.appfetched 29 Oct 2026 Select "Virtual Card" or "Physical Card"Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual, physical
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of sale and is available as a free virtual card (issued instantly) or a physical card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs)same for all |
Visa
brighty.app checked 29 Oct 2026
Two sources, two values
ShownVisa
brighty.appchecked 29 Oct 2026
Card means a payment instrument that uses the Visa network, issued by Wallester and which the Cardholder may use to perform Operations. The Card can be a Chip&Pin Card or a Virtual Card;DifferingMastercard brighty.appfetched 29 Oct 2026 Powered by MastercardThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued as a Mastercard.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Custodysame for all |
custodial
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Bybit Card doesn't have a separate wallet balance. Bybit EU deducts spending from your Funding Account.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Funding modelsame for all |
converted on spend
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
No delays—convert your crypto into spending power instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
It automatically converts crypto to local currency at the point of saleChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Card currencies (differs)same for all |
AED, EUR, GBP, USD
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownAED, EUR, GBP, USD
help.brighty.appchecked 29 Oct 2026
At the moment, the Brighty App supports the following fiat currencies: - EUR - USD - GBP - AEDDifferingEUR, GBP, USD help.brighty.appfetched 29 Oct 2026 - Fiat currency accounts (currently available currencies) - EUR, GBP and USD (upon request)Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Supported fiat currencies: EURChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Usagesame for all |
personal
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Wallester AS
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester means Wallester AS (registration number 11812882), the payment services provider, registered office at F.R. Kreutzwaldi 4, 10120 Tallinn, Estonia, which holds activity license No. 4.1-1/224...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Harmoniie SAS
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Your Bybit Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a licence by Mastercard International held by Moorwand Ltd.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Limits depend onsame for all |
plan
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A subscription plan determines the features, limits, pricing or other service benefits available to the Client. It does not replace BTY's onboarding, AML/CFT, product-eligibility, risk or other requir...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDC, SOL, BNB, TRX, TON, ADA, EURC, MATIC, ARB, SHIB
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC
help.brighty.appchecked 29 Oct 2026
#### At the moment, the Brighty App supports the following cryptocurrencies: - USDC (USD Coin) - EURC (EUR Coin) - ADA (Cardano) - XTZ (Tezos) - ISLM (Islamic Coin) - TON (Toncoin) - BTC (Bitcoin) -...DifferingBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, MATIC, ARB, ATOM, EURA, GRAM, XTZ brighty.appfetched 29 Oct 2026 ## Cryptocurrencies [ Bitcoin BTC ](/en/convert/btc/eur)[ Ethereum ETH ](/en/convert/eth/eur)[ USD Coin USDC ](/en/convert/usdc/eur)[ Solana SOL ](/en/convert/sol/eur)[ Gram GRAM ](/en/conv...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 4 moreBTCETHUSDCSOLBNBTRXTONADAEURCMATICARBSHIBTRUMPXTZISLMNPC |
BTC, ETH, USDC, EURC, XRP, MNT, GRAM
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
1. Supported fiat currencies: EUR 2. Supported crypto: USDC, BTC, ETH, MNT, GRAM, XRP, EURCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
only in the app
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can always check the list of supported cryptocurrencies in What cryptocurrencies are currently supported? \| Brighty FAQ article or directly in the app by going to: "Top Up" → "Crypto Transfer" →...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-upsame for all |
Yes
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can top up via: - Easy Bank Transfer - Bank Transfer - Crypto TransferChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
You can deposit funds to your Funding Account by purchasing fiat or crypto using our Buy Crypto function.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile wallets (differs)same for all |
Apple Pay
Google Pay
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
Apple Pay is currently unavailable for Mastercard cards due to ongoing technical updates and system-related maintenance. At the moment Google Pay for Mastercard cards remains fully operational, and Ap...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
Samsung Pay
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Adding your Bybit Card to digital wallets like Apple Pay, Google Pay and Samsung Pay is supported for Bybit Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawalssame for all |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Accepted by millions of merchants and ATMs worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
ATM withdrawal fee: 2% after the monthly free ATM withdrawal limit of $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Chip&Pin Card means a physical Card with an electronic chip, requiring a PIN-code as an authorization mean and has a Near Field Communication function. A Chip&Pin Card can be made of plastic,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Yes, the Bybit virtual card can be added to Apple Pay and Google Pay for contactless payments, allowing you to spend your crypto balance directly from your phone.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs)same for all |
2.99 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
The Bybit Card has no issuance fee for the virtual card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
There is no monthly fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Zero application and annual fees Enjoy all the benefits of your Bybit Card with no upfront or annual fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).same for all |
0.9 %
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Crypto conversion fee: 0.9% on top of Spot trading feesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
|
| Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0.same for all |
0.6 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not published
brighty.app checked 30 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A foreign transaction fee applies per purchase on many cards when the purchase currency differs from the balance. Brighty's published card schedule does not list one (Brighty, Fees and Limits, 2026),...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
not published
brighty.app checked 30 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A foreign transaction fee applies per purchase on many cards when the purchase currency differs from the balance. Brighty's published card schedule does not list one (Brighty, Fees and Limits, 2026),...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? |
| FX free allowancesame for all |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
5,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown bybit.eu checked 28 Oct 2026 Source and check Source bybit.eu Checked Verified Check overdue · last 28 Oct 2026 Add this value? History What does [s] mean? | |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
0.00 EUR
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Dormancy/inactivity fee: NoneChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months.
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
- the Card has not been used for Operations for 6 consecutive months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
1–10 % · requires token holding or staking
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
As a Bybit VIP, you can earn up to 10% cashback, with higher rates available at higher VIP tiers.Checked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
|
| Referral bonus (invited friend)same for all |
10 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Referral bonus (you)same for all |
20 USDC
bybit.eu checked 30 Oct 2026
Source and check
Source
bybit.eu
Wording at the source
Get 20 USDC for you and 10 USDC for your friend when they use your referral code.Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Brighty Card · Bybit Card (EU): promotions and bonuses as well as warnings and incidents.