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Comparison

Brighty Card vs. Gate Card: fees, limits & KYC

In short

  • Brighty Card has the lowest foreign currency fee (0.6 %).
  • Fewest documents: Gate Card (ID document).
  • Gate Card has the best score (66.52).
Show

differs best value same for all

Attribute One Brighty CardBrighty Illustration: Standard Card Gate CardGate
Overview Requires KYC Private Virtual Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % 88 88
KYC and privacyWeight 20 % 18 35
FeaturesWeight 15 % 92 88
AvailabilityWeight 10 % 24 not scored
RewardsWeight 10 % 13 58
TrustWeight 10 % 84 85
CommunityWeight 10 % not scored not scored
KYC KYC: ID + proof of address KYC: ID document
Limits (entry level)
  • Crypto withdrawal per month: no limit
  • ATM per transaction: 5,000 USD
  • ATM per day: 5,000 USD
  • ATM per day (number): 10×
+4
Basics
Card formsame for all
debit brighty.app checked 29 Oct 2026
debit gate.com checked 29 Oct 2026
Card types (differs)
virtual help.brighty.app checked 29 Oct 2026
virtual, physical gate.com checked 29 Oct 2026
Card networksame for all
Visa brighty.app checked 29 Oct 2026
Visa gate.com checked 29 Oct 2026
Custodysame for all
custodial brighty.app checked 29 Oct 2026
custodial gate.com checked 29 Oct 2026
Funding modelsame for all
converted on spend brighty.app checked 29 Oct 2026
converted on spend gate.com checked 29 Oct 2026
Card currencies (differs)
AED, EUR, GBP, USD help.brighty.app checked 29 Oct 2026
USD gate.com checked 29 Oct 2026
Usagesame for all
personal brighty.app checked 29 Oct 2026
personal gate.com checked 29 Oct 2026
Issuer / BIN sponsor
Wallester AS brighty.app checked 29 Oct 2026
unknown
Limits depend on (differs)
plan brighty.app checked 29 Oct 2026
plan, account tier gate.com checked 29 Oct 2026
Cards per account
unknown
unknown
Unknown for allCards per account
Availability
Available in
unknown
only in the app gate.com checked 29 Oct 2026
Crypto
Supported assets (differs)
BTC, ETH, USDC, SOL, BNB, TRX, TON, ADA, EURC, MATIC, ARB, SHIB help.brighty.app checked 29 Oct 2026
+ 4 more BTCETHUSDCSOLBNBTRXTONADAEURCMATICARBSHIBTRUMPXTZISLMNPC
BTC, ETH, USDT, GT gate.com checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks
only in the app help.brighty.app checked 29 Oct 2026
unknown
Fiat top-up
Yes help.brighty.app checked 29 Oct 2026
unknown
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all
Apple Pay Google Pay help.brighty.app checked 29 Oct 2026
Apple Pay Google Pay gate.com checked 30 Oct 2026
ATM withdrawalssame for all
Yes brighty.app checked 29 Oct 2026
Yes gate.com checked 30 Oct 2026
Contactlesssame for all
Yes brighty.app checked 29 Oct 2026
Yes gate.com checked 30 Oct 2026
Fees
Virtual card issuance (differs)
2.99 EUR help.brighty.app checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Physical card issuance (differs)
not applicable help.brighty.app checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
unknown
unknown
Monthly feesame for all
0.00 EUR help.brighty.app checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Annual fee
unknown
0.00 USD gate.com checked 30 Oct 2026
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).
unknown
unknown
Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0. (differs)
0.6 % help.brighty.app checked 29 Oct 2026
1 % gate.com checked 29 Oct 2026
FX free allowance
0.00 EUR help.brighty.app checked 29 Oct 2026
unknown
Minimum FX fee
unknown
unknown
ATM fee
unknown
2 % gate.com checked 29 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
unknown
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
0.00 USD gate.com checked 30 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months. brighty.app checked 29 Oct 2026
unknown
Card replacement
unknown
unknown
Unknown for allFree cards · Shipping · Crypto deposit fee · Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition). · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Card replacement
Rewards
Cashback (differs)
0.5 % (cap 20.00 USDC/month) · in USDC
1–8 % gate.com checked 30 Oct 2026
Referral bonus (invited friend)
unknown
2 USDT gate.com checked 29 Oct 2026
Referral bonus (you)
unknown
5 USDT gate.com checked 29 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at Brighty Card · Gate Card: promotions and bonuses as well as warnings and incidents.

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You will first get a mail with a confirmation link.