Comparison
Coin98 Fusion Card vs. Gate Card: fees, limits & KYC
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coin98.com30 Oct 2026
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Source
coin98.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Coin98 Fusion CardCoin98
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Gate CardGate
In short
- Gate Card has the lowest foreign currency fee (1 %).
- Gate Card has the best score (66.52).
| Attribute |
Coin98 Fusion CardCoin98
|
Gate CardGate
|
|---|---|---|
| Overview | Requires KYC Private Virtual | Requires KYC Private Virtual Physical |
| Score | average | good with variant Classic: 67.36 with variant Platinum: 67.36 with variant Signature Card: 69.13 with variant Essential Card: 64.46 with variant AI Elite Card: 64.88 with variant Gold Card: 64.88 |
| CostsWeight 25 % | 68 | 88 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 76 | 88 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | 58 |
| TrustWeight 10 % | 72 | 85 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
credit
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
This is a micro credit card, which may allow small purchases (e.g., transportation fees) even with an insufficient balance, causing a negative balance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Neither product should be treated as a conventional revolving credit card. In most standard payment scenarios, the user must already have sufficient eligible assets in the relevant account. When crypt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
### Key Features of Coin98 Fusion Card - Virtual card (no physical card needed) - Works anywhere Visa is acceptedChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual, physical
gate.com checked 29 Oct 2026
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Source
gate.com
Wording at the source
Gate Card supports both virtual and physical card formats. For the virtual card, users can obtain it immediately upon approval and view it in the Gate Pay App. The virtual card can be used for online...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Coin98 Fusion Card is a Visa card linked to your Coin98 Super Wallet - top up with crypto and spend like cash anywhere Visa is accepted: online, in-store, or via Apple/Google Pay where supported. Curr...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
gate.com checked 29 Oct 2026
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Source
gate.com
Wording at the source
Gate Card is a Visa credit card issued by Gate, directly linked to your Gate Pay payment account. It can be used at over 150 million merchants worldwide that accept Visa, providing a convenient paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Custodysame for all |
custodial
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
1.1.4. All payments made by you to increase the Available Amount reflected in the D-Vault (in all such cases, "Prepayments") shall, upon receipt by DCS, be deemed irrevocably transferred to and become...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
gate.com checked 29 Oct 2026
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Source
gate.com
Wording at the source
The Gate Card offers two spending modes. The first is 'Instant Spend Mode,' which allows users to switch between different funding accounts—such as Gate Pay, Spot Account, or Simple Earn—based on thei...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Your crypto is instantly converted when you payChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
converted on spend
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Spend digital assets directly—no manual conversion neededChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
SGD, USD
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
The core difference is billing currency: the USD Card bills all transactions in US Dollars, while the SGD Card bills in Singapore Dollars.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD) | 0.40% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
13.4.3. Only use the Card for your own personal transactions not for business purposes;Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card operates on the Visa payment network. All transactions undergo compliance review by the issuing bank and real-time risk control by the Visa network. Applying for a Gate Card requires Level 2...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
DCS Card Centre Pte. Ltd.
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
"We", "us", "our", "ourselves", and "DCS" means DCS Card Centre Pte. Ltd. and shall include our affiliates, successors and assigns.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all | unknown |
plan, account tier
gate.com checked 29 Oct 2026
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Source
gate.com
Wording at the source
| Spending limits | Determined by card tier, card type, region, and account eligibility | Determined by region, card format, and approved limit tier |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown |
only in the app
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card is currently available to users in multiple countries and regions worldwide. Please click to start the application process to confirm your eligibility. If your country or region is not liste...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Supported tokens for top up: Token Ethereum Solana Polygon Base Tron USDT USDCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, GT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
The Gate Card in 'Instant Spend Mode' supports 4 major digital assets: USDT, BTC, ETH, and GT. The prepaid card mode support a wider range of digital assets. The specific assets available may vary dep...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all |
Ethereum, Tron, Solana, Polygon, Base
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Supported tokens for top up: Token Ethereum Solana Polygon Base Tron USDT USDCChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all | unknown | |
| Unknown for all | Number of supported assets · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Spend anywhere: Use your Coin98 Fusion Card online/offline with Apple/Google Pay wherever VISA is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate's latest card program supports Apple Pay and Google Pay for eligible cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Yes, you can withdraw cash from your Coin98 Fusion Card at any supported ATM. The withdrawal limit is up to SGD 10,000 per day and up to SGD 100,000 per month. A 1% withdrawal fee or SGD 5 (whichever...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
| ATM Withdrawal | 2% (physical card only) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Once added, you can tap-to-pay in stores and pay online where supported.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Physical cards use both chip and magnetic stripe for dual-layer security, supporting chip-and-PIN payments and contactless transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Virtual card issuance $9 Physical card issuance if applicable N/A Physical Card Replacement Fee N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Physical Card Replacement Fee N/A Delivery fee if applicable N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Fees and Charges Coin98 Fusion Card Annual Fee $0Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate's latest card announcement states that the new Gate Card is free to apply for and carries no annual or monthly fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).same for all |
1 %
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Digital Asset Conversion Fee 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0. (differs)same for all |
1.7 %
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
"Foreign Exchange Conversion Charge" means a 1.7% conversion commission (or the other rate as may be notified or amended by DCS from time to time) to be added to the retail rate offered by DCS during...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.7 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM fee (differs)same for all |
1 % (min. 5.00 SGD)
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
ATM Withdrawal Fee 1% of the Cash Withdrawal Amount or S$5 (whichever is greater) per Cash Withdrawal; plus any service charge or other fee imposed by the ATM operator in respect of an ATM Cash Withd...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
2 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| ATM Withdrawal | 2% (physical card only) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all |
1.7 %
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
All transactions in foreign currencies will be subject to an administrative fee of 1.7% All card transactions (including reversals and refunds) in Singapore dollars but processed overseas will be subj...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity fee (differs)same for all |
not published
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
1.5.3. DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
1.5.3. DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
not applicable
docs.coin98.com checked 30 Oct 2026
Source and check
Source
docs.coin98.com
Wording at the source
Physical card issuance if applicable N/A Physical Card Replacement Fee N/A Delivery fee if applicable N/AChecked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashbacksame for all | unknown |
1–8 %
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
| T5 | 8x / 8.00% | 40,000 points | Up to 400U | 15,000 points |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown |
2 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you) (differs)same for all |
Tiered commission rewards, up to 50% (rate grows with the referrer's XP tier)
docs.coin98.com checked 30 Oct 2026
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Source
docs.coin98.com
Wording at the source
Your commission rate grows as your network grows. By accumulating XP from your Direct and Indirect Invitees' eligible activities within a 30-day rolling window, you can level up and unlock higher comm...Checked Verified Value wrong? No earlier versions What does [s] mean? |
5 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Coin98 Fusion Card · Gate Card: promotions and bonuses as well as warnings and incidents.