Comparison
Bit2Me Card vs. Gate Card: fees, limits & KYC
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bit2me.com30 Oct 2026
Image source
Source
bit2me.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bit2Me CardBit2Me
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Gate CardGate
In short
- Gate Card has the best score (66.52).
| Attribute |
Bit2Me CardBit2Me
|
Gate CardGate
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private Virtual Physical |
| Score | good | good with variant Classic: 67.36 with variant Platinum: 67.36 with variant Signature Card: 69.13 with variant Essential Card: 64.46 with variant AI Elite Card: 64.88 with variant Gold Card: 64.88 |
| CostsWeight 25 % | 92 | 88 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 88 |
| AvailabilityWeight 10 % | 22 | not scored |
| RewardsWeight 10 % | 46 | 58 |
| TrustWeight 10 % | 85 | 85 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
debit
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Bit2Me Card es una tarjeta de débito Mastercard diseñada para que los usuarios puedan utilizar sus criptomonedas en el día a día.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Neither product should be treated as a conventional revolving credit card. In most standard payment scenarios, the user must already have sufficient eligible assets in the relevant account. When crypt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Tu tarjeta en formato física, virtual o en ambos. ¡Nos adaptamos a ti!Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card supports both virtual and physical card formats. For the virtual card, users can obtain it immediately upon approval and view it in the Gate Pay App. The virtual card can be used for online...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Podrás utilizar la tarjeta de Bit2Me en cualquier establecimiento online o físico que acepte pagos con tarjeta Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card is a Visa credit card issued by Gate, directly linked to your Gate Pay payment account. It can be used at over 150 million merchants worldwide that accept Visa, providing a convenient paymen...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Custodysame for all |
custodial
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
la actividad de Bit2Me como proveedor de servicios de cambio de moneda virtual por moneda fiduciaria y de custodia de monederos electrónicosChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
The Gate Card offers two spending modes. The first is 'Instant Spend Mode,' which allows users to switch between different funding accounts—such as Gate Pay, Spot Account, or Simple Earn—based on thei...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Conversión instantánea y en tiempo real: En el preciso momento de la compra, si el monedero que has vinculado es de una criptomoneda, Bit2Me realiza una conversión automática de la cantidad exacta a €...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Spend digital assets directly—no manual conversion neededChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
EUR
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Además, podrás pagar en euros sin nigún tipo de comisión.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD) | 0.40% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
Esta tarjeta es personal e intransferible para el titular de la cuenta de Bit2Me, quedando prohibido el uso de la misma por cualquier tercero.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card operates on the Visa payment network. All transactions undergo compliance review by the issuing bank and real-time risk control by the Visa network. Applying for a Gate Card requires Level 2...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
PECUNIA CARDS EDE, S.L.U.
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
PECUNIA CARDS EDE, S.L.U. es el emisor y gestor de la tarjetaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs)same for all |
account tier
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Además, tu nivel en Space Center optimiza las condiciones de tu tarjeta: cuanto mayor sea el nivel, menores serán los costes y mayores los límites operativos.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
plan, account tier
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Spending limits | Determined by card tier, card type, region, and account eligibility | Determined by region, card format, and approved limit tier |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown |
only in the app
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate Card is currently available to users in multiple countries and regions worldwide. Please click to start the application process to confirm your eligibility. If your country or region is not liste...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDC, EURC, SOL, XRP, ADA, TON, DOT, POL, LINK
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
- Euro - Bitcoin (BTC) - Polkadot (DOT) - XRP - Ethereum (ETH) - Solana (SOL) - Cardano (ADA) - Polygon Ecosystem Token (POL) - Concordium (CCD) - USD Coin (USDC) - The Open Network (TON) - MultiversX...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, GT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
The Gate Card in 'Instant Spend Mode' supports 4 major digital assets: USDT, BTC, ETH, and GT. The prepaid card mode support a wider range of digital assets. The specific assets available may vary dep...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
Yes
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
Flexibilidad Total: Tú eliges en cada momento si quieres pagar con euros o con tus criptomonedas preferidas, cambiando el monedero vinculado desde la app.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Compatible con Apple y Google PayChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate's latest card program supports Apple Pay and Google Pay for eligible cards.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
bit2me.com checked 29 Oct 2026
Source and check
Source
bit2me.com
Wording at the source
Usa tus cripto para comprar online, en tienda física o para retirar efectivo 24/7Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
| ATM Withdrawal | 2% (physical card only) |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
legal.bit2me.com checked 28 Oct 2026
Source and check
Source
legal.bit2me.com
Wording at the source
La versión en plástico cuenta con tecnología NFC.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Physical cards use both chip and magnetic stripe for dual-layer security, supporting chip-and-PIN payments and contactless transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Emisión Bit2Me Card virtual | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Coste mantenimiento mensual | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee. Key cost items are as follows:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 EUR
support.bit2me.com checked 28 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
No, tu Bit2Me Card, tanto en su versión virtual como física, no tiene ninguna comisión de mantenimiento. Puedes tenerla activa sin preocuparte por costes fijos mensuales o anuales.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Gate's latest card announcement states that the new Gate Card is free to apply for and carries no annual or monthly fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown |
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.9 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Top-up fee | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed in real time on the page when topping up) | 0.90% (calculated and displayed i...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).same for all |
0.95 %
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Coste operación (wallet cripto vinculado) | 0,95% | 0,95% | 0,95% | 0,95% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0.same for all | unknown |
1 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| FX Fee (non-USD transactions) | Classic and Platinum Cards: 0.40% / Standard Card: 1.00% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.7 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
1.5 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| Foreign exchange fee (non-USD transactions) | 1.50% | 1.70% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown |
2 %
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
| ATM Withdrawal | 2% (physical card only) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| Activación / Desactivación | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
0.00 EUR
support.bit2me.com checked 29 Oct 2026
Source and check
Source
support.bit2me.com
Wording at the source
| 3 meses sin uso | 0 € | 0 € | 0 € | 0 € |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
Both virtual and physical cards have no issuance fee, no monthly fee, and no inactivity fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Shipping · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all | 7 % (level 7); 5 % (level 6); 3 % (level 5); 2 % (level 4); 1 % (level 3); 0.5 % (level 2); 0.25 % (level 1); 0 % (level 0) · in B2M |
1–8 %
gate.com checked 30 Oct 2026
Source and check
Source
gate.com
Wording at the source
| T5 | 8x / 8.00% | 40,000 points | Up to 400U | 15,000 points |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown |
2 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Referral bonus (you)same for all | unknown |
5 USDT
gate.com checked 29 Oct 2026
Source and check
Source
gate.com
Wording at the source
Unlocked instantly once your friend opens a card using your referral code and spends 100 USD within 30 days.Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bit2Me Card · Gate Card: promotions and bonuses as well as warnings and incidents.