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Comparison

CoinZoom Visa Card vs. Gate Card: fees, limits & KYC

In short

  • CoinZoom Visa Card has the lowest foreign currency fee (0 %).
  • Gate Card has the best score (66.52).
Show

differs best value same for all

Attribute Non-Prime Card CoinZoom Visa CardCoinZoom Illustration: Standard Card Gate CardGate
Overview Requires KYC Private Virtual Physical Requires KYC Private Virtual Physical
Score good good
CostsWeight 25 % 93 88
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 100 88
AvailabilityWeight 10 % 46 not scored
RewardsWeight 10 % 27 58
TrustWeight 10 % 76 85
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per 24 hours: 700 USD
  • Spending per day: 1,250 USD
  • ATM per 24 hours: 100 USD
+2
  • ATM per transaction: 5,000 USD
  • ATM per day: 5,000 USD
  • ATM per day (number): 10×
+4
Basics
Card formsame for all
debit coinzoom.com checked 29 Oct 2026
debit gate.com checked 29 Oct 2026
Card typessame for all
virtual, physical coinzoom.com checked 29 Oct 2026
virtual, physical gate.com checked 29 Oct 2026
Card networksame for all
Visa coinzoom.com checked 29 Oct 2026
Visa gate.com checked 29 Oct 2026
Custodysame for all
custodial coinzoom.com checked 30 Oct 2026
custodial gate.com checked 29 Oct 2026
Funding modelsame for all
converted on spend coinzoom.com checked 29 Oct 2026
converted on spend gate.com checked 29 Oct 2026
Card currenciessame for all
USD coinzoom.com checked 29 Oct 2026
USD gate.com checked 29 Oct 2026
Usagesame for all
personal coinzoom.com checked 29 Oct 2026
personal gate.com checked 29 Oct 2026
Issuer / BIN sponsor
Zenus Bank coinzoom.com checked 29 Oct 2026
unknown
Limits depend on (differs)
account tier coinzoom.com checked 29 Oct 2026
plan, account tier gate.com checked 29 Oct 2026
Cards per account
unknown
unknown
Unknown for allCards per account
Availability
Available in
unknown
only in the app gate.com checked 29 Oct 2026
Crypto
Supported assets (differs)
only in the app support.coinzoom.com checked 29 Oct 2026
BTC, ETH, USDT, GT gate.com checked 29 Oct 2026
Number of supported assets
only in the app support.coinzoom.com checked 30 Oct 2026
unknown
Top-up networks
not applicable support.coinzoom.com checked 30 Oct 2026
unknown
Fiat top-up
Yes coinzoom.com checked 29 Oct 2026
unknown
Payments
Mobile walletssame for all
Apple Pay Google Pay support.coinzoom.com checked 29 Oct 2026
Apple Pay Google Pay gate.com checked 30 Oct 2026
ATM withdrawalssame for all
Yes support.coinzoom.com checked 29 Oct 2026
Yes gate.com checked 30 Oct 2026
Contactlesssame for all
Yes support.coinzoom.com checked 29 Oct 2026
Yes gate.com checked 30 Oct 2026
Fees
Virtual card issuancesame for all
0.00 USD support.coinzoom.com checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Physical card issuancesame for all
0.00 USD support.coinzoom.com checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
0.00 USD – 60.00 USD coinzoom.com checked 29 Oct 2026
unknown
Monthly feesame for all
0.00 USD coinzoom.com checked 29 Oct 2026
0.00 USD gate.com checked 29 Oct 2026
Annual feesame for all
0.00 USD coinzoom.com checked 29 Oct 2026
0.00 USD gate.com checked 30 Oct 2026
Top-up fee
not applicable support.coinzoom.com checked 29 Oct 2026
unknown
Crypto deposit fee
unknown
unknown
Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition).
1.49 % support.coinzoom.com checked 29 Oct 2026
unknown
Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0. (differs)
0 % coinzoom.com checked 29 Oct 2026
1 % gate.com checked 29 Oct 2026
FX free allowance
not applicable coinzoom.com checked 30 Oct 2026
unknown
Minimum FX fee
not applicable coinzoom.com checked 30 Oct 2026
unknown
ATM fee (differs)
free coinzoom.com checked 29 Oct 2026
2 % gate.com checked 29 Oct 2026
Transaction fee
unknown
unknown
Cross-border fee
0 % coinzoom.com checked 30 Oct 2026
unknown
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
0.50 USD coinzoom.com checked 30 Oct 2026
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
0.00 USD gate.com checked 30 Oct 2026
Minimum monthly spend
unknown
unknown
Inactivity rule
A card that has been disabled for 60 calendar days or longer may be canceled. coinzoom.com checked 29 Oct 2026
unknown
Card replacement
free coinzoom.com checked 30 Oct 2026
unknown
Unknown for allFree cards · Crypto deposit fee · Transaction fee · Withdrawal fee · Activation fee · Minimum top-up · Refund fee · Minimum monthly spend
Rewards
Cashback (differs)
0.5 % (holding from 0); 1 % (holding from 10,000); 2 % (holding from 50,000); 3 % (holding from 150,000); 5 % (holding from 300,000) · in ZOOM
1–8 % gate.com checked 30 Oct 2026
Referral bonus (invited friend)
unknown
2 USDT gate.com checked 29 Oct 2026
Referral bonus (you)
unknown
5 USDT gate.com checked 29 Oct 2026
Welcome bonus
unknown
unknown
Unknown for allWelcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

Early warning

Watch both cards

One mail when something changes at CoinZoom Visa Card · Gate Card: promotions and bonuses as well as warnings and incidents.

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