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Comparison

Coin98 Fusion Card vs. CoinZoom Visa Card: fees, limits & KYC

In short

  • CoinZoom Visa Card has the lowest foreign currency fee (0 %).
  • CoinZoom Visa Card has the best score (65.2).
Show

differs best value same for all

Attribute Coin98 Fusion Card Coin98 Fusion CardCoin98 Non-Prime Card CoinZoom Visa CardCoinZoom
Overview Requires KYC Private Virtual Requires KYC Private Virtual Physical
Score average good
CostsWeight 25 % 73 93
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 76 100
AvailabilityWeight 10 % 2 46
RewardsWeight 10 % not scored 27
TrustWeight 10 % 76 76
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per year: 200,000 SGD
  • ATM per day: 10,000 SGD
  • ATM per month: 100,000 SGD
  • Spending per 24 hours: 700 USD
  • Spending per day: 1,250 USD
  • ATM per 24 hours: 100 USD
+2
Basics
Card form (differs) credit docs.coin98.com checked 30 Oct 2026
debit coinzoom.com checked 29 Oct 2026
Card types (differs) virtual docs.coin98.com checked 30 Oct 2026
virtual, physical coinzoom.com checked 29 Oct 2026
Card networksame for all Visa docs.coin98.com checked 30 Oct 2026
Visa coinzoom.com checked 29 Oct 2026
Custodysame for all custodial docs.coin98.com checked 30 Oct 2026
custodial coinzoom.com checked 30 Oct 2026
Funding modelsame for all converted on spend docs.coin98.com checked 30 Oct 2026
converted on spend coinzoom.com checked 29 Oct 2026
Card currencies (differs) SGD, USD docs.coin98.com checked 30 Oct 2026
USD coinzoom.com checked 29 Oct 2026
Usagesame for all personal docs.coin98.com checked 30 Oct 2026
personal coinzoom.com checked 29 Oct 2026
Issuer / BIN sponsor (differs) DCS Card Centre Pte. Ltd. docs.coin98.com checked 30 Oct 2026
Zenus Bank coinzoom.com checked 29 Oct 2026
Limits depend on unknown
account tier coinzoom.com checked 29 Oct 2026
Cards per account unknown
unknown
Unknown for allCards per account
Availability
Available in Available in: Australia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam coin98.com checked 30 Oct 2026
unknown
Crypto
Supported assets (differs) USDT, USDC docs.coin98.com checked 30 Oct 2026
only in the app support.coinzoom.com checked 29 Oct 2026
Number of supported assets unknown
only in the app support.coinzoom.com checked 30 Oct 2026
Top-up networks (differs) Ethereum, Tron, Solana, Polygon, Base docs.coin98.com checked 30 Oct 2026
not applicable support.coinzoom.com checked 30 Oct 2026
Fiat top-up unknown
Yes coinzoom.com checked 29 Oct 2026
Payments
Mobile walletssame for all Apple Pay Google Pay docs.coin98.com checked 30 Oct 2026
Apple Pay Google Pay support.coinzoom.com checked 29 Oct 2026
ATM withdrawalssame for all Yes docs.coin98.com checked 30 Oct 2026
Yes support.coinzoom.com checked 29 Oct 2026
Contactlesssame for all Yes docs.coin98.com checked 30 Oct 2026
Yes support.coinzoom.com checked 29 Oct 2026
Fees
Virtual card issuance (differs) 9.00 SGD docs.coin98.com checked 30 Oct 2026
0.00 USD support.coinzoom.com checked 29 Oct 2026
Physical card issuance (differs) not applicable docs.coin98.com checked 30 Oct 2026
0.00 USD support.coinzoom.com checked 29 Oct 2026
Free cards unknown
unknown
Shipping (differs) not applicable docs.coin98.com checked 30 Oct 2026
0.00 USD – 60.00 USD coinzoom.com checked 29 Oct 2026
Monthly feesame for all 0.00 USD coin98.com checked 30 Oct 2026
0.00 USD coinzoom.com checked 29 Oct 2026
Annual feesame for all 0.00 USD docs.coin98.com checked 30 Oct 2026
0.00 USD coinzoom.com checked 29 Oct 2026
Top-up fee unknown
not applicable support.coinzoom.com checked 29 Oct 2026
Crypto deposit fee unknown
unknown
Markup when the card converts crypto or stablecoins into the spending currency (spread over the market or provider rate), as a rate; same optional parts as fx_fee (fixed, min, range, up_to, condition). (differs) 1 % docs.coin98.com checked 30 Oct 2026
1.49 % support.coinzoom.com checked 29 Oct 2026
Fee on payments in a currency other than the card currency, as a rate. Write what the table states: "2 % + 0.30 USD" → fixed; "1 % or 0.40 USD, whichever is greater" → min; "0.40–0.70 %" → percent 0.70 with percent_min 0.40; "up to 2 %" → up_to; weekday/weekend or similar → condition. Different rates by where you pay (SEPA zone vs. rest of the world) → one value per location qualifier. "No FX fee" / "0 %" is 0. (differs) 1.7 % docs.coin98.com checked 30 Oct 2026
0 % coinzoom.com checked 29 Oct 2026
FX free allowance unknown
not applicable coinzoom.com checked 30 Oct 2026
Minimum FX fee unknown
not applicable coinzoom.com checked 30 Oct 2026
ATM fee (differs) 1 % (min. 5.00 SGD) docs.coin98.com checked 30 Oct 2026
free coinzoom.com checked 29 Oct 2026
Transaction fee unknown
unknown
Cross-border fee (differs) 1.7 % docs.coin98.com checked 30 Oct 2026
0 % coinzoom.com checked 30 Oct 2026
Withdrawal fee unknown
unknown
Activation fee unknown
unknown
Minimum top-up unknown
unknown
Declined payment fee unknown
0.50 USD coinzoom.com checked 30 Oct 2026
Refund fee unknown
unknown
Inactivity fee not published docs.coin98.com checked 30 Oct 2026
unknown
Minimum monthly spend unknown
unknown
Inactivity rule (differs) DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days. docs.coin98.com checked 30 Oct 2026
A card that has been disabled for 60 calendar days or longer may be canceled. coinzoom.com checked 29 Oct 2026
Card replacement (differs) not applicable docs.coin98.com checked 30 Oct 2026
free coinzoom.com checked 30 Oct 2026
Unknown for allFree cards · Crypto deposit fee · Transaction fee · Withdrawal fee · Activation fee · Minimum top-up · Refund fee · Minimum monthly spend
Rewards
Cashback unknown
0.5 % (holding from 0); 1 % (holding from 10,000); 2 % (holding from 50,000); 3 % (holding from 150,000); 5 % (holding from 300,000) · in ZOOM
Referral bonus (invited friend) unknown
unknown
Referral bonus (you) Tiered commission rewards, up to 50% (rate grows with the referrer's XP tier) docs.coin98.com checked 30 Oct 2026
unknown
Welcome bonus unknown
unknown
Unknown for allReferral bonus (invited friend) · Welcome bonus

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