Comparison
Coinbase Card vs. CoinZoom Visa Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Coinbase CardCoinbase
-
coinzoom.com29 Oct 2026
Image source
Source
coinzoom.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CoinZoom Visa CardCoinZoom
In short
- CoinZoom Visa Card has the best score (65.2).
| Attribute |
Coinbase CardCoinbase
|
CoinZoom Visa CardCoinZoom
|
|---|---|---|
| Overview | KYC unknown Requires KYC Private Virtual Physical | Requires KYC Private Virtual Physical |
| Score | average | good |
| CostsWeight 25 % | 50 | 93 |
| KYC and privacyWeight 20 % | not scored | 35 |
| FeaturesWeight 15 % | 82 | 100 |
| AvailabilityWeight 10 % | 17 | 46 |
| RewardsWeight 10 % | 100 | 27 |
| TrustWeight 10 % | 83 | 76 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC unknown KYC: Full verification | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
debit
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Create a virtual card or order a physical cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Download the CoinZoom app, complete identity verification, and your virtual card is ready immediately. Physical cards ship free for Silver tier and above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
you may be given the option to apply for a Coinbase Visa Card ("Card") issued by Pathward National Association ("Pathward"). The Card is a debit card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
2.7. Digital Asset Custody and Title. All Supported Digital Assets held in your Digital Asset Wallet are custodial assets held by Coinbase for your benefit, as described in further detail below.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Your Hosted Digital Wallet enables you to store, track and manage the supported Digital Currencies contained in your Hosted Digital Currency Wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.4. Supported Digital Asset as Preferred Spending Currency. When you select a Supported Digital Asset as your Preferred Spending Currency and use your Card, you authorize Coinbase to facilitate your...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
If you choose to spend crypto, Coinbase will automatically convert all cryptocurrency to US Dollars for use in purchases and ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1. Coinbase Card. When you hold Fiat Currency denominated in U.S. Dollars (USD) or Supported Digital Assets on Coinbase, you may be given the option to apply for a Coinbase Visa Card ("Card")Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You agree that the Card will be used primarily for personal, family and household purposes only and not for business use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Pathward, N.A. (Member FDIC)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
The Coinbase Card is issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Zenus Bank
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
This Cardholder Agreement ("Agreement") outlines the terms and conditions under which the CoinZoom Visa (the "Card") has been issued to you by Zenus Bank (the "Bank").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all |
Standard:
unknown
1 more country/regionUnited States: KYC level coinbase.com checked 30 Oct 2026 Source and check Source coinbase.com Wording at the sourceYou may determine the volume limits associated with your level of identity verification by visiting your account's Limits page.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
account tier
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Limits vary by Prime tier. Non-Prime starts at $700 daily POS. Gold unlocks $2,500 daily POS, and Black goes up to $10,000 daily POS. See the Prime page for full details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDC
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
There are no fees for spending US dollars (USD) or crypto, including USD Coin (USDC) with Coinbase Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown |
only in the app
support.coinzoom.com checked 30 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up networkssame for all | unknown |
not applicable
support.coinzoom.com checked 30 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You may add funds to your Card Account at any time. The maximum deposit amount is set forth in Exhibit 2.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile walletssame for all |
Standard:
unknown
1 more country/regionUnited States: Apple Pay Google Pay help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceAdd your Coinbase Card to Apple Pay or Google Pay by opening the Apple Wallet or Google Pay apps on your mobile phone and following the steps to add a new card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The card can be added to both Google and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
1.2. Role of the Card. The Card can be used to purchase goods and services from merchants at point of sale terminals, over the telephone, online, or on payment platforms, or withdraw cash from automat...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
You can withdraw cash at most ATMs that accept Visa, using your PIN and available balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
coinbase.com checked 28 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
unless the Card Transaction is being made via a contactless card reader in which case the presentation of the Card will be sufficient to demonstrate consent.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
- Tap and Pay (Contactless) – Works internationally where accepted, especially in Europe, Australia, and Canada. Spending limits vary by country.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all | unknown |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The virtual card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all | unknown |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The physical card is free to order (shipping costs may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown |
0.00 USD – 60.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Shipping — standard / expedited (non-Prime) | $5 / $12 | | International shipping (non-Prime) | $5 / $60 | | Shipping (Prime members) | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly feesame for all | unknown |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Create an account in under two minutes. No minimums, no monthly fees. Start earning up to 5% back on every purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD coinbase.com checked 29 Oct 2026 Source and check Source coinbase.com Wording at the sourceNo hidden fees. Enjoy zero spending fees and no annual fees.⁴Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
No ZOOM required$0 annual feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee (differs)same for all |
free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.)
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Fund your card with ease. Link your bank account or get part of your paycheck deposited into Coinbase with zero fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion fee (differs)same for all |
not published
help.coinbase.com checked 29 Oct 2026
Source and check
Source
help.coinbase.com
Wording at the source
There are no Coinbase transaction fees but a spread applies when we buy, sell, or trade cryptocurrencies.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
1.49 %
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
There is a Crypto-to-USD conversion fee of 1.49% when spending in crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all | unknown |
0 %
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown |
not applicable
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum FX feesame for all | unknown |
not applicable
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM feesame for all |
Standard:
unknown
1 more country/regionUnited States: free help.coinbase.com checked 28 Oct 2026 Source and check Source help.coinbase.com Wording at the sourceYou can withdraw cash from ATMs using your Coinbase Card with no fees from Coinbase; however, the ATM may charge a fee.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
free
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Withdraw cash from ATMs with no CoinZoom fees. Available globally at 1 million+ ATM locations.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
Standard:
unknown
1 more country/regionUnited States: free coinbase.com checked 30 Oct 2026 Source and check Source coinbase.com Wording at the sourceNo hidden fees. Enjoy zero spending fees and no annual fees.⁴Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | unknown |
0 %
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown |
0.50 USD
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Card declined — Insufficient funds | $0.50 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown |
A card that has been disabled for 60 calendar days or longer may be canceled.
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
We may cancel any Card that has been disabled for sixty (60) calendar days or longer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown |
free
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Card replacement | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Crypto deposit fee · Withdrawal fee · Activation fee · Minimum top-up · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
only in the app
coinbase.com checked 29 Oct 2026
Source and check
Source
coinbase.com
Wording at the source
Crypto rewards is an optional Coinbase offer. Rewards are only available to Card users in the US. Reward rate is variable. Check your app for the most updated rate.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown | |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Coinbase Card · CoinZoom Visa Card: promotions and bonuses as well as warnings and incidents.