Comparison
CoinZoom Visa Card vs. Uphold Debit Card: fees, limits & KYC
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coinzoom.com29 Oct 2026
Image source
Source
coinzoom.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CoinZoom Visa CardCoinZoom
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uphold.com30 Oct 2026
Image source
Source
uphold.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Uphold Debit CardUphold
In short
- CoinZoom Visa Card has the lowest foreign currency fee (0 %).
- CoinZoom Visa Card has the best score (65.2).
| Attribute |
CoinZoom Visa CardCoinZoom
|
Uphold Debit CardUphold
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private Virtual Physical Metal |
| Score | good | average with variant Uphold Elite Card: 62.96 |
| CostsWeight 25 % | 93 | 80 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 82 |
| AvailabilityWeight 10 % | 46 | 17 |
| RewardsWeight 10 % | 27 | 61 |
| TrustWeight 10 % | 76 | 83 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs)same for all |
debit
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
uphold.com checked 29 Oct 2026
Two sources, two values
Shownprepaid
uphold.comchecked 29 Oct 2026
The Card is a prepaid card. The Card allows you to access Fiat, Cryptocurrencies, Precious Metals, and Currencies loaded or deposited on the Uphold Platform by you or on your behalf.Differingdebit uphold.comfetched 29 Oct 2026 Your Uphold Debit Card uses the asset balances in your wallet. You can fund it through bank transfers, direct deposit, PayPal, or crypto deposits.The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card typessame for all |
virtual, physical
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Download the CoinZoom app, complete identity verification, and your virtual card is ready immediately. Physical cards ship free for Silver tier and above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Physical Card | $0 (Metal card) | $4.99 (Plastic card) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
virtual, metal
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Physical Card | $0 (Metal card) | $4.99 (Plastic card) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Use anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Your Hosted Digital Wallet enables you to store, track and manage the supported Digital Currencies contained in your Hosted Digital Currency Wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
For example, if you go to the gas station and use your Card linked to your Bitcoin asset account to buy gas at the pump. To authorize the transaction, the Program Manager will sell $75 in Bitcoin to a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
The Card is a prepaid card. The Card allows you to access Fiat, Cryptocurrencies, Precious Metals, and Currencies loaded or deposited on the Uphold Platform by you or on your behalf. In the Uphold Pla...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
No cryptocurrency debits, credits or balances will take place on the Uphold Visa Card or be held on the Card. Only US Dollars (USD) are transacted on the Uphold Visa Card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You agree that the Card will be used primarily for personal, family and household purposes only and not for business use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
You agree (i) not to use your Card for illegal gambling or any other illegal purpose; (ii) to use your Card for personal use only and not for any business or commercial purposes;Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Zenus Bank
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
This Cardholder Agreement ("Agreement") outlines the terms and conditions under which the CoinZoom Visa (the "Card") has been issued to you by Zenus Bank (the "Bank").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Cross River Bank
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
This document is an agreement ("Agreement") containing the terms and conditions that apply to the Uphold Essential Card and the Uphold Elite Card (individually and collectively, "Uphold Visa Card") is...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs)same for all |
account tier
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Limits vary by Prime tier. Non-Prime starts at $700 daily POS. Gold unlocks $2,500 daily POS, and Black goes up to $10,000 daily POS. See the Prime page for full details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plan
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Purchases (POS) | $2,500 per day (the "Daily Purchase Limit") and $10,000 per month | $25,000 per day (the "Daily Purchase Limit") and $100,000 per month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | ||
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
only in the app
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
XRP
uphold.com checked 30 Oct 2026
Source and check
Source
uphold.com
Wording at the source
# The card with the most XRP rewards. Earn up to 4% XRP on everything you buy.1 Get the card Up to 4% XRP back on everyday spending. No credit checks required. Spend dollars or 300+ digital asset...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assets (differs)same for all |
only in the app
support.coinzoom.com checked 30 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
300
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Spend dollars or 300+ digital assets instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up networkssame for all |
not applicable
support.coinzoom.com checked 30 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
Yes
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You may add funds to your Card Account at any time. The maximum deposit amount is set forth in Exhibit 2.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Your Uphold Debit Card uses the asset balances in your wallet. You can fund it through bank transfers, direct deposit, PayPal, or crypto deposits.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The card can be added to both Google and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Anywhere Visa is accepted worldwide, online and in person, including Apple Pay and Google Pay (when available).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
You can withdraw cash at most ATMs that accept Visa, using your PIN and available balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
- Tap and Pay (Contactless) – Works internationally where accepted, especially in Europe, Australia, and Canada. Spending limits vary by country.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The virtual card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Virtual Card | $0 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The physical card is free to order (shipping costs may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Free cardssame for all | ||
| Shippingsame for all |
0.00 USD – 60.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Shipping — standard / expedited (non-Prime) | $5 / $12 | | International shipping (non-Prime) | $5 / $60 | | Shipping (Prime members) | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Create an account in under two minutes. No minimums, no monthly fees. Start earning up to 5% back on every purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
No ZOOM required$0 annual feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Annual Fee | $99.99 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
99.99 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Annual Fee | $99.99 | $0 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all |
not applicable
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
uphold.com checked 30 Oct 2026
Source and check
Source
uphold.com
Wording at the source
You cannot transfer funds to or from your Card Account or hold funds on your card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all | ||
| Crypto conversion feesame for all |
1.49 %
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
There is a Crypto-to-USD conversion fee of 1.49% when spending in crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs)same for all |
0 %
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1.5 %
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Foreign Transaction Fee | 0% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Foreign Transaction Fee | 0% | 1.50% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all |
not applicable
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum FX feesame for all |
not applicable
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM fee (differs)same for all |
free
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Withdraw cash from ATMs with no CoinZoom fees. Available globally at 1 million+ ATM locations.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
2.95 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
free
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| ATM Withdrawal Fee | $0 | $2.95 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Transaction feesame for all |
free
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| POS Signature Purchase | $0.00 | $0.00 | Press Credit at the POS machine when asked and card-not-present transactions. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all |
0 %
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all | ||
| Activation feesame for all | ||
| Minimum top-upsame for all |
not applicable
uphold.com checked 30 Oct 2026
Source and check
Source
uphold.com
Wording at the source
You cannot transfer funds to or from your Card Account or hold funds on your card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Declined payment fee (differs)same for all |
0.50 USD
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Card declined — Insufficient funds | $0.50 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| POS Decline | $0.00 | $0.00 | Transaction is declined for any reason. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all |
A card that has been disabled for 60 calendar days or longer may be canceled.
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
We may cancel any Card that has been disabled for sixty (60) calendar days or longer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card replacement (differs)same for all |
free
coinzoom.com checked 30 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Card replacement | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
4.99 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
| Card Replacement | $4.99 | $29.99 One Free Replacement Each Year | One replacement each year at $0.00. Replacing your card because it is lost, stolen, or damaged. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Free cards · Crypto deposit fee · Withdrawal fee · Activation fee · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all | ||
| Referral bonus (invited friend)same for all |
20 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Rewards: All Eligible Referrers and Qualified Referral (both defined below) will each receive US$20 worth of bitcoin reward for each Qualified Referral (subject to the terms, conditions, and limitatio...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Referral bonus (you)same for all |
20 USD
uphold.com checked 29 Oct 2026
Source and check
Source
uphold.com
Wording at the source
Rewards: All Eligible Referrers and Qualified Referral (both defined below) will each receive US$20 worth of bitcoin reward for each Qualified Referral (subject to the terms, conditions, and limitatio...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at CoinZoom Visa Card · Uphold Debit Card: promotions and bonuses as well as warnings and incidents.