Comparison
1inch Card vs. Ripio Card: fees, limits & KYC
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on 1inch Card1inch
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Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Ripio CardRipio
In short
- Ripio Card has the best score (6.5).
| Attribute |
|
|
|---|---|---|
| Overview | Requires KYC Private | KYC unknown Private |
| Score | average | average |
| CostsWeight 25 % | not scored | 8.5 |
| TrustWeight 20 % | 6.2 | 6.8 |
| KYC and privacyWeight 15 % | 6.5 | not scored |
| FeaturesWeight 15 % | not scored | 10.0 |
| AvailabilityWeight 10 % | not scored | 0.1 |
| RewardsWeight 10 % | 6.0 | 4.4 |
| CommunityWeight 5 % | 5.3 | 1.5 |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) | no limits captured | no limits captured |
| Basics | ||
| Card form (differs)same for all |
debit
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
The 1inch Card was another 2024 highlight: a crypto debit card launched in partnership with Mastercard and powered by CryptoLife.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digitalChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all | unknown |
Standard:
unknown
Argentina:
virtual, physical
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
1.2. La Tarjeta Prepaga es un plástico nominado o su versión digital, que se puede utilizar para adquirir bienes o servicios en la República ArgentinaChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
The 1inch Card was another 2024 highlight: a crypto debit card launched in partnership with Mastercard and powered by CryptoLife.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
se puede utilizar para adquirir bienes o servicios en la República Argentina en establecimientos asociados a la red Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
help.1inch.com checked 28 Oct 2026
Source and check
Source
help.1inch.com
Wording at the source
A: Your card account is managed by our card provider, Crypto Life (CL). Funds are held by Baanx.com Ltd in the UK and Frozen Time UNIPESSOAL LDA in the EU. CL handles account closure, card status, ide...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
9.2.3 Custodia. Los Activos Virtuales que el Usuario mantenga en su Cuenta y/o transfiera a direcciones controladas por Moonbird y/o por la sociedad Afiliada, a los fines de la prestación de los Servi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
converted on spend
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
Instant conversion of crypto to fiat to pay for goods or services may be considered a taxable event, subject to capital gains tax.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los pagos o extracciones de fondos realizados con la Tarjeta Prepaga se debitarán del saldo de fondos disponibles como resultado de la venta del activo digital respectivo seleccionado previamente en l...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all | unknown |
Standard:
unknown
Argentina:
ARS
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Si el eventual saldo en pesos argentinos (que se obtendría de la venta de la cantidad de activo digital seleccionado en la Cuenta del Titular no fueran suficientes, la transacción no será autorizada.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
The 1inch Card powered by Crypto Life has been initially designed to improve interaction with cryptocurrency for users in their daily life.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El Usuario declara y acepta que utilizará la Plataforma y los Servicios solamente con fines personales, no comerciales.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Monavate
help.1inch.com checked 28 Oct 2026
Source and check
Source
help.1inch.com
Wording at the source
No. Under the issuer's published card terms (Section 16, Redeeming the funds held in your E-wallet), remaining e-wallet funds can be redeemed for up to six years after an account closes.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
Argentina:
Digipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.com checked 30 Oct 2026
Two sources, two values
ShownDigipayments S.A.U. and Pomelo Fintech Services S.A.S.
terms.ripio.comchecked 30 Oct 2026
ofrecidas por Ripio y co-emitidas por Digipayments S.A.U., una sociedad constituida bajo las normas de la República Argentina, con número de CUIT 30-71695178-9 ("Digipayments") y Pomelo Fintech Servic...DifferingDigipayments S.A.U. terms.ripio.comfetched 30 Oct 2026 22.1 Las tarjetas prepagas (la "Tarjeta Prepaga", en plural "Tarjetas Prepagas"), son ofrecidas en la Plataforma. Las Tarjetas Prepagas son emitidas por Digipayments S.A.U., una sociedad constituida b...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | unknown |
| Cards per accountsame for all | unknown | unknown |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in: Argentina
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Los Servicios se encuentran limitados a residentes del territorio de la República Argentina y sujetos a disponibilidad técnica y geográfica, salvo especificación en contrario.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assetssame for all | unknown | unknown |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all | unknown |
Yes
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
En el caso en que se realicen compras con la Tarjeta sin que el saldo en pesos (utilizado para afrontar el pago de la compra) provenga de la venta de activos virtuales, Ripio podrá aplicar un "Cashbac...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Supported assets · Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all | unknown | unknown |
| ATM withdrawalssame for all | unknown | unknown |
| Contactlesssame for all | unknown | unknown |
| Unknown for all | Mobile wallets · ATM withdrawals · Contactless | |
| Fees | ||
| Virtual card issuancesame for all | unknown | unknown |
| Physical card issuancesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Ask for your physical card We will send it to your home. Free of charge.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all | unknown | unknown |
| Monthly feesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Annual feesame for all | unknown |
0.00 ARS
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Free card maintenance Virtual and physical VISA card no maintenance costChecked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all | unknown |
0.5 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisión por compra o venta de activos virtuales: 0,5 % final.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all | unknown | unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown | unknown |
| Transaction feesame for all | unknown | unknown |
| Cross-border feesame for all | unknown | unknown |
| Withdrawal feesame for all | unknown |
free
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por retiros: Por transferencia bancaria: 0% final.Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all | unknown |
0.00 ARS
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
El usuario podrá cerrar su cuenta en Digipayments sin costo y sin que esto genere responsabilidad alguna hacia Digipayments (el usuario debe cumplir con todas sus obligaciones con Digipayments antes d...Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all | unknown |
not published
terms.ripio.com checked 31 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
Comisiones por depósitos: Por transferencia bancaria: 0% final. Comisiones por retiros: Por transferencia bancaria: 0% final. Comisión por compra o venta de activos digitales cobrados por Moonbird...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all | unknown | unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all | unknown |
Ripio and/or Digipayments may cancel the card after at least 6 months of non-use without prior notice.
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
6.2. Ripio y/o Digipayments podrán cancelar la Tarjeta Prepaga o alguno de los Servicios prestados en caso de que no fuera utilizada por su Titular durante, al menos, un plazo de 6 (seis) meses corrid...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card replacementsame for all | unknown |
only in the app
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
7.3. Una vez cancelada, la emisión de una nueva Tarjeta Prepaga estará sujeta a las Tarifas aplicables al momento de la nueva solicitud, de corresponder.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Virtual card issuance · Free cards · Shipping · Top-up fee · Crypto deposit fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
2 %
1inch.com checked 30 Oct 2026
Source and check
Source
1inch.com
Wording at the source
Plus, you can earn up to 2% back in crypto on every purchase.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.5–2 %
terms.ripio.com checked 30 Oct 2026
Source and check
Source
terms.ripio.com
Wording at the source
recibirá en su Cuenta una cantidad de Ethereum ("ETH"), Bitcoin ("BTC") u otro activo virtual habilitado,, a elección del Usuario, equivalente al 2% (dos por ciento) del monto de dicha compra.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown | unknown |
| Welcome bonussame for all | unknown |
4 % of card spend for 30 days
ripio.com checked 31 Oct 2026
Source and check
Source
ripio.com
Wording at the source
Paying with any crypto with your Ripio Card you will receive 2% in USDT, BTC or ETH, and paying with ARS you will receive 0.5% cashback. If you are a new card user, for 30 days you will receive 4% pay...Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Unknown for all | Referral bonus (invited friend) · Referral bonus (you) | |
Early warning
Watch both cards
One mail when something changes at 1inch Card · Ripio Card: promotions and bonuses as well as warnings and incidents.