Comparison
Bitmama Virtual Crypto Card vs. Bitnob Card: fees, limits & KYC
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bitmama.io30 Oct 2026
Image source
Source
bitmama.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitmama Virtual Crypto CardBitmama
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitnob CardBitnob
In short
- Fewest documents: Bitmama Virtual Crypto Card (No ID).
- Bitmama Virtual Crypto Card has the best score (63.68).
| Attribute |
Bitmama Virtual Crypto CardBitmama
|
Bitnob CardBitnob
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | Requires KYC Private & business Virtual |
| Score | average | weak |
| CostsWeight 25 % | 100 | 32 |
| KYC and privacyWeight 20 % | 53 | 0 |
| FeaturesWeight 15 % | 40 | 76 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 72 | 95 |
| CommunityWeight 10 % | not scored | 25 |
| KYC | KYC: No ID, ID document for higher volumes | KYC: Full verification |
| Limits (entry level) | Level 1
|
|
| Basics | ||
| Card form (differs)same for all |
debit
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Bitmama virtual Crypto debit cards are protected with multiple layers of globally accepted security standards delivered by our card partners and Mastercard to ensure that your funds are protected from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards operate on a prepaid model, so users spend only what they load.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
After funding your card, you are ready to use it anywhere Mastercard is accepted. Use the Bitmama virtual Crypto Card to make payment for international transactions in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
help.bitnob.com checked 29 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
The Cards section is a full virtual Visa card issuance platform.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Company maintains full custody of the assets, funds, and user data/information which may be turned over to Governmental Authorities in the event of your Account's suspension or termination arising...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
But, instead of using funds from a bank account, you will fund the card from your crypto (stable coins) wallet on Bitmama. The stablecoins will be converted to US dollars in your card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
With the card, You make payments in Us dollars, not in crypto. Use it to buy things from your favorite brands, buy gift cards, invest, etcChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownUSD
bitnob.comchecked 29 Oct 2026
We currently issue virtual USD cards compatible with Visa and Mastercard networks.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Usage (differs)same for all |
personal
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Terms form a binding agreement between the Company and you, as an individual user ("you", "your" or "User") for your individual usage of the App and Platform.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal, business
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasuryChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
1 more country/regionNigeria: Odoakpu Microfinance Bank Nigeria Limited bitmama.io checked 30 Oct 2026 Source and check Source bitmama.io Wording at the sourceIt is important to note that the card is marketed to you by Odoakpu Microfinance Bank Nigeria Limited (Odoakpu MfB), a financial institution licensed by the Central Bank of Nigeria (CBN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Limits depend on (differs)same for all |
plan
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Card Variations Various card designs with assigned limited based on your preferred colorChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
user setting
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, CUSD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC, USDT, USDC
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownBTC, USDT, USDC
bitnob.comchecked 29 Oct 2026
Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
Yes
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownYes
bitnob.comchecked 29 Oct 2026
You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
|
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| ATM withdrawalssame for all | unknown | |
| Contactlesssame for all |
Yes
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | ATM withdrawals | |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
bitmama.io checked 30 Oct 2026
Two sources, two values
Shown0.00 USD
bitmama.iochecked 30 Oct 2026
Card Cost Get it for FREEDiffering1.00 USD bitmama.iofetched 30 Oct 2026 Virtual Card creation fee: $1Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
1.00 USD
help.bitnob.com checked 30 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
| Card creation fee | 1.00 USD per card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all | unknown | |
| Annual feesame for all |
not published
help.bitnob.com checked 30 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
## Card fees and limits | Item | Amount | |---|---| | Card creation fee | 1.00 USD per card | | Minimum top-up | 3.00 USD | | Top-up fee up to 100 USD | 1.00 USD flat | | Top-up fee above 100 USD | 1...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all |
free
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You may fund the Account as you choose to. No fees are charged by the Platform for funding the Account however, third parties, such as your bank, may charge transactions and other fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all |
not published
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all | unknown | |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all |
0.50 USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Monthly fee · Top-up fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You earn commission in crypto every time the people you introduce to Bitmama complete a transaction in trade, swap crypto, buy crypto and pay later or use their Bitmama crypto cards.Checked Verified Add this value? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | |
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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