Comparison
Bitmama Virtual Crypto Card vs. Bitstack Card: fees, limits & KYC
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bitmama.io30 Oct 2026
Image source
Source
bitmama.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitmama Virtual Crypto CardBitmama
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bitstack-app.com29 Oct 2026
Image source
Source
bitstack-app.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitstack CardBitstack
In short
- Fewest documents: Bitmama Virtual Crypto Card (No ID).
- Bitmama Virtual Crypto Card has the best score (63.68).
| Attribute |
Bitmama Virtual Crypto CardBitmama
|
Bitstack CardBitstack
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | Requires KYC Private Physical |
| Score | average | average with variant Plus: 54.62 |
| CostsWeight 25 % | 100 | 91 |
| KYC and privacyWeight 20 % | 53 | 35 |
| FeaturesWeight 15 % | 40 | 72 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | not scored | 27 |
| TrustWeight 10 % | 72 | 77 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID, ID document for higher volumes | KYC: ID document |
| Limits (entry level) | Level 1
|
|
| Basics | ||
| Card formsame for all |
debit
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Bitmama virtual Crypto debit cards are protected with multiple layers of globally accepted security standards delivered by our card partners and Mastercard to ensure that your funds are protected from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
La carte Bitstack est une carte de débit. Chaque paiement est débité directement sur votre compte euro : vous ne pouvez dépenser que les fonds disponibles sur votre compte.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
physical
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
- Use it as a physical card or from your Apple Pay or Google Pay wallet.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |
Mastercard
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
After funding your card, you are ready to use it anywhere Mastercard is accepted. Use the Bitmama virtual Crypto Card to make payment for international transactions in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Visa
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Company maintains full custody of the assets, funds, and user data/information which may be turned over to Governmental Authorities in the event of your Account's suspension or termination arising...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
providing custody and administration of crypto-assets on behalf of clientsChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
But, instead of using funds from a bank account, you will fund the card from your crypto (stable coins) wallet on Bitmama. The stablecoins will be converted to US dollars in your card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Euro account€1,000 availableChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs)same for all |
USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
With the card, You make payments in Us dollars, not in crypto. Use it to buy things from your favorite brands, buy gift cards, invest, etcChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
EUR
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Get a French IBAN, send or receive money instantly, and manage your euros alongside your Bitcoin.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Terms form a binding agreement between the Company and you, as an individual user ("you", "your" or "User") for your individual usage of the App and Platform.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
- Pay for everyday purchases with the Bitstack card: every payment made with the card is debited directly from your cash account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
1 more country/regionNigeria: Odoakpu Microfinance Bank Nigeria Limited bitmama.io checked 30 Oct 2026 Source and check Source bitmama.io Wording at the sourceIt is important to note that the card is marketed to you by Odoakpu Microfinance Bank Nigeria Limited (Odoakpu MfB), a financial institution licensed by the Central Bank of Nigeria (CBN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend onsame for all |
plan
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Card Variations Various card designs with assigned limited based on your preferred colorChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | ||
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, CUSD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
BTC
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Buy and sell Bitcoin instantly from your Bitstack account, without going through an external account.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networkssame for all | ||
| Fiat top-upsame for all | ||
| Unknown for all | Number of supported assets · Top-up networks · Fiat top-up | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
bitstack-app.com checked 28 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Use your Bitstack Card anywhere Visa is accepted, online, in store or with Apple or Google Pay.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| ATM withdrawalssame for all |
Yes
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
You can use your Bitstack card: - In store - Online - At ATMs Anywhere Visa is accepted, in France and abroad.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Contactlesssame for all |
Yes
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
To enable contactless payment, you need to make one physical transaction using your card PIN. Make sure your Bitstack cash account is funded beforehand.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
bitmama.io checked 30 Oct 2026
Two sources, two values
Shown0.00 USD
bitmama.iochecked 30 Oct 2026
Card Cost Get it for FREEDiffering1.00 USD bitmama.iofetched 30 Oct 2026 Virtual Card creation fee: $1Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
A virtual card is a feature we plan to offer in the near future to complement the card experience.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
9.99 EUR
bitstack-app.com checked 29 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Bitstack Card*Only available in France €9.99(+ delivery fee) €9.99, free delivery(Free on the annual plan)Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all |
not published
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
The Bitstack card is available as a physical card, delivered to your address. Ordering a card is a paid service: €9.99, plus variable delivery fees depending on your address.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 EUR/month or 0.00 EUR/year
bitstack-app.com checked 29 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
2.99 EUR/month or 29.99 EUR/year
bitstack-app.com checked 29 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
0.00 EUR/month or 0.00 EUR/year
bitstack-app.com checked 29 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2.99 EUR/month or 29.99 EUR/year
bitstack-app.com checked 29 Oct 2026
Source and check
Source
bitstack-app.com
Wording at the source
Standard Free/ Default plan Plus €2.99/ Month, cancel anytime Subscription (in euros) €0 / month €2.99 / month · €29.99 / yearChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up feesame for all | ||
| Crypto deposit feesame for all |
free
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You may fund the Account as you choose to. No fees are charged by the Platform for funding the Account however, third parties, such as your bank, may charge transactions and other fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all | ||
| Foreign currency feesame for all |
1 %
help.bitstack-app.com checked 29 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
| Standard | Jusqu'à 1 000 € par mois | ~1 % sur la partie dépassant l'allocation |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowancesame for all |
1,000.00 EUR
help.bitstack-app.com checked 29 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
| Fee-free international payments | Up to €1,000/month | Up to €3,000/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
3,000.00 EUR
help.bitstack-app.com checked 29 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
| Fee-free international payments | Up to €1,000/month | Up to €3,000/month |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum FX feesame for all | ||
| ATM feesame for all |
5 or 200.00 EUR free, whichever comes first per calendar month, then 1 % (min. 1.00 EUR)
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
Les retraits aux distributeurs sont inclus chaque mois dans ces limites : - Jusqu'à 200 € par mois ou 5 retraits (selon la première limite atteinte) : aucun frais Bitstack. - Au-delà de ces limites :...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all |
0.50 USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all | ||
| Activation feesame for all | ||
| Minimum top-upsame for all | ||
| Declined payment feesame for all | ||
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all | ||
| Unknown for all | Free cards · Top-up fee · Crypto conversion fee · Minimum FX fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all |
0.1–1.5 %
help.bitstack-app.com checked 28 Oct 2026
Source and check
Source
help.bitstack-app.com
Wording at the source
With Bitstack Plus, your Stackback starts at 0.15% and can go up to 1.5%.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You earn commission in crypto every time the people you introduce to Bitmama complete a transaction in trade, swap crypto, buy crypto and pay later or use their Bitmama crypto cards.Checked Verified Add this value? No earlier versions What does [s] mean? |
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| Welcome bonussame for all | ||
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitmama Virtual Crypto Card · Bitstack Card: promotions and bonuses as well as warnings and incidents.