Comparison
Bitmama Virtual Crypto Card vs. Cardify Virtual Dollar Cards: fees, limits & KYC
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bitmama.io30 Oct 2026
Image source
Source
bitmama.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitmama Virtual Crypto CardBitmama
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blog.cardify.co29 Oct 2026
Image source
Source
blog.cardify.co
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Cardify Virtual Dollar CardsCardify
In short
- Bitmama Virtual Crypto Card has the best score (63.68).
| Attribute |
Bitmama Virtual Crypto CardBitmama
|
Cardify Virtual Dollar CardsCardify
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | KYC free (limited) Private Virtual |
| Score | average | weak |
| CostsWeight 25 % | 100 | 0 |
| KYC and privacyWeight 20 % | 53 | 53 |
| FeaturesWeight 15 % | 40 | 47 |
| AvailabilityWeight 10 % | not scored | 0 |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 72 | 88 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: No ID, ID document for higher volumes | KYC: No ID, ID document for higher volumes |
| Limits (entry level) | Level 1
|
no limits captured |
| Basics | ||
| Card formsame for all |
debit
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Bitmama virtual Crypto debit cards are protected with multiple layers of globally accepted security standards delivered by our card partners and Mastercard to ensure that your funds are protected from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
"Cardify Virtual Cards, offered by Cardify Africa™, allow users to create virtual debit cards for seamless international online payments. These virtual cards can be funded from your NGN or USD wallets...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
"Cardify Virtual Cards, offered by Cardify Africa™, allow users to create virtual debit cards for seamless international online payments. These virtual cards can be funded from your NGN or USD wallets...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Mastercard
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
After funding your card, you are ready to use it anywhere Mastercard is accepted. Use the Bitmama virtual Crypto Card to make payment for international transactions in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Custodysame for all |
custodial
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Company maintains full custody of the assets, funds, and user data/information which may be turned over to Governmental Authorities in the event of your Account's suspension or termination arising...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
app.cardify.co checked 29 Oct 2026
Source and check
Source
app.cardify.co
Wording at the source
Cardify Africa is a digital wallet platform that allows users to leverage their funds between various digital wallets. Cardify aims to make spending across various fiat and digital currency wallets as...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
But, instead of using funds from a bank account, you will fund the card from your crypto (stable coins) wallet on Bitmama. The stablecoins will be converted to US dollars in your card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
Funding your Cardify Virtual Cards is easy and convenient. You can use the funds in your NGN or USD wallets to create and load your virtual debit cards. This allows you to allocate a specific amount f...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
With the card, You make payments in Us dollars, not in crypto. Use it to buy things from your favorite brands, buy gift cards, invest, etcChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USD
blog.cardify.co checked 29 Oct 2026
Source and check
Source
blog.cardify.co
Wording at the source
Fund your card wallet with a minimum of $5 USD from your existing Dollar Wallet or Stablecoin balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Terms form a binding agreement between the Company and you, as an individual user ("you", "your" or "User") for your individual usage of the App and Platform.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
app.cardify.co checked 29 Oct 2026
Source and check
Source
app.cardify.co
Wording at the source
All intellectual property rights in Cardify Africa's services, including but not limited to trademarks, logos, copyrights, patents, trade secrets, and proprietary information, are owned by Cardify Afr...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
1 more country/regionNigeria: Odoakpu Microfinance Bank Nigeria Limited bitmama.io checked 30 Oct 2026 Source and check Source bitmama.io Wording at the sourceIt is important to note that the card is marketed to you by Odoakpu Microfinance Bank Nigeria Limited (Odoakpu MfB), a financial institution licensed by the Central Bank of Nigeria (CBN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Limits depend on (differs)same for all |
plan
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Card Variations Various card designs with assigned limited based on your preferred colorChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
user setting
blog.cardify.co checked 29 Oct 2026
Source and check
Source
blog.cardify.co
Wording at the source
5. Budgeting: Virtual dollar debit cards allow you to set spending limits and monitor your transactions in real time. This can help you stay on budget and avoid overspending.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in: Nigeria
app.cardify.co checked 29 Oct 2026
Source and check
Source
app.cardify.co
Wording at the source
Can I get a virtual dollar card in Nigeria? Yes, Cardify Virtual Dollar Cards are available to users in Nigeria. Users can create and fund these cards using NGN and USDT, making them a convenient opti...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, CUSD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, BUSD
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
You can fund your virtual debit cards using your NGN or USD wallets (USDT, BUSD, Binancepay and other options) within the Cardify Africa platform. This enables you to convert and allocate funds as nee...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networkssame for all |
Tron
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
Fund Virtual Dollar Cards with NGN by transferring from any Nigerian bank to your dedicated account, or with USDT by sending to your unique Tron network USDT wallet address.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fiat top-upsame for all |
Yes
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
Fund Virtual Dollar Cards with NGN by transferring from any Nigerian bank to your dedicated account, or with USDT by sending to your unique Tron network USDT wallet address.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all | ||
| ATM withdrawalssame for all | ||
| Contactlesssame for all | ||
| Unknown for all | Mobile wallets · ATM withdrawals · Contactless | |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
bitmama.io checked 30 Oct 2026
Two sources, two values
Shown0.00 USD
bitmama.iochecked 30 Oct 2026
Card Cost Get it for FREEDiffering1.00 USD bitmama.iofetched 30 Oct 2026 Virtual Card creation fee: $1Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
only in the app
blog.cardify.co checked 29 Oct 2026
Source and check
Source
blog.cardify.co
Wording at the source
The system will populate the total price of your order based on the following fees: issuance fee, funding amount, funding fee, and exchange rate. Note that you must fund your card with a minimum of $5...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
"Cardify Virtual Cards, offered by Cardify Africa™, allow users to create virtual debit cards for seamless international online payments. These virtual cards can be funded from your NGN or USD wallets...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all | ||
| Monthly feesame for all | ||
| Annual feesame for all | ||
| Top-up feesame for all |
only in the app
blog.cardify.co checked 29 Oct 2026
Source and check
Source
blog.cardify.co
Wording at the source
The system will populate the total price of your order based on the following fees: issuance fee, funding amount, funding fee, and exchange rate. Note that you must fund your card with a minimum of $5...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit feesame for all |
free
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You may fund the Account as you choose to. No fees are charged by the Platform for funding the Account however, third parties, such as your bank, may charge transactions and other fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all | ||
| Foreign currency feesame for all | ||
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all | ||
| Transaction feesame for all |
0.50 USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Cross-border feesame for all | ||
| Withdrawal feesame for all | ||
| Activation feesame for all | ||
| Minimum top-upsame for all |
5.00 USD
blog.cardify.co checked 29 Oct 2026
Source and check
Source
blog.cardify.co
Wording at the source
Fund your card wallet with a minimum of $5 USD from your existing Dollar Wallet or Stablecoin balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Declined payment feesame for all | ||
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all | ||
| Unknown for all | Free cards · Shipping · Monthly fee · Annual fee · Crypto conversion fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Cross-border fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you) (differs)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You earn commission in crypto every time the people you introduce to Bitmama complete a transaction in trade, swap crypto, buy crypto and pay later or use their Bitmama crypto cards.Checked Verified Add this value? No earlier versions What does [s] mean? |
200 NGN
cards.cardify.co checked 29 Oct 2026
Source and check
Source
cards.cardify.co
Wording at the source
Easiest way to spend online with NGN & USDT✨ Pay subscriptions with USD card ✨ Online bills with our dollar cards Store checkouts with Cardify ✨ Refer an active friend and get earn 200NGN ✨✨...Checked Verified Value wrong? History What does [s] mean? |
| Welcome bonussame for all | ||
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitmama Virtual Crypto Card · Cardify Virtual Dollar Cards: promotions and bonuses as well as warnings and incidents.