Comparison
Bitmama Virtual Crypto Card vs. Cryptomus Card: fees, limits & KYC
-
bitmama.io30 Oct 2026
Image source
Source
bitmama.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitmama Virtual Crypto CardBitmama
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Cryptomus CardCryptomus
In short
- Fewest documents: Bitmama Virtual Crypto Card (No ID).
- Bitmama Virtual Crypto Card has the best score (5.6).
| Attribute |
Bitmama Virtual Crypto CardBitmama
|
Cryptomus CardCryptomus
|
|---|---|---|
| Overview | KYC free (limited) Private Virtual | Requires KYC Private Virtual |
| Score | average | weak |
| CostsWeight 25 % | 5.1 | 0.6 |
| TrustWeight 20 % | 7.1 | 6.9 |
| KYC and privacyWeight 15 % | 10.0 | 4.5 |
| FeaturesWeight 15 % | 2.0 | 4.3 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | 0.3 | 0.0 |
| KYC | KYC: No ID, ID document for higher volumes | KYC: ID + proof of address |
| Limits (entry level) | Level 1
|
no limits captured |
| Basics | ||
| Card form (differs)same for all |
debit
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Bitmama virtual Crypto debit cards are protected with multiple layers of globally accepted security standards delivered by our card partners and Mastercard to ensure that your funds are protected from...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
prepaid
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
A virtual card funded with stablecoins from your Cryptomus wallet. The card is topped up in fiat and used for everyday online paymentsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
virtual
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
No physical card is required. The card is issued instantly and works immediately after activation.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network (differs)same for all |  
Mastercard
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
After funding your card, you are ready to use it anywhere Mastercard is accepted. Use the Bitmama virtual Crypto Card to make payment for international transactions in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Transactions in a currency other than your Card's base currency will be converted at the exchange rate set by the Partner (e.g., Visa/Mastercard) at the time of processing, plus an applicable conversi...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Company maintains full custody of the assets, funds, and user data/information which may be turned over to Governmental Authorities in the event of your Account's suspension or termination arising...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
8.6.1. Digital Assets may be stored with third-party custodians or in pooled accounts. They are not deposits and are not covered by governmental guarantees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
But, instead of using funds from a bank account, you will fund the card from your crypto (stable coins) wallet on Bitmama. The stablecoins will be converted to US dollars in your card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
To use it, top up your Cryptomus wallet, issue a virtual card, and fund it with USDT or USDC. Your crypto is converted into fiat at the time of top-up, and you can then use the card for online payment...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
With the card, You make payments in Us dollars, not in crypto. Use it to buy things from your favorite brands, buy gift cards, invest, etcChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Usagesame for all |
personal
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
The Terms form a binding agreement between the Company and you, as an individual user ("you", "your" or "User") for your individual usage of the App and Platform.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
These Terms of Use ("Terms") constitute a legally binding agreement between you, an individual using the Services for personal, non-commercial purposes ("User", "You", or "Your"), and SEARAY INVESTMEN...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Standard:
unknown
Nigeria:
Odoakpu Microfinance Bank Nigeria Limited
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
It is important to note that the card is marketed to you by Odoakpu Microfinance Bank Nigeria Limited (Odoakpu MfB), a financial institution licensed by the Central Bank of Nigeria (CBN).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
The Services are provided under a white-label program and are enabled through a licensed third-party partner, including regulated card issuers and payment processors ("Partner"). The Company does not...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs)same for all |
plan
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Card Variations Various card designs with assigned limited based on your preferred colorChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Based on the assessed risk level, the Company applies proportionate controls, including: - Standard or Enhanced Customer Due Diligence; - Transaction limits or restrictions; - Increased frequency of...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, CUSD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
USDT, USDC
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
You can top up your virtual crypto card using stablecoins: 1. USDT 2. USDC The list of supported assets may expand in the future.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
No
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Currently, Bitmama virtual Card accepts stablecoins, this gives you the opportunity to fund your crypto card with USDC (Usd Coin), USDT (Tether), and cUSD (Celo dollar).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
No
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
To use it, top up your Cryptomus wallet, issue a virtual card, and fund it with USDT or USDC. Your crypto is converted into fiat at the time of top-up, and you can then use the card for online payment...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all | unknown | |
| ATM withdrawalssame for all |
No
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Contactlesssame for all |
Yes
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Enter your crypto card's details at checkout of online store or pay with NFC on your phone offlineChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Mobile wallets | |
| Fees | ||
| Virtual card issuance (differs)same for all |
0.00 USD
bitmama.io checked 30 Oct 2026
Two sources, two values
Shown0.00 USD
bitmama.iochecked 30 Oct 2026
Card Cost Get it for FREEDiffering1.00 USD bitmama.iofetched 30 Oct 2026 Virtual Card creation fee: $1Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
4.00 USD
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
1. Card issuance fee: $4Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuancesame for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Card — a virtual payment card branded by the Company and issued by a licensed Partner.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not applicable
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
No physical card is required. The card is issued instantly and works immediately after activation.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly feesame for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
4. Optional maintenance or inactivity fees (depending on the card type) All applicable fees are displayed transparently before use and may vary based on your selected card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
4. Optional maintenance or inactivity fees (depending on the card type) All applicable fees are displayed transparently before use and may vary based on your selected card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up fee (differs)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
3.2 %
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
2. Card top-up fee: 3.2%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto deposit feesame for all |
free
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You may fund the Account as you choose to. No fees are charged by the Platform for funding the Account however, third parties, such as your bank, may charge transactions and other fees.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion feesame for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
The exchange rate is calculated at the moment of card top-up. Your cryptocurrency is converted into fiat currency using the current market rate at the time of conversion. ### What are the fees for a...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Foreign currency feesame for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 29 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Transactions in a currency other than your Card's base currency will be converted at the exchange rate set by the Partner (e.g., Visa/Mastercard) at the time of processing, plus an applicable conversi...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
3. Transaction or conversion fees during payments (may vary) 4. Optional maintenance or inactivity fees (depending on the card type) All applicable fees are displayed transparently before use and may...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| ATM feesame for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Transaction fee (differs)same for all |
0.50 USD
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
3. Transaction or conversion fees during payments (may vary) 4. Optional maintenance or inactivity fees (depending on the card type) All applicable fees are displayed transparently before use and may...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
- Transaction fees (e.g., payments, card funding, withdrawal or transfers);Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation fee (differs)same for all |
not applicable
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual crypto cards do not require activation. Users may use the virtual card instantly for online spending after top-up via their crypto wallet.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
The Company may charge fees for the use of the Services, including, without limitation: - Card issuance or activation fees; - Transaction fees (e.g., payments, card funding, withdrawal or transfers);...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Account closure feesame for all |
not published
bitmama.io checked 31 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Virtual Card creation fee: $1 Physical Card print-out: $7 (yet to come) Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 31 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
- Card issuance or activation fees; - Transaction fees (e.g., payments, card funding, withdrawal or transfers); - Currency conversion fees, if applicable; - Administrative fees for account management...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute fee (differs)same for all |
50.00 USD
bitmama.io checked 31 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
Transaction processing fee per transaction: $0.5 Dispute fee $50Checked Verified Check overdue · last 31 Oct 2026 Value wrong? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
cryptomus.com checked 31 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
- Card issuance or activation fees; - Transaction fees (e.g., payments, card funding, withdrawal or transfers); - Currency conversion fees, if applicable; - Administrative fees for account management...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
Fees may include: 1. Card issuance fee: $4 2. Card top-up fee: 3.2% 3. Transaction or conversion fees during payments (may vary) 4. Optional maintenance or inactivity fees (depending on the card type...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
not published
cryptomus.com checked 30 Oct 2026
Source and check
Source
cryptomus.com
Wording at the source
4. Optional maintenance or inactivity fees (depending on the card type) All applicable fees are displayed transparently before use and may vary based on your selected card.Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · FX free allowance · Cross-border fee · Declined payment fee · Refund fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
not published
bitmama.io checked 30 Oct 2026
Source and check
Source
bitmama.io
Wording at the source
You earn commission in crypto every time the people you introduce to Bitmama complete a transaction in trade, swap crypto, buy crypto and pay later or use their Bitmama crypto cards.Checked Verified Add this value? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all | unknown | |
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bitmama Virtual Crypto Card · Cryptomus Card: promotions and bonuses as well as warnings and incidents.