Comparison
Bitnob Card vs. PokePay Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitnob CardBitnob
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
PokePay CardPokePay
In short
- Fewest documents: PokePay Card (ID document).
- PokePay Card has the best score (6.5).
| Attribute |
Bitnob CardBitnob
|
PokePay CardPokePay
|
|---|---|---|
| Overview | Requires KYC Private & business Virtual | Requires KYC Private & business Virtual Physical |
| Score | average | average |
| CostsWeight 25 % | 6.5 | 8.5 |
| TrustWeight 20 % | 10.0 | 5.7 |
| KYC and privacyWeight 15 % | 1.5 | 6.5 |
| FeaturesWeight 15 % | 7.6 | 8.0 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| CommunityWeight 5 % | 2.6 | 0.0 |
| KYC | KYC: Full verification | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
prepaid
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards operate on a prepaid model, so users spend only what they load.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
prepaid
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
PokePay charges fees for certain Services, including remittance, virtual currency exchange, and prepaid/payment card transactions.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types (differs)same for all |
virtual
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We currently issue virtual USD cards compatible with Visa and Mastercard networks. Each card comes with its own card number, expiry date, and CVV. Physical card issuance is on our roadmap pending part...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
Covers both virtual and physical cards, supporting full-scenario usage including online consumption, POS payments, and ATM cash withdrawals.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
 
Visa
help.bitnob.com checked 31 Oct 2026
Two sources, two values
ShownVisa
help.bitnob.comchecked 31 Oct 2026
The Cards section is a full virtual Visa card issuance platform.DifferingMastercard bitnob.comfetched 31 Oct 2026 We currently issue virtual USD cards compatible with Visa and Mastercard networks.Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 31 Oct 2026 Value wrong? History What does [s] mean? |
Visa
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
PokePay offers comprehensive services including Visa credit card issuance, multi-currency virtual bank accounts, crypto/fiat conversion, cross-border transfers, and crypto payment acceptance.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
We will act as your custodian for any Cryptocurrency assets in your Account from time to time. You will be the beneficial owner and have beneficial title to any Cryptocurrency asset held by us as cust...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
PokePay holds funds received from users for the purpose of executing remittance, virtual currency exchange, or prepaid/payment card transactions separately from PokePay's own operating funds, and take...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
Support for recharging with multiple cryptocurrencies, enabling instant conversion to fiat currency for spendingChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
USD
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownUSD
bitnob.comchecked 29 Oct 2026
We currently issue virtual USD cards compatible with Visa and Mastercard networks.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Usagesame for all |
personal, business
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
### Fintech apps offering USD spending in emerging markets ### Freelancers spending crypto earnings in USD ### Corporate expense cards funded from treasuryChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
One-click activation of dedicated accounts and cards for partner enterprises and their employees, enabling rapid deployment of global payment capabilities.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all | unknown | unknown |
| Limits depend onsame for all |
user setting
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
You can set per-transaction limits, daily spending caps, merchant category restrictions, and geographic restrictions.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cards per accountsame for all |
not published
bitnob.com checked 30 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
The number of cards you can create depends on your account type. Business accounts can create multiple cards for different team members or purposes. Contact support for specific limits based on your p...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Unknown for all | Issuer / BIN sponsor | |
| Availability | ||
| Available insame for all | unknown | unknown |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assets (differs)same for all |
BTC, USDT, USDC
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownBTC, USDT, USDC
bitnob.comchecked 29 Oct 2026
Virtual cards are issued in USD and can be funded from any of your available wallets (BTC, USDT, USDC, or NGN). The system automatically converts your funds to USD at competitive rates.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
BTC, ETH, USDT, USDC
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
Support for recharging with cryptocurrencies such as USDT, USDC, BTC, and ETHChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | unknown | unknown |
| Top-up networkssame for all | unknown | unknown |
| Fiat top-upsame for all |
Yes
bitnob.com checked 29 Oct 2026
Two sources, two values
ShownYes
bitnob.comchecked 29 Oct 2026
You can fund virtual cards instantly from your BTC, USDT, USDC, or NGN wallets. Simply select the card you want to fund, choose your funding source, enter the amount, and confirm the transaction.Differingvalue not recorded bitnob.comfetched 29 Oct 2026 Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |
 
Apple Pay
 
Google Pay
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawalssame for all | unknown |
Yes
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
Support for ATM cash withdrawalsChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Yes. Cards can be provisioned to Apple Pay and Google Pay for contactless tap-to-pay at any supported terminal.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fees | ||
| Virtual card issuancesame for all |
1.00 USD
help.bitnob.com checked 30 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
| Card creation fee | 1.00 USD per card |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Physical card issuancesame for all |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Free cardssame for all | unknown | unknown |
| Shippingsame for all |
not applicable
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Physical card issuance is on our roadmap pending partner enablement.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly feesame for all | unknown |
0.00 USD
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
No micro-transaction fees, 0 monthly fees, 0 annual fees, pay freely without pressure!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual feesame for all |
0.00 USD
bitnob.com checked 30 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Unlike traditional bank cards, Bitnob Virtual Cards come with low or no fees, making them a cost-effective choice for businesses. You won't have to worry about annual fees, foreign transaction charges...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
0.00 USD
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
No micro-transaction fees, 0 monthly fees, 0 annual fees, pay freely without pressure!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | unknown |
| Crypto deposit feesame for all | unknown | unknown |
| Crypto conversion feesame for all |
not published
bitnob.com checked 29 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
Cards are funded from your USDT crypto wallets. The conversion to USD happens seamlessly at the best available rate through our trading infrastructure. Cards operate on a prepaid model, so users spend...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency feesame for all |
up to 3 % · Foreign purchases
bitnob.com checked 30 Oct 2026
Two sources, two values
Shownup to 3 % · Foreign purchases
bitnob.comchecked 30 Oct 2026
Transaction fee — foreign purchases: cross border fee of up to 3%.Differing0 % bitnob.comfetched 29 Oct 2026 Unlike traditional bank cards, Bitnob Virtual Cards come with low or no fees, making them a cost-effective choice for businesses. You won't have to worry about annual fees, foreign transaction charges...The shown value comes from the source checked more recently. Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| FX free allowancesame for all | unknown | unknown |
| Minimum FX feesame for all | unknown | unknown |
| ATM feesame for all | unknown | unknown |
| Transaction feesame for all | unknown |
0 % + 0.00 USD
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
0% cross-border transaction fees, free online and offline transactions!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cross-border feesame for all | unknown |
0 %
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
0% cross-border transaction fees, free online and offline transactions!Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal feesame for all | unknown | unknown |
| Activation feesame for all | unknown | unknown |
| Account closure feesame for all |
not published
bitnob.com checked 31 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
### Fees Transaction fee — foreign purchases: cross border fee of up to 3%.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
pokepay.cc checked 31 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
PokePay charges fees for certain Services, including remittance, virtual currency exchange, and prepaid/payment card transactions. Applicable fees are disclosed to you prior to the completion of a tra...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Dispute feesame for all |
not published
bitnob.com checked 31 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
### Fees Transaction fee — foreign purchases: cross border fee of up to 3%.Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
not published
pokepay.cc checked 31 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
PokePay charges fees for certain Services, including remittance, virtual currency exchange, and prepaid/payment card transactions. Applicable fees are disclosed to you prior to the completion of a tra...Checked Verified Check overdue · last 31 Oct 2026 Add this value? Unchanged since 31 Oct 2026 What does [s] mean? |
| Minimum top-upsame for all |
3.00 USD
help.bitnob.com checked 30 Oct 2026
Source and check
Source
help.bitnob.com
Wording at the source
| Minimum top-up | 3.00 USD |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Declined payment feesame for all | unknown | unknown |
| Refund feesame for all | unknown | unknown |
| Inactivity feesame for all | unknown | unknown |
| Minimum monthly spendsame for all | unknown | unknown |
| Inactivity rulesame for all |
Account may be classified as dormant after an extended period of inactivity; reactivation may require re-verification.
bitnob.com checked 30 Oct 2026
Source and check
Source
bitnob.com
Wording at the source
If your Account remains inactive for an extended period, we may classify it as dormant in accordance with our policies and applicable law. Reactivation may require re-verification, and we may take any...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Card replacementsame for all | unknown | unknown |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · ATM fee · Withdrawal fee · Activation fee · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Card replacement | |
| Rewards | ||
| Cashbacksame for all | unknown | unknown |
| Referral bonus (invited friend)same for all | unknown | unknown |
| Referral bonus (you)same for all | unknown |
Up to 50% commission
pokepay.cc checked 30 Oct 2026
Source and check
Source
pokepay.cc
Wording at the source
Node Plan Share PokePay with Friends, Earn Lucrative Rewards Easily Recommend, Earn Rewards, Grow TogetherChecked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | unknown |
| Unknown for all | Cashback · Referral bonus (invited friend) · Welcome bonus | |
Early warning
Watch both cards
One mail when something changes at Bitnob Card · PokePay Card: promotions and bonuses as well as warnings and incidents.