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Comparison

Bitnob Card vs. Shakepay Card: fees, limits & KYC

In short

  • Shakepay Card has the best score (6.6).
Show

differs best value same for all

Attribute Illustration: Bitnob Card Bitnob CardBitnob Shakepay Card Shakepay CardShakepay
Overview Requires KYC Private & business Virtual KYC unknown Private Virtual
Score average good
CostsWeight 25 % 6.5 7.6
TrustWeight 20 % 10.0 8.3
KYC and privacyWeight 15 % 1.5 not scored
FeaturesWeight 15 % 7.6 7.3
AvailabilityWeight 10 % not scored 0.1
RewardsWeight 10 % not scored 6.5
CommunityWeight 5 % 2.6 5.9
KYC KYC: Full verification KYC unknown
Limits (entry level)
  • Top-up per transaction: 2,500 USD
  • Balance in total: 50,000 USD
  • Single payment per transaction: 10,000 USD
  • Top-up per transaction: 5,000 CAD
  • Top-up per day: 5,000 CAD
  • Spending per day: 5,000 CAD
+5
Basics
Card formsame for all prepaid bitnob.com checked 29 Oct 2026 prepaid shakepay.com checked 30 Oct 2026
Card typessame for all virtual bitnob.com checked 29 Oct 2026 virtual legal.shakepay.com checked 30 Oct 2026
Card networksame for all Visa help.bitnob.com checked 31 Oct 2026 Visa shakepay.com checked 30 Oct 2026
Custodysame for all custodial bitnob.com checked 29 Oct 2026 custodial legal.shakepay.com checked 30 Oct 2026
Funding modelsame for all fiat balance bitnob.com checked 29 Oct 2026 fiat balance legal.shakepay.com checked 30 Oct 2026
Card currencies (differs) USD bitnob.com checked 29 Oct 2026 CAD legal.shakepay.com checked 30 Oct 2026
Usage (differs) personal, business bitnob.com checked 29 Oct 2026 personal legal.shakepay.com checked 30 Oct 2026
Issuer / BIN sponsor unknown Peoples Trust Company legal.shakepay.com checked 30 Oct 2026
Limits depend on (differs) user setting bitnob.com checked 29 Oct 2026 not applicable legal.shakepay.com checked 30 Oct 2026
Cards per account not published bitnob.com checked 30 Oct 2026 unknown
Availability
Available in unknown unknown
Unknown for allAvailable in
Crypto
Supported assets (differs) BTC, USDT, USDC bitnob.com checked 29 Oct 2026 BTC, ETH, USDC legal.shakepay.com checked 30 Oct 2026
Number of supported assets unknown unknown
Top-up networks unknown Bitcoin, Ethereum legal.shakepay.com checked 30 Oct 2026
Fiat top-upsame for all Yes bitnob.com checked 29 Oct 2026 Yes shakepay.com checked 30 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all Apple Pay Google Pay bitnob.com checked 29 Oct 2026 Apple Pay Google Pay shakepay.com checked 30 Oct 2026
ATM withdrawals unknown Yes legal.shakepay.com checked 30 Oct 2026
Contactlesssame for all Yes bitnob.com checked 29 Oct 2026 Yes legal.shakepay.com checked 30 Oct 2026
Fees
Virtual card issuance (differs) 1.00 USD help.bitnob.com checked 30 Oct 2026 not published legal.shakepay.com checked 30 Oct 2026
Physical card issuancesame for all not applicable bitnob.com checked 29 Oct 2026 not applicable legal.shakepay.com checked 30 Oct 2026
Free cards unknown unknown
Shippingsame for all not applicable bitnob.com checked 29 Oct 2026 not applicable legal.shakepay.com checked 30 Oct 2026
Monthly fee unknown 0.00 CAD help.shakepay.com checked 30 Oct 2026
Annual feesame for all 0.00 USD bitnob.com checked 30 Oct 2026 0.00 CAD shakepay.com checked 30 Oct 2026
Top-up fee unknown free shakepay.com checked 30 Oct 2026
Crypto deposit fee unknown unknown
Crypto conversion fee (differs) not published bitnob.com checked 29 Oct 2026 not applicable legal.shakepay.com checked 30 Oct 2026
Foreign currency fee (differs) up to 3 % · Foreign purchases bitnob.com checked 30 Oct 2026 3 % · Shakepay's fee on top of the Visa conversion rate for card transactions in a currency other than CAD legal.shakepay.com checked 30 Oct 2026
FX free allowance unknown not published legal.shakepay.com checked 31 Oct 2026
Minimum FX fee unknown not published legal.shakepay.com checked 31 Oct 2026
ATM fee unknown not published legal.shakepay.com checked 30 Oct 2026
Transaction fee unknown not published legal.shakepay.com checked 30 Oct 2026
Cross-border fee unknown not published legal.shakepay.com checked 31 Oct 2026
Withdrawal fee unknown unknown
Activation fee unknown not published legal.shakepay.com checked 31 Oct 2026
Account closure feesame for all not published bitnob.com checked 31 Oct 2026 not published legal.shakepay.com checked 31 Oct 2026
Dispute feesame for all not published bitnob.com checked 31 Oct 2026 not published legal.shakepay.com checked 31 Oct 2026
Minimum top-up 3.00 USD help.bitnob.com checked 30 Oct 2026 unknown
Declined payment fee unknown not published legal.shakepay.com checked 31 Oct 2026
Refund fee unknown not published legal.shakepay.com checked 31 Oct 2026
Inactivity fee unknown not published legal.shakepay.com checked 31 Oct 2026
Minimum monthly spend unknown unknown
Inactivity rule (differs) Account may be classified as dormant after an extended period of inactivity; reactivation may require re-verification. bitnob.com checked 30 Oct 2026 not published legal.shakepay.com checked 31 Oct 2026
Card replacement unknown not published legal.shakepay.com checked 31 Oct 2026
Unknown for allFree cards · Crypto deposit fee · Withdrawal fee · Minimum monthly spend
Rewards
Cashback unknown 1 % (Base); 1 % (Bright); 1.5 % (Blue) · in BTC
Referral bonus (invited friend) unknown 20 CAD legal.shakepay.com checked 30 Oct 2026
Referral bonus (you) unknown 20 CAD legal.shakepay.com checked 30 Oct 2026
Welcome bonus unknown unknown
Unknown for allWelcome bonus

Early warning

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