Comparison
Bitpanda Card vs. CoinJar Card: fees, limits & KYC
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitpanda CardBitpanda
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CoinJar CardCoinJar
In short
- Bitpanda Card has the higher score (57.03).
| Attribute |
Bitpanda CardBitpanda
Requires KYC
Private
Physical
|
CoinJar CardCoinJar
KYC unknown
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 90 | 62 |
| KYC and privacyWeight 20 % | 35 | not scored |
| FeaturesWeight 15 % | 64 | 83 |
| AvailabilityWeight 10 % | 21 | 0 |
| RewardsWeight 10 % | 26 | 40 |
| TrustWeight 10 % | 83 | 68 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC unknown |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
debit
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
The Bitpanda Card is a debit card, therefore you cannot create any debt when using it.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
prepaid
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
physical
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Your card will typically be shipped within 3-7 working days.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| Card network (differs) |
Visa
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
custodial
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
It is connected to your Bitpanda account and enables you to spend funds directly from any of your wallets - be that fiat, crypto, stocks or metals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
CoinJar Everyday Account means the digital currency account and the cash account operated by CoinJar which stores digital currencies and fiat currency in Australian dollars held by you and which you m...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Funding model |
converted on spend
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This means at the moment you complete a purchase or cash withdrawal with your card, your asset will instantly and automatically be traded to EUR and deducted from your EUR fiat currency wallet to comp...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
converted on spend
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card automatically converts your crypto using CoinJar's best rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
The Bitpanda Card is nominated in EUR and all related transactions are processed in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceWhen you transact using the Card, and once CoinJar approves the amount of the transaction (which would generally occur at the same time), an amount of the digital currency you nominate within your Co...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
- You have a verified Bitpanda account - You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The design and distribution obligations set out in Part 7.8A of the Corporations Act 2001 (DD Obligations) apply to the issue and distribution of non-cash payment facilities to retail clients (Consume...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Transact Payments Malta Limited
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
EML Payment Solutions Limited
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
CoinJar Card is a prepaid Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131 pursuant to license by Mastercard.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, SOL, XRP, TRX, DOGE, ADA, LTC, POL, AVAX
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| BitcoinBTC | | | | View BTC | | EthereumETH | | | | View ETH | | TetherUSDT | | | | View USDT | | SolanaSOL | | | | View SOL | | USDCUSDC | | | | View USDC | | XRPXRP | | | | View XRP | | DogecoinDO...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? + 11 moreBTCETHUSDTUSDCSOLXRPTRXDOGEADALTCPOLAVAXDAILINKDOTARBOPXLMSHIBSUIETCUNIAAVE |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up (differs) | unknown |
No
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) |
Apple Pay
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
With support for both Apple Pay and Google Pay™ you can spend your crypto instantly and securely with the device in your hand (or on your wrist).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawals |
Yes
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
You can use it for online payments, to pay for your groceries at the supermarket or to make ATM withdrawals.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
Want the real thing? Order a free physical Card to tap, insert and swipe your crypto everywhere that Mastercard is accepted. You can even use it to withdraw cash at the ATM.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance | unknown |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Initial shipment | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 0.00 AUD public-files.coinjar.com checked 28 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceCard Issue Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
0.00 EUR – 0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Initial shipment | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
0.00 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Monthly cost | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 AUD
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
The good news is that the CoinJar Card has no setup or monthly maintenance fees.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee (differs) | unknown |
not published
coinjar.com checked 28 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
## CoinJar Card fees | Transaction type | Fee | |---|---| | Card issuance (digital and physical card) | No fee | | In-store and online purchase | 1% (returned in Rewards points) | | Foreign transacti...Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Top-up fee (differs) | unknown |
not applicable
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
The Card can only be used to access the Spendable Balance and you cannot load any funds onto the Card; for example, you cannot transfer funds from an external bank account onto the Card.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee (differs) | unknown |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
0 % above the network rate
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Non-EUR FX Fee | €0 | 0 kr | 0 kr | 0 kr. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionAustralia: 2.99 % public-files.coinjar.com checked 29 Oct 2026 Source and check Source public-files.coinjar.com Wording at the sourceTransactions made in a currency other than Australian dollars will be subject to the prevailing Mastercard exchange rate at the time plus a 2.99% foreign exchange fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee (differs) |
2 % (min. 2.00 EUR)
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Min. ATM fee | 2% or €2 (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 15 kr. (whatever is higher) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| ATM withdrawal (physical card only) | 1% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee (differs) | unknown |
0.00 AUD
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
It's free to set up, has no monthly fees and you earn CoinJar Rewards every time you spend.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement (differs) |
5.90 EUR
bitpanda.com checked 29 Oct 2026
Source and check
Source
bitpanda.com
Wording at the source
| Replacement card (Reissue) | €5.90 | 65 kr | 65 kr | 45 kr. |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
free
public-files.coinjar.com checked 28 Oct 2026
Source and check
Source
public-files.coinjar.com
Wording at the source
Replacement Card Fee FreeChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | 1 % (holding from 0) · in BTC |
1 %
coinjar.com checked 29 Oct 2026
Source and check
Source
coinjar.com
Wording at the source
| In-store and online purchase | 1% (returned in Rewards points) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Bitpanda Card · CoinJar Card: promotions and bonuses as well as warnings and incidents.