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Comparison

Bitpanda Card vs. Fuse Card compared

  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bitpanda CardBitpanda
  • Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Fuse CardFuse

In short

  • Fuse Card has the higher score (60.97).
Attribute Bitpanda CardBitpanda Requires KYC Private Physical Fuse CardFuse Requires KYC Private Virtual
Score average average
CostsWeight 25 % 90 100
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 64 38
AvailabilityWeight 10 % 21 not scored
RewardsWeight 10 % 26 not scored
TrustWeight 10 % 83 83
CommunityWeight 10 % not scored not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per day: 10,000 EUR
  • Spending per week: 70,000 EUR
  • Spending per month: 280,000 EUR
+1
  • Spending per day: 2,000 USD
Basics
Card form (differs) debit Source and check Source bitpanda.com Wording at the source The Bitpanda Card is a debit card, therefore you cannot create any debt when using it. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? prepaid Source and check Source fusewallet.com Wording at the source Fuse Card is a virtual Visa® prepaid card that lets you spend USDC directly from your Fuse wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card types (differs) physical Source and check Source bitpanda.com Wording at the source Your card will typically be shipped within 3-7 working days. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? virtual Source and check Source fusewallet.com Wording at the source Fuse Card is a virtual Visa® prepaid card that lets you spend USDC directly from your Fuse wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Card network Visa Source and check Source bitpanda.com Wording at the source This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Visa Source and check Source fusewallet.com Wording at the source Fuse Card is a virtual Visa® prepaid card that lets you spend USDC directly from your Fuse wallet. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Custody (differs) custodial Source and check Source bitpanda.com Wording at the source It is connected to your Bitpanda account and enables you to spend funds directly from any of your wallets - be that fiat, crypto, stocks or metals. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? smart wallet Source and check Source fusewallet.com Wording at the source Fuse pay will leverage third party payment process infrastructure and third party smart accounts infrastructure to ensure that your fuse card is self-custodial. When you create an account, a separate... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Funding model converted on spend Source and check Source bitpanda.com Wording at the source This means at the moment you complete a purchase or cash withdrawal with your card, your asset will instantly and automatically be traded to EUR and deducted from your EUR fiat currency wallet to comp... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? converted on spend Source and check Source fusewallet.com Wording at the source Your USDC stays on Solana in your Fuse wallet until the moment you make a purchase. When you pay with your Fuse Card, the merchant receives their local currency while the equivalent USDC is deducted f... Checked Verified Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean?
Card currencies (differs) EUR Source and check Source bitpanda.com Wording at the source The Bitpanda Card is nominated in EUR and all related transactions are processed in EUR. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Usage personal Source and check Source bitpanda.com Wording at the source - You have a verified Bitpanda account - You must be a resident in a country in the euro area. These are countries that have adopted the euro as their primary currency. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? personal Source and check Source fusewallet.com Wording at the source The personal finance app to save, trade and pay with crypto Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Issuer / BIN sponsor (differs) Transact Payments Malta Limited Source and check Source bitpanda.com Wording at the source This Visa card is issued by Transact Payments Malta Limited pursuant to licence by VISA Europe Limited. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Lead Bank Source and check Source fusewallet.com Wording at the source The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank, pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Limits depend on (differs) unknown user setting Source and check Source fusewallet.com Wording at the source You can set a daily spending limit (up to $2,000) to protect your Fuse Card from unauthorized spending. You can adjust your daily spending limit anytime. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Cards per account unknown unknown
Availability
Available in unknown unknown
Crypto
Supported assets (differs) BTC, ETH Source and check Source bitpanda.com Wording at the source For instance, you initially set the Main payment asset to be Bitcoin but now you want to pay with Ethereum instead. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? USDC Source and check Source fusewallet.com Wording at the source Once you're approved for Fuse Card, your Fuse wallet will have two accounts: the Main Account and Card Account. Only USDC in the Card Account can be spent with Fuse Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Number of supported assets unknown unknown
Top-up networks (differs) unknown Solana Source and check Source fusewallet.com Wording at the source Your USDC stays on Solana in your Fuse wallet until the moment you make a purchase. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fiat top-up unknown unknown
Payments
Mobile wallets Apple Pay Source and check Source bitpanda.com Wording at the source Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Apple Pay Source and check Source fusewallet.com Wording at the source Yes, your Fuse Card can be added to Apple Pay for in-person payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
ATM withdrawals (differs) Yes Source and check Source bitpanda.com Wording at the source You can use it for online payments, to pay for your groceries at the supermarket or to make ATM withdrawals. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? No Source and check Source fusewallet.com Wording at the source Fuse Cards cannot be used at ATMs currently. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Contactless Yes Source and check Source bitpanda.com Wording at the source Enjoy all the benefits of the Bitpanda Card while paying contactless with Apple Pay. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? Yes Source and check Source fusewallet.com Wording at the source Yes, your Fuse Card can be added to Apple Pay for in-person payments. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Fees
Virtual card issuance unknown unknown
Physical card issuance (differs) 0.00 EUR Source and check Source bitpanda.com Wording at the source | Initial shipment | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? not applicable Source and check Source fusewallet.com Wording at the source Fuse Card is a virtual Visa® prepaid card that lets you spend USDC directly from your Fuse wallet. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Free cards unknown unknown
Shipping (differs) 0.00 EUR – 0.00 EUR Source and check Source bitpanda.com Wording at the source | Initial shipment | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? not applicable Source and check Source fusewallet.com Wording at the source Fuse Card is a virtual Visa® prepaid card that lets you spend USDC directly from your Fuse wallet. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Monthly fee (differs) 0.00 EUR Source and check Source bitpanda.com Wording at the source | Monthly cost | Free | Free | Free | Free | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 0.00 USD Source and check Source fusewallet.com Wording at the source There are no fees associated with using your Fuse Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Annual fee (differs) unknown 0.00 USD Source and check Source fusewallet.com Wording at the source There are no fees associated with using your Fuse Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Top-up fee (differs) unknown free Source and check Source fusewallet.com Wording at the source No top-up fees or card transaction fees Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Crypto deposit fee unknown unknown
Crypto conversion fee unknown unknown
Foreign currency fee (differs) 0 % above the network rate Source and check Source bitpanda.com Wording at the source | Non-EUR FX Fee | €0 | 0 kr | 0 kr | 0 kr. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? 0 % Source and check Source fusewallet.com Wording at the source You can use your Fuse Card anywhere Visa cards are accepted, including outside the U.S., with no fees. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
FX free allowance unknown unknown
Minimum FX fee unknown unknown
ATM fee (differs) 2 % (min. 2.00 EUR) Source and check Source bitpanda.com Wording at the source | Min. ATM fee | 2% or €2 (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 22 kr (whatever is higher) | 2% or 15 kr. (whatever is higher) | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? not applicable Source and check Source fusewallet.com Wording at the source Fuse Cards cannot be used at ATMs currently. Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean?
Declined payment fee unknown unknown
Refund fee unknown unknown
Inactivity fee (differs) unknown 0.00 USD Source and check Source fusewallet.com Wording at the source There are no fees associated with using your Fuse Card. Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
Minimum monthly spend unknown unknown
Inactivity rule unknown unknown
Card replacement (differs) 5.90 EUR Source and check Source bitpanda.com Wording at the source | Replacement card (Reissue) | €5.90 | 65 kr | 65 kr | 45 kr. | Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? unknown
Rewards
Cashback (differs) 1 % (holding from 0) · in BTC unknown
Referral bonus (invited friend) unknown unknown
Referral bonus (you) unknown unknown
Welcome bonus unknown unknown

Highlighted rows differ.

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