Comparison
Bitsa Card vs. xPortal Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Bitsa CardBitsa
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xportal.com30 Oct 2026
Image source
Source
xportal.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
xPortal CardxPortal
In short
- Bitsa Card has the higher score (62.5).
| Attribute |
Bitsa CardBitsa
Requires KYC
Private
Virtual
Physical
|
xPortal CardxPortal
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 92 | 93 |
| KYC and privacyWeight 20 % | 18 | 18 |
| FeaturesWeight 15 % | 100 | 98 |
| AvailabilityWeight 10 % | 22 | 23 |
| RewardsWeight 10 % | not scored | 4 |
| TrustWeight 10 % | 88 | 71 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | – | Only for nationals of: European Economic Area |
| KYC | KYC: ID + proof of address | KYC: ID + proof of address |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
prepaid
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
| Card type | Mastercard Debit® |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual, physical
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
To earn cashback rewards, Participants must complete purchases at eligible merchants by using their xPortal Card during the Program period. Purchases may be conducted using either the physical or the...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Mastercard
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Spend your crypto instantly with Apple Pay or Google Pay. Anywhere Mastercard is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custody |
custodial
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
custodial
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
As a customer of Capital Financial Services SA (CFS) your e-money funds are protected in the unlikely event that CFS becomes insolvent. As an e-money institution regulated by the National Bank of Roma...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Laden Sie Ihre Bitsa mit Bitcoin, Ethereum und anderen Kryptowährungen auf. Wandeln Sie sie sofort über eine einzige App in Euro um.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
fiat balance
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
No, you can deposit only fiat currency (EUR), but you can top-up your xPortal card using EGLD and several other tokens.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies |
EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
The service combines crypto top-ups, euro balances, physical and virtual cards, and everyday card payments in one mobile app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
No, you can deposit only fiat currency (EUR), but you can top-up your xPortal card using EGLD and several other tokens.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage |
personal
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Card is a prepaid Visa crypto card for people who want to spend cryptocurrency as euros in physical and online stores.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Only individuals who cumulatively meet all of the conditions set out below (hereinafter "Eligible Participants") may participate in the Program:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Pecunia Cards E.D.E. S.L.
soporte.bitsacard.com checked 28 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
The issuing bank of your Bitsa card is Pecunia Cards E.D.E. S.L., an Electronic Money Institution recognized and supervised by the Bank of Spain, ensuring the custody and security of your funds at all...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Capital Financial Services S.A.
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
The payment cards used in connection with the Program (hereinafter referred to as the "xPortal Cards") are issued under a white-label arrangement by Capital Financial Services S.A., an electronic mone...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/year ### Cards Virtual Card 1 2 4 Physical Card 1 2 4 Independent Balance Maximum Balance 2.500€...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Cards per account | ||
| Availability | ||
| Available in (differs) |
Available in 29 countries and regions
soporte.bitsacard.com checked 29 Oct 2026
Source and check
Source
soporte.bitsacard.com
Wording at the source
Spain, Austria, Belgium, Bulgaria, Croatia, Denmark, Slovakia, Slovenia, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malt...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Ripple XRP Bitcoin BTC Ethereum ETH Litecoin LTC Tron TRX Dai DAI Cardano ADA Solana SOL Basic Attention Token BAT Dogecoin DOGE Polkadot DOT Avalanche AVAX Shiba Inu SHIB Polygon MATIC...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Fund your card with top crypto BTC, ETH, EGLD, POL, BNB, SOL, DOGE, BERA, or SUI. Your crypto, your choice.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assets | ||
| Top-up networks | ||
| Fiat top-up |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
We offer various methods for topping up your BITSA® card. You can choose from: 1. Debit or credit card. 2. Crypto assets 3. Bank transfer 4. VoucherChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
You can top-up your account with funds (fiat currency) (i) via a payment (debit / credit) card issued to you by your financial institution; or (ii) via your crypto-asset exchange provider that perform...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Users can top up with Bitcoin, Ethereum, and other supported cryptoassets, as well as with a bank transfer, payment card, wallet, or Bitsa Voucher. Each account includes a European IBAN for incoming t...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Use your card instantly through Apple Pay or Google Pay — no plastic required.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
ATM You can withdraw cash from any ATM using your BITSA® card.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
| ATM withdrawals /mo. | €500 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
bitsacard.com checked 28 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Bitsa Secure Cashout Contactless IBAN Top up with crypto or however you wantChecked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) |
2.50 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
3.00 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Your first three Virtual Cards are free of charge, but the following ones will be charged with 3 Euro issuing fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
20.00 EUR
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
Each card is subject to an associated cost. Physical cards cost €20, while virtual cards cost €2.50.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
9.99 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Your first physical card costs 9,99 Euro and you have to pay a delivery fee of 5,99 Euro (for Romania) or 12,99 (for International – only EEA). The following ones will be charged with 9,99 Euro + the...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cards | ||
| Shipping (differs) |
5.99 EUR – 9.99 EUR
xportal.com checked 30 Oct 2026
Two sources, two values
Shown5.99 EUR – 9.99 EUR
xportal.comchecked 30 Oct 2026
| Card delivery | €5,99 (RO) / €9,99 (INT) |Differing5.99 EUR – 12.99 EUR help.xportal.comfetched 30 Oct 2026 Your first physical card costs 9,99 Euro and you have to pay a delivery fee of 5,99 Euro (for Romania) or 12,99 (for International – only EEA).Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Monthly fee (differs) |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
0.00 EUR
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Our everyday use debit card is fresh, it's mint and, most importantly, it's FREE.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 EUR/month or 0.00 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
0.99 EUR/month or 8.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean?
9.99 EUR/month or 69.99 EUR/year
bitsacard.com checked 29 Oct 2026
Source and check
Source
bitsacard.com
Wording at the source
### free ### move ### pro Plan price €0 €0.99/month · €8.99/year €9.99/month · €69.99/yearChecked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
|
| Top-up fee | ||
| Crypto deposit fee | ||
| Crypto conversion fee | ||
| Foreign currency fee | ||
| FX free allowance | ||
| Minimum FX fee | ||
| ATM fee | ||
| Transaction fee | ||
| Cross-border fee | ||
| Withdrawal fee | ||
| Activation fee | ||
| Minimum top-up | ||
| Declined payment fee | ||
| Refund fee | ||
| Inactivity fee | ||
| Minimum monthly spend | ||
| Inactivity rule | ||
| Card replacement (differs) |
5.00 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Yes, you will be charged 5 Euro + the delivery fee of 5,99 Euro (for Romania) or 9,99 Euro (for International – EEA only).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Rewards | ||
| Cashback (differs) |
0.1 % (holding from 5 · cap 5.00 EUR/month); 0.2 % (holding from 25 · cap 10.00 EUR/month); 0.3 % (holding from 100 · cap 15.00 EUR/month); 0.4 % (holding from 500 · cap 20.00 EUR/month); 0.5 % (holding from 2,000 · cap 30.00 EUR/month); 0.1 % (holding from 25 · cap 5.00 EUR/month); 0.2 % (holding from 125 · cap 10.00 EUR/month); 0.3 % (holding from 500 · cap 15.00 EUR/month); 0.4 % (holding from 2,500 · cap 20.00 EUR/month); 0.5 % (holding from 10,000 · cap 30.00 EUR/month) · in EGLD
|
|
| Referral bonus (invited friend) | ||
| Referral bonus (you) | ||
| Welcome bonus | ||
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at Bitsa Card · xPortal Card: promotions and bonuses as well as warnings and incidents.