Comparison
Bitypay Visa Infinite Card vs. Tuyo Card: fees, limits & KYC
-
bitypay.io29 Oct 2026
Image source
Source
bitypay.io
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Bitypay Visa Infinite CardBitypay
-
tuyo.com29 Oct 2026
Image source
Source
tuyo.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Tuyo CardTuyo
In short
- Tuyo Card has the lowest monthly fee (0.00 USD).
- Tuyo Card has the lowest foreign currency fee (1 %).
- Tuyo Card ask for the least (ID document).
- Tuyo Card has the higher score (61.39).
| Attribute |
Bitypay Visa Infinite CardBitypay
Requires KYC
Private & business
Virtual
Physical
|
Tuyo CardTuyo
Requires KYC
Private
Virtual
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 79 | 92 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 60 | 74 |
| AvailabilityWeight 10 % | not scored | not scored |
| RewardsWeight 10 % | not scored | not scored |
| TrustWeight 10 % | 59 | 54 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form (differs) |
debit
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
The Bitypay Card is a Visa-branded card collateralised by your own USDC held in a non-custodial wallet ("Collateral"). The Card is not a credit card and not a deposit account: every authorised transac...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Card types (differs) |
virtual, physical
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Freeze it from the app immediately. If you have a virtual card you can replace the number with one click. For physical cards, contact support and we issue a replacement.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Coming soon. Until then, it lives in your phone.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
A Visa Infinite card backed by the USDC you hold in your own wallet. Spend it anywhere Visa is accepted — and never hand over your keys.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
### It's a Visa cardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody |
smart wallet
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
The collateral behind your card lives in a smart-contract wallet that only you control. Bitypay never holds your funds or your recovery phrase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
Independent access is possible when your signer is authorized and the required contracts and transaction infrastructure are available on the network. Tuyo uses ZeroDev Kernel smart accounts; the versi...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding model |
stablecoin balance
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
You hold USDC as collateral on Base or Arbitrum, and that collateral backs your card. When you pay, the purchase is processed over the Visa network and your collateral supports the card. No manual con...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies |
USD
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Transparent and all in USD. No fee on USDC top-ups — the fees listed below are disclosed up front. Other fees may apply; see the full schedule.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Tuyo Card has no issuance, monthly or yearly fee. A 1% FX fee applies to purchases in a currency other than USD, and the card provider charges a 1% fee on purchases outside the US. Both can apply toge...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs) |
personal, business
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
A dedicated business workspace, isolated from personal accounts, with two-factor login and encrypted card details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The Tuyo card cannot be issued to consumers residing in these U.S. states and territories:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor |
not published
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
This Cardholder Agreement ("Agreement") governs your use of the BitypayVisa card ("Card") issued by Codego Group's licensed card-issuing partner ("Issuer") and serviced through the Bitypay platform.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Fiat services, including conversions and virtual account numbers, are provided through Bridge. Tuyo works with Rain for card issuance services, with cards issued by licensed partner institutions. Brid...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
KYC level, plan, user setting
bitypay.io checked 30 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Can I use the card at ATMs? Yes, anywhere Visa is accepted. ATM withdrawal fees and limits are in the in-app fee schedule and depend on the issuing partner and your card tier. Foreign currency spend...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
unknown |
| Cards per account | unknown | unknown |
| Availability | ||
| Available in | unknown | unknown |
| Crypto | ||
| Supported assets |
USDC
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Today we only accept USDC. Other stablecoins (USDT, EURC) may be added later based on demand.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USDC
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Compatible tokens | USDC on Base (convert inside Tuyo) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | unknown |
| Top-up networks (differs) |
Ethereum, Arbitrum, Base
bitypay.io checked 29 Oct 2026
Two sources, two values
ShownEthereum, Arbitrum, Base
bitypay.iochecked 29 Oct 2026
You fund the Card by sending USDC from any wallet to your unique deposit address on a supported EVM network (Ethereum, Base or Arbitrum).DifferingArbitrum, Base bitypay.iofetched 29 Oct 2026 Live today: Base and Arbitrum One.The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
Ethereum, BNB Smart Chain, Polygon, Arbitrum, Base
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card is powered by USDC on Base. You can deposit USDC (or any token) on Base, Ethereum, Arbitrum, BNB Smart Chain (BSC), or Polygon, and convert to Base USDC inside Tuyo.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) |
No
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Today we only accept USDC. Other stablecoins (USDT, EURC) may be added later based on demand.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Accepted wherever Visa is accepted — over 150 million merchant locations worldwide, online and in-store, plus ATM withdrawals. Apple Pay and Google Pay supported.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| Mobile wallets | Apple Pay & Google Pay |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
The Card may be used anywhere Visa is accepted, online or in-store, including ATM cash withdrawals where supported.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| ATM withdrawals | Supported at Visa ATMs — up to $250 per withdrawal (details) |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Add it to your phone and pay with a tap.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.50 USD
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Virtual card setup (per card issued) per transaction $0.50Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
19.90 USD
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Physical card — issuance & shipping (charged to cardholder) $19.90Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not applicable
tuyo.com checked 29 Oct 2026
Source and check
Source
tuyo.com
Wording at the source
Not yet. A physical card is in the works and will be available soon.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | unknown |
| Shipping (differs) |
not published
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Physical card — issuance & shipping (charged to cardholder) $19.90Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Monthly fee (differs) |
5.00 USD
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Account residency — Visa Infinite per card / month $5.00Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee |
0.00 USD
bitypay.io checked 30 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Zero deposit fees — you only pay the network gas to move USDC (cents on L2). No annual fee on the Standard tier. Other fees may apply and are disclosed in the fee schedule.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 USD
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
The card has no issuance fee and no monthly or yearly fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up fee | unknown | unknown |
| Crypto deposit fee (differs) |
free
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Are there deposit fees? Zero from Bitypay. You pay only your wallet's network gas (≈ $0.001 on Base / Arbitrum).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee (differs) |
1.99 %
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
FX fee — non-USD transactions (end-user) % of amount 1.99%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
1 %
help.tuyo.com checked 29 Oct 2026
Source and check
Source
help.tuyo.com
Wording at the source
| FX fee | 1% when you spend in a currency other than USD |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee (differs) |
free
bitypay.io checked 29 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Prices are set by Bitypay. Card spend at merchants carries no extra Bitypay fee beyond the FX markup shown above where applicable. ATM operator and network conditions may apply. All amounts in USD.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Cross-border fee (differs) |
0 %
bitypay.io checked 30 Oct 2026
Source and check
Source
bitypay.io
Wording at the source
Prices are set by Bitypay. Card spend at merchants carries no extra Bitypay fee beyond the FX markup shown above where applicable. ATM operator and network conditions may apply. All amounts in USD.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |
| Rewards | ||
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |
Highlighted rows differ.
Early warning
Watch both cards
One mail when something changes at Bitypay Visa Infinite Card · Tuyo Card: promotions and bonuses as well as warnings and incidents.