Comparison
Bleap Card vs. Wirex One Card (EEA): fees, limits & KYC
-
Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Bleap CardBleap
-
Illustration Drawn by us from the provider logo and card colours, not the official card picture. Drawn on Wirex One Card (EEA)Wirex
In short
- Wirex One Card (EEA) ask for the least (ID document).
- Bleap Card has the higher score (62.78).
| Attribute |
|
|
|---|---|---|
| Score | average | average with variant Premium: 60 with variant Elite: 60.75 with variant Private: 61.5 with variant Bespoke: 62.63 |
| CostsWeight 25 % | 100 | 75 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 81 | 90 |
| AvailabilityWeight 10 % | 23 | 48 |
| RewardsWeight 10 % | 67 | 10 |
| TrustWeight 10 % | 81 | 83 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | Not for nationals of: United States, Türkiye, Morocco, Syria +40 more | – |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
The Card Services enable use of a Mastercard® debit card exclusively for your self-custodial Bleap Wallet via your direct-debit authorisation.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
debit
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.9. The Wirex Card does not provide any credit facility.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Virtual and physical cards availableChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
virtual
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network (differs) |
Mastercard
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
The Card Services enable use of a Mastercard® debit card exclusively for your self-custodial Bleap Wallet via your direct-debit authorisation.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Visa
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Wirex One's crypto-enabled card is available to any user, and offers up to 8% cashback on any purchase, anywhere Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
smart wallet
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
"Bleap Wallet" means your self-custodial/account-abstraction smart account supported by Bleap (you control the private keys).Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
smart wallet
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
3.3. The Self-Custodial Wallet is a non-custodial smart contract account that enables you to directly access and manage your digital assets and interact with on-chain functionality on Wirex One.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Funding model |
stablecoin balance
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
- Payments are made using the balance displayed in your Bleap wallet. This balance must be funded with supported stable assets, such as USDC or EURE.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
stablecoin balance
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
- Stablecoin-funded card with up to 8% cashback in USD** instantly spendable in everyday lifeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, USD
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
- The card supports payments in specific fiat currencies: USD and EUR. These are the only currencies that can be used for transactions with the Bleap debit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
EUR
help.wirexapp.com checked 29 Oct 2026
Source and check
Source
help.wirexapp.com
Wording at the source
The billing currency for the European Economic Area is EUR, GBP for the United Kingdom, AUD for Australia, SGD for the APAC region, and USD for the United States.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
These limits are designed to ensure cashback is used for genuine personal spending and to prevent misuse.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
personal
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
has today launched Wirex One, the first stablecoin neobank built for the growing segment of mass affluent consumers, to the public.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Unlimit EU Ltd (Central Bank of Cyprus EMI, company number HE 328641)
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
"Unlimit" / "Issuer" means Unlimit EU Ltd (company number HE 328641), 125 Griva Digeni, Limassol 3101, Cyprus, licensed and regulated by the Central Bank of Cyprus as an electronic money institution,...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Wirex Limited
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Card-based Regulated Services is provided by Wirex Limited, a company incorporated in England and Wales (company number 09334596), authorised and regulated by the Financial Conduct Authority as an ele...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on |
KYC level
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
Bleap has different account limits and features based on how much you've verified and your specific settings. Higher tiers unlock higher transaction limits and additional features.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
KYC level
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card comes with spending and withdrawal limits designed to keep your account secure. Some limits can be increased through additional verification.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) | unknown |
Available in 73 countries and regions
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Below is the current list of countries where Wirex One Card is available. Availability changes as we roll out new markets. If your country isn't listed yet, check back — we're expanding coverage regu...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDC, EURe
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
- Payments are made using the balance displayed in your Bleap wallet. This balance must be funded with supported stable assets, such as USDC or EURE.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Select your token — compatible networks appear automatically.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
Solana, Arbitrum, Base
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
- Base - Arbitrum - SolanaChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Which networks are supported?Supported networks are shown in the app when you select a token.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up |
Yes
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
Share your dedicated IBAN with whoever is sending you money. A friend, employer, or payment platform. When they make a SEPA transfer to it, the EURe will appear in your Bleap balance automatically.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Bank Transfer (SEPA) — Fund your EUR account directly from any SEPA-supported bank.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Start spending in minutes. Activate your virtual Bleap card and start paying immediately with Apple Pay or Google Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for cont...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawals |
Yes
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Order your Bleap card and use it everywhere cards are accepted. Tap in-store, pay online, or withdraw at ATMs worldwide with no fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.3. To set up your Personal Identification Number (PIN), you must follow the instructions available within your Profile. Your PIN is required to complete certain transactions, including ATM withdrawa...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless |
Yes
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Order your Bleap card and use it everywhere cards are accepted. Tap in-store, pay online, or withdraw at ATMs worldwide with no fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.4. A transaction is authorised when you enter your PIN, use contactless functionality, provide card credentials online, or confirm the transaction in-app.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 EUR
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
0.00 EUR
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping | unknown |
Standard:
unknown
1 more country/regionEEA: 5.00 EUR – 15.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| European Economic Area | DHLWorldMail (not trackable) | 5 EUR | | | European Economic Area | DHL Express ( trackable) | 15 EUR | |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 EUR
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0.00 EUR
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Wirex One membership is a tiered programme that links your benefits to your portfolio structure. From the moment you open a Wirex One account, you start benefiting from the membership. There is no sub...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 EUR
bleap.finance checked 28 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Cards are free. Bleap charges no issuance, monthly, usage or exchange fees for Card activity.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0 %
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
- Crypto-to-fiat conversion at payment: 0%, no markupChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Is there a fee?Fees are shown in full on the Review screen before you confirm.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee |
0 %
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
0 FX markups. Pay abroad at real rates, always with the best rates.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
0 %
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Foreign Exchange Fee | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance (differs) | unknown |
not applicable
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum FX fee (differs) |
0.00 EUR
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
If you transact in a different currency, the amount is converted at the Mastercard network rate applicable at processing time. Bleap adds no FX markup or fee.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| ATM fee (differs) |
free (ATM operator surcharges may apply; 3 withdrawals and EUR 400 per rolling 30 days)
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Free withdrawals worldwide. Use ATMs at home or abroad without Bleap fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Transaction fee (differs) |
free
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
No fees are charged by Bleap when paying with card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Cross-border fee (differs) |
0 %
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Spend worldwide with one card and no FX markups or foreign transaction fees.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
not published
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Paying abroad — Many payments abroad come with no extra fees. Depending on your card type, a payment processed by a merchant in another country may include an additional charge, even when no currenc...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
1–20 %
bleap.finance checked 29 Oct 2026
Source and check
Source
bleap.finance
Wording at the source
Earn up to 20% cashback on every purchase. It's credited automatically to your balance in USDC, not points or vouchers, so you can use it however you like.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) (differs) |
Physical Bleap card
help.bleap.finance checked 29 Oct 2026
Source and check
Source
help.bleap.finance
Wording at the source
The physical Bleap card is available exclusively through the referral program. This means you must invite a friend to join Bleap and ensure they complete specific actions to qualify. There are no alte...Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Bleap Card · Wirex One Card (EEA): promotions and bonuses as well as warnings and incidents.