Comparison
Avalanche Card vs. Wirex One Card (EEA): fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Avalanche CardAvalanche Card
-
Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Wirex One Card (EEA)Wirex
In short
- Avalanche Card has the higher score (71.77).
| Attribute |
Avalanche CardAvalanche Card
Requires KYC
Private
Virtual
Physical
|
Wirex One Card (EEA)Wirex
Requires KYC
Private
Virtual
Physical
Metal
|
|---|---|---|
| Score | good | average with variant Premium: 60 with variant Elite: 60.75 with variant Private: 61.5 with variant Bespoke: 62.63 |
| CostsWeight 25 % | 100 | 75 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 80 | 90 |
| AvailabilityWeight 10 % | 96 | 48 |
| RewardsWeight 10 % | not scored | 10 |
| TrustWeight 10 % | 81 | 83 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card form (differs) |
credit
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
The issuer of the credit card program is Third National under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.9. The Wirex Card does not provide any credit facility.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual, physical
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
You can request up to 3 virtual cards and 1 physical card per account. Only one virtual card and one physical card can be active at a time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean?
virtual, physical, metal
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card network |
Visa
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Wirex One's crypto-enabled card is available to any user, and offers up to 8% cashback on any purchase, anywhere Visa is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Custody |
smart wallet
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
When you sign up for the Avalanche App, you will be asked to create a non-custodial smart wallet. Wallets are created for you by third parties and will require you to agree to the third party terms an...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
3.3. The Self-Custodial Wallet is a non-custodial smart contract account that enables you to directly access and manage your digital assets and interact with on-chain functionality on Wirex One.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? History What does [s] mean? |
| Funding model (differs) |
credit line
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
Cards are issued either by the issuer identified on the back of the Avalanche Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
stablecoin balance
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
- Stablecoin-funded card with up to 8% cashback in USD** instantly spendable in everyday lifeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
USD
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
You, through one or more of your Linked Wallet or Additional Wallets, will be required to post Collateral that has Market Value in United States Dollars ("USD") equal to each dollar that is charged to...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR
help.wirexapp.com checked 29 Oct 2026
Source and check
Source
help.wirexapp.com
Wording at the source
The billing currency for the European Economic Area is EUR, GBP for the United Kingdom, AUD for Australia, SGD for the APAC region, and USD for the United States.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Usage |
personal
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
solely for your personal, non-commercial use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
wirexapp.com checked 30 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
has today launched Wirex One, the first stablecoin neobank built for the growing segment of mass affluent consumers, to the public.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Third National
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Wirex Limited
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
Card-based Regulated Services is provided by Wirex Limited, a company incorporated in England and Wales (company number 09334596), authorised and regulated by the Financial Conduct Authority as an ele...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Limits depend on (differs) | unknown |
KYC level
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card comes with spending and withdrawal limits designed to keep your account secure. Some limits can be increased through additional verification.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in (differs) | unknown |
Available in 73 countries and regions
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Below is the current list of countries where Wirex One Card is available. Availability changes as we roll out new markets. If your country isn't listed yet, check back — we're expanding coverage regu...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs) |
USDT, USDC, AVAX, WAVAX
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Currently supporting USDC, USDT, AVAX and WAVAX.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Select your token — compatible networks appear automatically.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) | unknown |
only in the app
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Which networks are supported?Supported networks are shown in the app when you select a token.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fiat top-up (differs) | unknown |
Yes
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Bank Transfer (SEPA) — Fund your EUR account directly from any SEPA-supported bank.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Manage your cards, add to Apple Wallet or Google Pay and close anytime, all in-app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Your Wirex One card works like any Visa debit card. Make purchases online and in-store wherever Visa is accepted, withdraw cash at ATMs worldwide, and add your card to Apple Pay or Google Pay for cont...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? History What does [s] mean? |
| ATM withdrawals (differs) | unknown |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.3. To set up your Personal Identification Number (PIN), you must follow the instructions available within your Profile. Your PIN is required to complete certain transactions, including ATM withdrawa...Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Contactless (differs) | unknown |
Yes
wirexapp.com checked 28 Oct 2026
Source and check
Source
wirexapp.com
Wording at the source
9.4. A transaction is authorised when you enter your PIN, use contactless functionality, provide card credentials online, or confirm the transaction in-app.Checked Verified Check overdue · last 28 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Virtual Card Issuance: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Physical Card: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| Type | UK | EEA | APAC | SG | AU | Other | |---|---|---|---|---|---|---| | Card Issuance | Free | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
0.00 USD – 0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Card Shipping: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionEEA: 5.00 EUR – 15.00 EUR help.wirexapp.com checked 29 Oct 2026 Source and check Source help.wirexapp.com Wording at the source| European Economic Area | DHLWorldMail (not trackable) | 5 EUR | | | European Economic Area | DHL Express ( trackable) | 15 EUR | |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Monthly fee (differs) |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Monthly Account Fee: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Wirex One membership is a tiered programme that links your benefits to your portfolio structure. From the moment you open a Wirex One account, you start benefiting from the membership. There is no sub...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| Annual fee |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the source| Annual Fees | Annual Fees | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
0 %
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
No gas fees or conversion fees are charged by Avalanche Card*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
only in the app
wirexone.freshdesk.com checked 28 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
Is there a fee?Fees are shown in full on the Review screen before you confirm.Checked Verified Check overdue · last 28 Oct 2026 Add this value? Unchanged since 28 Oct 2026 What does [s] mean? |
| Foreign currency fee (differs) |
Standard:
unknown
2 more countries/regionsrest of world: 3 % legal.avalanchecard.com checked 29 Oct 2026 Two sources, two values Shown3 % legal.avalanchecard.comchecked 29 Oct 2026## - Foreign Exchange Fee (non USD): up to 3%Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: 2 % legal.avalanchecard.com checked 29 Oct 2026 Two sources, two values Shown2 % legal.avalanchecard.comchecked 29 Oct 2026 | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
wirexone.freshdesk.com checked 29 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Foreign Exchange Fee | Free | Free | Free | Free | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 28 Oct 2026 What does [s] mean? |
| FX free allowance (differs) | unknown |
not applicable
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
| Benefit | Base | Premium | Elite | Private | Bespoke | |---|---|---|---|---|---| | Card type | Virtual | Plastic | Plastic | Metal | Metal | | Foreign Exchange Fee | Free | Free | Free | Free | Free...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Minimum FX fee | unknown | |
| ATM fee |
Standard:
unknown
2 more countries/regionsrest of world: not applicable legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the sourceCash advances and balance transfers are not available under these Card Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: free legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the source | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction fee | unknown | |
| Cross-border fee (differs) | unknown |
not published
wirexone.freshdesk.com checked 30 Oct 2026
Source and check
Source
wirexone.freshdesk.com
Wording at the source
- Paying abroad — Many payments abroad come with no extra fees. Depending on your card type, a payment processed by a merchant in another country may include an additional charge, even when no currenc...Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
only in the app
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
Earning Rates. Avax Points are earned at rates published in the Avalanche Card app. Earning Rates may be structured as a flat rate across all Eligible Spend or as category-based rates that vary by mer...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Avalanche Card · Wirex One Card (EEA): promotions and bonuses as well as warnings and incidents.