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Comparison

ether.fi Cash Card vs. Wirex One Card (EEA): fees, limits & KYC

In short

  • Wirex One Card (EEA) has the lowest foreign currency fee (0 %).
  • ether.fi Cash Card has the best score (71.78).
Show

differs best value same for all

Attribute Illustration: Core ether.fi Cash Cardether.fi Illustration: Base Wirex One Card (EEA)Wirex
Overview Requires KYC Private & business Virtual Physical Requires KYC Private Virtual Physical Metal
Score good average
CostsWeight 25 % 90 75
KYC and privacyWeight 20 % 35 35
FeaturesWeight 15 % 100 90
AvailabilityWeight 10 % 68 48
RewardsWeight 10 % 77 10
TrustWeight 10 % 73 83
CommunityWeight 10 % 57 not scored
KYC KYC: ID document KYC: ID document
Limits (entry level)
  • Spending per 24 hours: 50,000 USD
  • Spending per month: 1,000,000 USD
  • ATM per transaction: 5,000 USD
+2
  • Spending per month: 30,000 EUR
  • ATM per day (physical card): 750 EUR
  • ATM per month (physical card): 5,000 EUR
+1
Basics
Card form (differs)
credit help.ether.fi checked 29 Oct 2026
debit wirexapp.com checked 28 Oct 2026
Card types (differs)
virtual, physical help.ether.fi checked 29 Oct 2026
virtual wirexone.freshdesk.com checked 29 Oct 2026
Card networksame for all
Visa help.ether.fi checked 29 Oct 2026
Visa wirexapp.com checked 30 Oct 2026
Custodysame for all
smart wallet help.ether.fi checked 29 Oct 2026
smart wallet wirexapp.com checked 30 Oct 2026
Funding model
unknown
stablecoin balance wirexapp.com checked 30 Oct 2026
Card currencies (differs)
EUR, USD help.ether.fi checked 29 Oct 2026
EUR help.wirexapp.com checked 29 Oct 2026
Usage (differs)
personal, business help.ether.fi checked 29 Oct 2026
personal wirexapp.com checked 30 Oct 2026
Issuer / BIN sponsor (differs)
Third National etherfi.gitbook.io checked 29 Oct 2026
Wirex Limited wirexapp.com checked 28 Oct 2026
Limits depend on (differs)
user setting help.ether.fi checked 29 Oct 2026
KYC level wirexone.freshdesk.com checked 28 Oct 2026
Cards per account
unknown
unknown
Unknown for allCards per account
Availability
Available in (differs)
Available in 89 countries and regions help.ether.fi checked 29 Oct 2026
Available in 73 countries and regions wirexone.freshdesk.com checked 30 Oct 2026
Crypto
Supported assets (differs)
BTC, ETH, USDT, USDC, EURC, OP, HYPE, USDT0, WETH, E U S D, Frx U S D, ZCHF help.ether.fi checked 29 Oct 2026
+ 10 more BTCETHUSDTUSDCEURCOPHYPEUSDT0WETHE U S DFrx U S DZCHFWe E T HE B T CETHFIS E T H F IWHYPEBe H Y P EPAXGLiquid E T HLiquid B T CLiquid U S D
only in the app wirexone.freshdesk.com checked 29 Oct 2026
Number of supported assets
unknown
unknown
Top-up networks (differs)
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Gnosis, Mantle, Celo, Kaia help.ether.fi checked 29 Oct 2026
only in the app wirexone.freshdesk.com checked 29 Oct 2026
Fiat top-upsame for all
Yes help.ether.fi checked 29 Oct 2026
Yes wirexone.freshdesk.com checked 29 Oct 2026
Unknown for allNumber of supported assets
Payments
Mobile walletssame for all
Apple Pay Google Pay help.ether.fi checked 29 Oct 2026
Apple Pay Google Pay wirexone.freshdesk.com checked 28 Oct 2026
ATM withdrawalssame for all
Yes help.ether.fi checked 29 Oct 2026
Yes wirexapp.com checked 28 Oct 2026
Contactlesssame for all
Yes help.ether.fi checked 29 Oct 2026
Yes wirexapp.com checked 28 Oct 2026
Fees
Virtual card issuance
0.00 USD help.ether.fi checked 29 Oct 2026
Standard: unknown
1 more country/region EEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026
Physical card issuance
50.00 USD help.ether.fi checked 29 Oct 2026
Standard: unknown
1 more country/region EEA: 0.00 EUR help.wirexapp.com checked 29 Oct 2026
Free cards
unknown
unknown
Shipping
unknown
Standard: unknown
1 more country/region EEA: 5.00 EUR – 15.00 EUR help.wirexapp.com checked 29 Oct 2026
Monthly fee
unknown
0.00 EUR wirexone.freshdesk.com checked 29 Oct 2026
Annual fee
0.00 USD help.ether.fi checked 29 Oct 2026
unknown
Top-up fee
unknown
unknown
Crypto deposit fee
unknown
unknown
Crypto conversion fee
unknown
only in the app wirexone.freshdesk.com checked 28 Oct 2026
Foreign currency fee (differs)
0.5 % help.ether.fi checked 29 Oct 2026
0 % wirexone.freshdesk.com checked 29 Oct 2026
FX free allowance
unknown
not applicable wirexone.freshdesk.com checked 30 Oct 2026
Minimum FX fee
unknown
unknown
ATM fee
unknown
unknown
Transaction fee
unknown
unknown
Cross-border fee
unknown
not published wirexone.freshdesk.com checked 30 Oct 2026
Withdrawal fee
unknown
unknown
Activation fee
unknown
unknown
Minimum top-up
unknown
unknown
Declined payment fee
unknown
unknown
Refund fee
unknown
unknown
Inactivity fee
unknown
unknown
Minimum monthly spend
unknown
unknown
Inactivity rule
unknown
unknown
Card replacement
unknown
unknown
Unknown for allFree cards · Top-up fee · Crypto deposit fee · Minimum FX fee · ATM fee · Transaction fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement
Rewards
Cashback (differs)
3 % (First $2,000); 1 % ($2,001 – $3,000); 0.5 % (Above $3,000) · in ETHFI
0.5 % · in USD · requires token holding or staking
Referral bonus (invited friend)
unknown
unknown
Referral bonus (you)
0.1 % of card spend help.ether.fi checked 29 Oct 2026
unknown
Welcome bonus
unknown
unknown
Unknown for allReferral bonus (invited friend) · Welcome bonus

Values of the chosen variant; without a choice the entry variant (first in the provider's order).

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