Comparison
ether.fi Cash Card vs. OrbitX Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
ether.fi Cash Cardether.fi
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orbitxpay.com30 Oct 2026
Image source
Source
orbitxpay.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
OrbitX CardOrbitX
In short
- ether.fi Cash Card has the lowest monthly fee (unknown).
- ether.fi Cash Card has the lowest foreign currency fee (0.5 %).
- ether.fi Cash Card has the best score (71.78).
| Attribute |
ether.fi Cash Cardether.fi
|
OrbitX CardOrbitX
|
|---|---|---|
| Overview | Requires KYC Private & business Virtual Physical | Requires KYC Private Virtual Physical Metal |
| Score | good with variant Luxe: 61.4 with variant Pinnacle: 61.89 with variant VIP: 74.86 | average with variant OrbitX Lux: 61.73 |
| CostsWeight 25 % | 90 | 54 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 71 |
| AvailabilityWeight 10 % | 68 | 97 |
| RewardsWeight 10 % | 77 | not scored |
| TrustWeight 10 % | 73 | 81 |
| CommunityWeight 10 % | 57 | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card formsame for all |
credit
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash works just like you would expect from any other Visa credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX CARDHOLDER AGREEMENT – SET LINE OF CREDITChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The ether.fi Cash card is included with your ether.fi ether.fi Cash membership, and is available as both a virtual and physical credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo $12/paid annually $12/paid annually Visa Platinum Visa Platinum 100$ (Plastic Card) 100$ (Plastic Card) YesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
virtual, metal
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $30/paid annually $30/paid annually Visa Signature Visa Signature $350 (Metal Card) $350 (Metal Card) YesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash works just like you would expect from any other Visa credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Featuring one of the most powerful crypto cards available today. Powered by Visa.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custodysame for all |
smart wallet
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Add funds to your Safe by depositing any supported token. These funds become available for spending in Direct Pay mode or as collateral in Credit mode.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
The Collateral will be owned by you at all times and held in your custody within one or more smart contracts on the Supported Blockchains. OrbitX will only have access to the Collateral during or afte...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
credit line
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
The credit limit will be determined, in part, by the amount of available Collateral (as defined below).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card currencies (differs)same for all |
EUR, USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Foreign exchange (FX) rates apply when you make a transaction in a currency other than USD or EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
If you make a transaction in a foreign currency, the Payment Card Network will convert it into a U.S. dollar amount. The Payment Card Network will use its currency conversion procedures in effect when...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal, business
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
You will use the OrbitX Card for personal, family, or household use.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
etherfi.gitbook.io checked 29 Oct 2026
Source and check
Source
etherfi.gitbook.io
Wording at the source
The Ether.Fi Card is issued by Third National pursuant to a license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on (differs)same for all |
user setting
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi doesn't set a maximum spending limit on Cash cards, you do. Your card and your vault each have their own spending limits, which you control and can raise or lower at any time in the app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
plan
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $0.00 $0.00 Unlimited Unlimited Unlimited Unlimited $1,000 $1,000Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | ||
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all |
Available in 89 countries and regions
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below. Physical-card delivery is not available in every eligible Cash region. Eligibility is...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto | ||
| Supported assets (differs)same for all |
BTC, ETH, USDT, USDC, EURC, OP, HYPE, USDT0, WETH, E U S D, Frx U S D, ZCHF
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
# Stablecoins | Asset | Supported network(s) | |---|---| | USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 10 moreBTCETHUSDTUSDCEURCOPHYPEUSDT0WETHE U S DFrx U S DZCHFWe E T HE B T CETHFIS E T H F IWHYPEBe H Y P EPAXGLiquid E T HLiquid B T CLiquid U S D |
USDT, USDC
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
USDT, USDC USDT, USDC Polygon, BaseChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assetssame for all | ||
| Top-up networks (differs)same for all |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Gnosis, Mantle, Celo, Kaia
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, G...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Polygon, Base
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Polygon, Base Polygon, Base Solana, TronChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Looking to fund your Vault through a bank transfer? See our available options here:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Apple Pay & Google Pay | ✅ | ✅ | ✅ | ✅ |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Apple Pay T&CGoogle Pay T&CChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can withdraw cash from ATMs with your ether.fi card. The same limits apply to every membership level.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo Global Global $0.00 $0.00Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Contactless payments | ✅ | ✅ | ✅ | ✅ |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
10.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
10.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | $10 | $100 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Physical card issuance (differs)same for all |
50.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Core does not include a free physical card, so the physical-card fee applies when you order one. Learn which regions have a $10 first-virtual-card fee. | Tier | Virtual Card Fee | Physical Card Fee |...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
100.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
100.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | $10 | $100 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| | Core All ether.fi Cash members | Luxe Luxe | Pinnacle Pinnacle | VIP Invitation only | |---|---|---|---|---| | Referral rewards(Now Affiliate) | 1% cashback on referral purchases | 1% cashback on...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
100.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Visa Platinum Visa Platinum 100$ (Plastic Card) 100$ (Plastic Card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | ||
| Shippingsame for all | ||
| Monthly feesame for all | ||
| Annual fee (differs)same for all |
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Earn it with points | Free | 5K pts | 25K pts | – |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
199.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
999.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Buy it for the year (annual membership) | – | $199/yr | $999/yr | – |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
12.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo $12/paid annuallyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
30.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux $30/paid annuallyChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Top-up feesame for all | ||
| Crypto deposit feesame for all |
free
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
2.00% 2.00% 0% 0% $2.00Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Crypto conversion feesame for all |
unknown
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Checked
Verified
Check overdue · last 30 Oct 2026
Add this value?
Unchanged since 30 Oct 2026
What does [s] mean?
|
|
| Foreign currency fee (differs)same for all |
0.5 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Core | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.25 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Luxe | 0.25% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| VIP | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
2 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Neo 20c 20c 2.00% 2.00%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
1 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
OrbitX Lux 10c 10c 1% 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | ||
| Minimum FX feesame for all | ||
| ATM feesame for all |
2 % + 2.00 USD (plus base ATM operator charges)
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$2.00 Base ATM charges + 2% + $2 Base ATM charges + 2% + $2 $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | ||
| Cross-border feesame for all |
0 %
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Cross Border Fee: 0% Deposit Fees upto 1% Penalty FeesChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Withdrawal feesame for all |
2.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
0% 0% $2.00 $2.00 Base ATM charges + 2% + $2 Base ATM charges + 2% + $2 $100Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Activation feesame for all | ||
| Minimum top-upsame for all | ||
| Declined payment feesame for all |
0.10 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$100 $100 $0.10 $0.10 OrbitX LuxChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
0.05 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
$199 $199 $0.05 $0.05Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Refund feesame for all | ||
| Inactivity feesame for all | ||
| Minimum monthly spendsame for all | ||
| Inactivity rulesame for all | ||
| Card replacementsame for all |
100.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
NA NA $100 $100 $0.10 $0.10Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean?
199.00 USD
orbitxpay.com checked 30 Oct 2026
Source and check
Source
orbitxpay.com
Wording at the source
Included Included $199 $199 $0.05 $0.05Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Shipping · Monthly fee · Top-up fee · Crypto conversion fee · FX free allowance · Minimum FX fee · Transaction fee · Activation fee · Minimum top-up · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule | |
| Rewards | ||
| Cashbacksame for all | ||
| Referral bonus (invited friend)same for all | ||
| Referral bonus (you)same for all |
0.1 % of card spend
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Cashback on referral spending | 0.1% | 0.2% | 0.25% | 0.3% |Checked Verified Value wrong? No earlier versions What does [s] mean? |
|
| Welcome bonussame for all | ||
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at ether.fi Cash Card · OrbitX Card: promotions and bonuses as well as warnings and incidents.