Comparison
Avalanche Card vs. ether.fi Cash Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Avalanche CardAvalanche Card
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
ether.fi Cash Cardether.fi
In short
- ether.fi Cash Card has the best score (71.78).
| Attribute |
Avalanche CardAvalanche Card
|
ether.fi Cash Cardether.fi
|
|---|---|---|
| Overview | Requires KYC Private Virtual Physical | Requires KYC Private & business Virtual Physical |
| Score | good | good with variant Luxe: 61.4 with variant Pinnacle: 61.89 with variant VIP: 74.86 |
| CostsWeight 25 % | 100 | 90 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 80 | 100 |
| AvailabilityWeight 10 % | 96 | 68 |
| RewardsWeight 10 % | not scored | 77 |
| TrustWeight 10 % | 81 | 73 |
| CommunityWeight 10 % | not scored | 57 |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
credit
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
The issuer of the credit card program is Third National under license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
credit
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash works just like you would expect from any other Visa credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
You can request up to 3 virtual cards and 1 physical card per account. Only one virtual card and one physical card can be active at a time.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The ether.fi Cash card is included with your ether.fi ether.fi Cash membership, and is available as both a virtual and physical credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card networksame for all |
Visa
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Avalanche Card is a crypto-backed Visa card that allows you to seamlessly spend your USDC and AVAX anywhere Visa is accepted.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash works just like you would expect from any other Visa credit card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
smart wallet
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
When you sign up for the Avalanche App, you will be asked to create a non-custodial smart wallet. Wallets are created for you by third parties and will require you to agree to the third party terms an...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
smart wallet
help.ether.fi checked 29 Oct 2026
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Source
help.ether.fi
Wording at the source
Add funds to your Safe by depositing any supported token. These funds become available for spending in Direct Pay mode or as collateral in Credit mode.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
credit line
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
Cards are issued either by the issuer identified on the back of the Avalanche Card issued to you, as identified in these Card Terms, or any other agreements or materials provided to you (in each case,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card currencies (differs)same for all |
USD
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
You, through one or more of your Linked Wallet or Additional Wallets, will be required to post Collateral that has Market Value in United States Dollars ("USD") equal to each dollar that is charged to...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR, USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Foreign exchange (FX) rates apply when you make a transaction in a currency other than USD or EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage (differs)same for all |
personal
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
solely for your personal, non-commercial use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal, business
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsorsame for all |
Third National
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
"Issuer" refers to the issuer of the card program. The issuer for this card program is Third National.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Third National
etherfi.gitbook.io checked 29 Oct 2026
Source and check
Source
etherfi.gitbook.io
Wording at the source
The Ether.Fi Card is issued by Third National pursuant to a license from Visa.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown |
user setting
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi doesn't set a maximum spending limit on Cash cards, you do. Your card and your vault each have their own spending limits, which you control and can raise or lower at any time in the app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per accountsame for all | unknown | |
| Unknown for all | Cards per account | |
| Availability | ||
| Available insame for all | unknown |
Available in 89 countries and regions
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
ether.fi Cash is available to eligible Personal and Corporate members in the supported jurisdictions listed below. Physical-card delivery is not available in every eligible Cash region. Eligibility is...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Crypto | ||
| Supported assets (differs)same for all |
USDT, USDC, AVAX, WAVAX
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Currently supporting USDC, USDT, AVAX and WAVAX.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
BTC, ETH, USDT, USDC, EURC, OP, HYPE, USDT0, WETH, E U S D, Frx U S D, ZCHF
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
# Stablecoins | Asset | Supported network(s) | |---|---| | USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? + 10 moreBTCETHUSDTUSDCEURCOPHYPEUSDT0WETHE U S DFrx U S DZCHFWe E T HE B T CETHFIS E T H F IWHYPEBe H Y P EPAXGLiquid E T HLiquid B T CLiquid U S D |
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown |
Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Gnosis, Mantle, Celo, Kaia
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| USDC | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, Gnosis, HyperEVM, Katana, Mantle, Polygon, Solana, Tempo | | USDT | Ethereum, OP Mainnet, Arbitrum, Base, BNB Smart Chain, Celo, G...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fiat top-upsame for all | unknown |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Looking to fund your Vault through a bank transfer? See our available options here:Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Unknown for all | Number of supported assets | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
Manage your cards, add to Apple Wallet or Google Pay and close anytime, all in-app.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Apple Pay & Google Pay | ✅ | ✅ | ✅ | ✅ |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawalssame for all | unknown |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can withdraw cash from ATMs with your ether.fi card. The same limits apply to every membership level.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown |
Yes
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Contactless payments | ✅ | ✅ | ✅ | ✅ |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuancesame for all |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Virtual Card Issuance: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Core members normally receive one free virtual Cash card. In some regions, regional pricing means the first virtual Cash card has a $10 fee instead.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
10.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
10.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | $10 | $100 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Physical Card: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
50.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
Core does not include a free physical card, so the physical-card fee applies when you order one. Learn which regions have a $10 first-virtual-card fee. | Tier | Virtual Card Fee | Physical Card Fee |...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
100.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
The card fees below apply only after you use the free-card allowance for your tier. For virtual cards, Core includes one free card outside the regions where a $10 first-virtual-card fee applies; Luxe...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
100.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | $10 | $100 |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| | Core All ether.fi Cash members | Luxe Luxe | Pinnacle Pinnacle | VIP Invitation only | |---|---|---|---|---| | Referral rewards(Now Affiliate) | 1% cashback on referral purchases | 1% cashback on...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all |
0.00 USD – 0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Card Shipping: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly feesame for all |
0.00 USD
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
- Monthly Account Fee: $0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Annual feesame for all |
Standard:
unknown
1 more country/regionUnited States: 0.00 USD legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the source| Annual Fees | Annual Fees | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Earn it with points | Free | 5K pts | 25K pts | – |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
199.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
999.00 USD
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
You can choose to skip the monthly points. You can buy Luxe ($199/year) or Pinnacle ($999/year) and get that level's benefits right away for 12 months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
not applicable
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Buy it for the year (annual membership) | – | $199/yr | $999/yr | – |Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
0 %
avalanchecard.com checked 29 Oct 2026
Source and check
Source
avalanchecard.com
Wording at the source
No gas fees or conversion fees are charged by Avalanche Card*Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency feesame for all |
Standard:
unknown
2 more countries/regionsrest of world: 3 % legal.avalanchecard.com checked 29 Oct 2026 Two sources, two values Shown3 % legal.avalanchecard.comchecked 29 Oct 2026## - Foreign Exchange Fee (non USD): up to 3%Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? United States: 2 % legal.avalanchecard.com checked 29 Oct 2026 Two sources, two values Shown2 % legal.avalanchecard.comchecked 29 Oct 2026 | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Differing1 % avalanchecard.comfetched 29 Oct 2026 - FX Fees: 1%The shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.5 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Core | 0.5% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.25 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Luxe | 0.25% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Pinnacle | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0 %
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| VIP | None |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all |
Standard:
unknown
2 more countries/regionsrest of world: not applicable legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the sourceCash advances and balance transfers are not available under these Card Terms.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? United States: free legal.avalanchecard.com checked 29 Oct 2026 Source and check Source legal.avalanchecard.com Wording at the source | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | Transaction Fees · Balance Transfer · Cash Advance · International Transaction | N/A None 2% of each transaction in U...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all | unknown | |
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all | unknown | |
| Card replacementsame for all | unknown | |
| Unknown for all | Free cards · Top-up fee · Crypto deposit fee · FX free allowance · Minimum FX fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Inactivity fee · Minimum monthly spend · Inactivity rule · Card replacement | |
| Rewards | ||
| Cashback (differs)same for all |
only in the app
legal.avalanchecard.com checked 29 Oct 2026
Source and check
Source
legal.avalanchecard.com
Wording at the source
Earning Rates. Avax Points are earned at rates published in the Avalanche Card app. Earning Rates may be structured as a flat rate across all Eligible Spend or as category-based rates that vary by mer...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all | unknown |
0.1 % of card spend
help.ether.fi checked 29 Oct 2026
Source and check
Source
help.ether.fi
Wording at the source
| Cashback on referral spending | 0.1% | 0.2% | 0.25% | 0.3% |Checked Verified Value wrong? No earlier versions What does [s] mean? |
| Welcome bonussame for all | unknown | |
| Unknown for all | Referral bonus (invited friend) · Welcome bonus | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Avalanche Card · ether.fi Cash Card: promotions and bonuses as well as warnings and incidents.