Comparison
Brighty Card vs. CoinZoom Visa Card: fees, limits & KYC
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brighty.app29 Oct 2026
Image source
Source
brighty.app
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
Brighty CardBrighty
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coinzoom.com29 Oct 2026
Image source
Source
coinzoom.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
CoinZoom Visa CardCoinZoom
In short
- CoinZoom Visa Card has the lowest foreign currency fee (0 %).
- CoinZoom Visa Card ask for the least (ID document).
- CoinZoom Visa Card has the higher score (64.61).
| Attribute |
Brighty CardBrighty
Requires KYC
Private
Virtual
|
CoinZoom Visa CardCoinZoom
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average with variant Plus: 56.04 with variant Pro: 56.31 | average |
| CostsWeight 25 % | 88 | 93 |
| KYC and privacyWeight 20 % | 18 | 35 |
| FeaturesWeight 15 % | 92 | 100 |
| AvailabilityWeight 10 % | 24 | 46 |
| RewardsWeight 10 % | 13 | 27 |
| TrustWeight 10 % | 79 | 70 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID + proof of address | KYC: ID document |
| Limits (entry level) |
|
|
| Basics | ||
| Card form |
debit
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card types (differs) |
virtual
help.brighty.app checked 29 Oct 2026
Two sources, two values
Shownvirtual
help.brighty.appchecked 29 Oct 2026
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Differingvirtual, physical help.brighty.appfetched 29 Oct 2026 Select "Virtual Card" or "Physical Card"Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? |
virtual, physical
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Download the CoinZoom app, complete identity verification, and your virtual card is ready immediately. Physical cards ship free for Silver tier and above.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card network |
Visa
brighty.app checked 29 Oct 2026
Two sources, two values
ShownVisa
brighty.appchecked 29 Oct 2026
Card means a payment instrument that uses the Visa network, issued by Wallester and which the Cardholder may use to perform Operations. The Card can be a Chip&Pin Card or a Virtual Card;DifferingMastercard brighty.appfetched 29 Oct 2026 Powered by MastercardThe shown value comes from the more binding source (terms and fee schedules rank above help pages, product pages and app stores). Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Visa
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom Visa Debit CardChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custody (differs) |
custodial
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Virtual accounts, payment cards, custody, and on/off ramp services are provided by licensed partners.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Funding model |
converted on spend
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
No delays—convert your crypto into spending power instantly.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
converted on spend
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
AED, EUR, GBP, USD
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownAED, EUR, GBP, USD
help.brighty.appchecked 29 Oct 2026
At the moment, the Brighty App supports the following fiat currencies: - EUR - USD - GBP - AEDDifferingEUR, GBP, USD help.brighty.appfetched 29 Oct 2026 - Fiat currency accounts (currently available currencies) - EUR, GBP and USD (upon request)Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Any asset in your CoinZoom wallet. The app automatically converts your chosen crypto to USD at the point of sale — no manual steps needed.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usage |
personal
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester Consumer Debit Card TermsChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You agree that the Card will be used primarily for personal, family and household purposes only and not for business use.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
Wallester AS
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Wallester means Wallester AS (registration number 11812882), the payment services provider, registered office at F.R. Kreutzwaldi 4, 10120 Tallinn, Estonia, which holds activity license No. 4.1-1/224...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Zenus Bank
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
This Cardholder Agreement ("Agreement") outlines the terms and conditions under which the CoinZoom Visa (the "Card") has been issued to you by Zenus Bank (the "Bank").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend on (differs) |
plan
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
A subscription plan determines the features, limits, pricing or other service benefits available to the Client. It does not replace BTY's onboarding, AML/CFT, product-eligibility, risk or other requir...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
account tier
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Limits vary by Prime tier. Non-Prime starts at $700 daily POS. Gold unlocks $2,500 daily POS, and Black goes up to $10,000 daily POS. See the Prime page for full details.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) |
BTC, ETH, USDC, SOL, BNB, TRX, TON, ADA, EURC, MATIC, ARB, SHIB
help.brighty.app checked 29 Oct 2026
Two sources, two values
ShownBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC
help.brighty.appchecked 29 Oct 2026
#### At the moment, the Brighty App supports the following cryptocurrencies: - USDC (USD Coin) - EURC (EUR Coin) - ADA (Cardano) - XTZ (Tezos) - ISLM (Islamic Coin) - TON (Toncoin) - BTC (Bitcoin) -...DifferingBTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, MATIC, ARB, ATOM, EURA, GRAM, XTZ brighty.appfetched 29 Oct 2026 ## Cryptocurrencies [ Bitcoin BTC ](/en/convert/btc/eur)[ Ethereum ETH ](/en/convert/eth/eur)[ USD Coin USDC ](/en/convert/usdc/eur)[ Solana SOL ](/en/convert/sol/eur)[ Gram GRAM ](/en/conv...Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 29 Oct 2026 Value wrong? History What does [s] mean? + 4 moreBTCETHUSDCSOLBNBTRXTONADAEURCMATICARBSHIBTRUMPXTZISLMNPC |
only in the app
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
Go to the Spend tab and tap on the drop-down at the top of the screen. All of your eligible currencies will show here.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks (differs) |
only in the app
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can always check the list of supported cryptocurrencies in What cryptocurrencies are currently supported? \| Brighty FAQ article or directly in the app by going to: "Top Up" → "Crypto Transfer" →...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Fiat top-up |
Yes
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
You can top up via: - Easy Bank Transfer - Bank Transfer - Crypto TransferChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
You may add funds to your Card Account at any time. The maximum deposit amount is set forth in Exhibit 2.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets |
Apple Pay
Google Pay
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
Apple Pay is currently unavailable for Mastercard cards due to ongoing technical updates and system-related maintenance. At the moment Google Pay for Mastercard cards remains fully operational, and Ap...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Apple Pay
Google Pay
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The card can be added to both Google and Apple Pay.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Accepted by millions of merchants and ATMs worldwide.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
You can withdraw cash at most ATMs that accept Visa, using your PIN and available balance.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Contactless |
Yes
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
Chip&Pin Card means a physical Card with an electronic chip, requiring a PIN-code as an authorization mean and has a Near Field Communication function. A Chip&Pin Card can be made of plastic,...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
- Tap and Pay (Contactless) – Works internationally where accepted, especially in Europe, Australia, and Canada. Spending limits vary by country.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Fees | ||
| Virtual card issuance (differs) |
2.99 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The virtual card is free.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) |
not applicable
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
- physical: Currently unavailable. Attempts to order a physical Mastercard will not be fulfilled due to service limitations.Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
The physical card is free to order (shipping costs may apply).Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) |
0.00 USD – 60.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
| Shipping — standard / expedited (non-Prime) | $5 / $12 | | International shipping (non-Prime) | $5 / $60 | | Shipping (Prime members) | Free |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Monthly fee (differs) |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Virtual Card (MASTERCARD): ## Brighty Subscription plans | | One | Plus | Pro | |---|---|---|---| | Free Card Limit | 1 | 2 | 3 | | Total Card Limit | 1 | 2 | 3 | | Monthly Issue Limit | 10 | 10...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Create an account in under two minutes. No minimums, no monthly fees. Start earning up to 5% back on every purchase.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual fee (differs) |
0.00 USD
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
No ZOOM required$0 annual feeChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Top-up fee (differs) |
not applicable
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
In the CoinZoom App, select the wallet and currency you want to spend from. When you make a purchase, CoinZoom verifies you have sufficient funds, then instantly sells the selected crypto at the marke...Checked Verified Check overdue · last 29 Oct 2026 Add this value? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Crypto deposit fee | unknown | |
| Crypto conversion fee (differs) |
1.49 %
support.coinzoom.com checked 29 Oct 2026
Source and check
Source
support.coinzoom.com
Wording at the source
There is a Crypto-to-USD conversion fee of 1.49% when spending in crypto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Foreign currency fee (differs) |
0.6 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.5 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
0.4 %
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0 %
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
CoinZoom does not charge foreign transaction fees on the card. Standard network conversion rates may apply.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| FX free allowance (differs) |
0.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
2,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean?
5,000.00 EUR
help.brighty.app checked 29 Oct 2026
Source and check
Source
help.brighty.app
Wording at the source
## Currency Exchange: Brighty subscription plans | | One | Plus | Pro | |---|---|---|---| | Free FX limit per month | €0 | €2000 | €5000 | | Fee, above free limit | 0.6% | 0.5% | 0.4% |Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
unknown |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
free
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Withdraw cash from ATMs with no CoinZoom fees. Available globally at 1 million+ ATM locations.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee | unknown | |
| Minimum monthly spend | unknown | |
| Inactivity rule (differs) |
Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months.
brighty.app checked 29 Oct 2026
Source and check
Source
brighty.app
Wording at the source
- the Card has not been used for Operations for 6 consecutive months.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
A card that has been disabled for 60 calendar days or longer may be canceled.
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
We may cancel any Card that has been disabled for sixty (60) calendar days or longer.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card replacement | unknown | |
| Rewards | ||
| Cashback (differs) |
0.5–5 % · requires token holding or staking
coinzoom.com checked 29 Oct 2026
Source and check
Source
coinzoom.com
Wording at the source
Black 5.0%Crypto back ZOOM holdings required300,000Checked Verified Check overdue · last 29 Oct 2026 Add this value? What does [s] mean? |
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Brighty Card · CoinZoom Visa Card: promotions and bonuses as well as warnings and incidents.