Comparison
CryptoPay Card vs. xPortal Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
CryptoPay CardCryptoPay
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xportal.com30 Oct 2026
Image source
Source
xportal.com
Retrieved on
Logos and card pictures are trademarks of their owners and are shown for identification only.
xPortal CardxPortal
In short
- CryptoPay Card ask for the least (ID document).
- CryptoPay Card has the higher score (60.1).
| Attribute |
CryptoPay CardCryptoPay
Requires KYC
Private
Virtual
Physical
|
xPortal CardxPortal
Requires KYC
Private
Virtual
Physical
|
|---|---|---|
| Score | average | average |
| CostsWeight 25 % | 75 | 93 |
| KYC and privacyWeight 20 % | 35 | 18 |
| FeaturesWeight 15 % | 100 | 98 |
| AvailabilityWeight 10 % | 23 | 23 |
| RewardsWeight 10 % | not scored | 4 |
| TrustWeight 10 % | 70 | 71 |
| CommunityWeight 10 % | not scored | not scored |
| Nationality | – | Only for nationals of: European Economic Area |
| KYC | KYC: ID document | KYC: ID + proof of address |
| Limits (entry level) | Standard Due Diligence
|
|
| Basics | ||
| Card form |
debit
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
debit
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
| Card type | Mastercard Debit® |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card types |
virtual, physical
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for upgrading a virtual card to a plastic card 5 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
virtual, physical
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
To earn cashback rewards, Participants must complete purchases at eligible merchants by using their xPortal Card during the Program period. Purchases may be conducted using either the physical or the...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card network (differs) |
Visa
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Mastercard
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Spend your crypto instantly with Apple Pay or Google Pay. Anywhere Mastercard is accepted.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Custody |
custodial
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Cryptocurrency storage services, whereby Cryptocurrency (whether purchased from Cryptopay or transferred from an external Cryptocurrency wallet) is stored in a multicurrency digital wallet ("Cryptocur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
custodial
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
As a customer of Capital Financial Services SA (CFS) your e-money funds are protected in the unlikely event that CFS becomes insolvent. As an e-money institution regulated by the National Bank of Roma...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Funding model |
fiat balance
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Euro or Pound Sterling Sub-Wallet, a Currency Exchange Transaction must first take place where such a...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
fiat balance
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
No, you can deposit only fiat currency (EUR), but you can top-up your xPortal card using EGLD and several other tokens.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Card currencies (differs) |
EUR, GBP
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
1. Any Cryptocurrency Withdrawals must take place from the Euro or Pound Sterling Sub-Wallet. 2. If the Customer instructs a Cryptocurrency Withdrawal in respect of amounts held other than in the Eur...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
No, you can deposit only fiat currency (EUR), but you can top-up your xPortal card using EGLD and several other tokens.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Usage |
personal
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
As part of your eligibility to use a DiPocket account, you agree and confirm that you are an individual acting solely on your own behalf, in an individual capacity, and you are not acting in a busines...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
personal
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Only individuals who cumulatively meet all of the conditions set out below (hereinafter "Eligible Participants") may participate in the Program:Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs) |
DiPocket UAB
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
The Cryptopay Visa debit card ("Card") is issued by DiPocket UAB ("DiPocket").Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Capital Financial Services S.A.
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
The payment cards used in connection with the Program (hereinafter referred to as the "xPortal Cards") are issued under a white-label arrangement by Capital Financial Services S.A., an electronic mone...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Limits depend on | unknown | |
| Cards per account | unknown | |
| Availability | ||
| Available in | unknown | |
| Crypto | ||
| Supported assets (differs) | unknown |
BTC, ETH, SOL, BNB, DOGE, POL, SUI, EGLD, BERA
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Fund your card with top crypto BTC, ETH, EGLD, POL, BNB, SOL, DOGE, BERA, or SUI. Your crypto, your choice.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Number of supported assets | unknown | |
| Top-up networks | unknown | |
| Fiat top-up |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
If you register as a User, subject to eligibility for the Card type you hold, we offer you several options to top-up the Account and Card, which may include transfers from cards issued to you by other...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
You can top-up your account with funds (fiat currency) (i) via a payment (debit / credit) card issued to you by your financial institution; or (ii) via your crypto-asset exchange provider that perform...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Payments | ||
| Mobile wallets (differs) | unknown |
Apple Pay
Google Pay
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Use your card instantly through Apple Pay or Google Pay — no plastic required.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| ATM withdrawals |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
Yes
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
| ATM withdrawals /mo. | €500 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactless (differs) |
Yes
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
· you can use it at all locations that display the VISA acceptance mark: for purchases in physical stores – including contactless, and at automated teller machines ("ATM") for cash withdrawals as well...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Fees | ||
| Virtual card issuance (differs) |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee to buy a virtual card 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
3.00 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Your first three Virtual Cards are free of charge, but the following ones will be charged with 3 Euro issuing fee.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs) | unknown |
9.99 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Your first physical card costs 9,99 Euro and you have to pay a delivery fee of 5,99 Euro (for Romania) or 12,99 (for International – only EEA). The following ones will be charged with 9,99 Euro + the...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cards | unknown | |
| Shipping (differs) | unknown |
5.99 EUR – 9.99 EUR
xportal.com checked 30 Oct 2026
Two sources, two values
Shown5.99 EUR – 9.99 EUR
xportal.comchecked 30 Oct 2026
| Card delivery | €5,99 (RO) / €9,99 (INT) |Differing5.99 EUR – 12.99 EUR help.xportal.comfetched 30 Oct 2026 Your first physical card costs 9,99 Euro and you have to pay a delivery fee of 5,99 Euro (for Romania) or 12,99 (for International – only EEA).Our verifier confirmed the shown value; the differing source is being checked. Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Monthly fee |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Monthly administration fee 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
0.00 EUR
xportal.com checked 30 Oct 2026
Source and check
Source
xportal.com
Wording at the source
Our everyday use debit card is fresh, it's mint and, most importantly, it's FREE.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Annual fee | unknown | |
| Top-up fee | unknown | |
| Crypto deposit fee | unknown | |
| Crypto conversion fee | unknown | |
| Foreign currency fee (differs) |
1.95 %
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Service charge (commission) for purchases not in currency of the card 1,95%Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| FX free allowance | unknown | |
| Minimum FX fee | unknown | |
| ATM fee (differs) |
2.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Fee for ATM withdrawal in the currency of the Card. Please note that ATM providers may raise additional charges. 2 EURChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Transaction fee | unknown | |
| Cross-border fee | unknown | |
| Withdrawal fee | unknown | |
| Activation fee | unknown | |
| Minimum top-up | unknown | |
| Declined payment fee | unknown | |
| Refund fee | unknown | |
| Inactivity fee (differs) |
0.00 EUR
cryptopay.me checked 29 Oct 2026
Source and check
Source
cryptopay.me
Wording at the source
Dormancy fee (charged monthly after 1 year of card inactivity) 0Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Minimum monthly spend | unknown | |
| Inactivity rule | unknown | |
| Card replacement (differs) | unknown |
5.00 EUR
help.xportal.com checked 30 Oct 2026
Source and check
Source
help.xportal.com
Wording at the source
Yes, you will be charged 5 Euro + the delivery fee of 5,99 Euro (for Romania) or 9,99 Euro (for International – EEA only).Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Rewards | ||
| Cashback (differs) | unknown |
0.1 % (holding from 5 · cap 5.00 EUR/month); 0.2 % (holding from 25 · cap 10.00 EUR/month); 0.3 % (holding from 100 · cap 15.00 EUR/month); 0.4 % (holding from 500 · cap 20.00 EUR/month); 0.5 % (holding from 2,000 · cap 30.00 EUR/month); 0.1 % (holding from 25 · cap 5.00 EUR/month); 0.2 % (holding from 125 · cap 10.00 EUR/month); 0.3 % (holding from 500 · cap 15.00 EUR/month); 0.4 % (holding from 2,500 · cap 20.00 EUR/month); 0.5 % (holding from 10,000 · cap 30.00 EUR/month) · in EGLD
|
| Referral bonus (invited friend) | unknown | |
| Referral bonus (you) | unknown | |
| Welcome bonus | unknown | |
Highlighted rows differ.
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
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One mail when something changes at CryptoPay Card · xPortal Card: promotions and bonuses as well as warnings and incidents.