Comparison
Deblock Card vs. Tap Card: fees, limits & KYC
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Deblock CardDeblock
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Illustration
Drawn by us from the provider logo and card colours, not the official card picture.
Drawn on
Tap CardTap
In short
- Tap Card has the best score (67.4).
| Attribute |
Deblock CardDeblock
|
Tap CardTap
|
|---|---|---|
| Overview | Requires KYC Private | Requires KYC Private Virtual Physical |
| Score | average with variant Premium: 61.42 with variant Native: 61.42 | good |
| CostsWeight 25 % | 78 | 96 |
| KYC and privacyWeight 20 % | 35 | 35 |
| FeaturesWeight 15 % | 100 | 100 |
| AvailabilityWeight 10 % | 23 | 23 |
| RewardsWeight 10 % | 13 | 58 |
| TrustWeight 10 % | 59 | 80 |
| CommunityWeight 10 % | not scored | not scored |
| KYC | KYC: ID document | KYC: ID document |
| Limits (entry level) | no limits captured |
|
| Basics | ||
| Card formsame for all |
debit
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Provision of a debit card (systematic authorization payment card)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
debit
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Wenn Sie eine berechtigte Zahlung mit Ihrer Debitkarte tätigen, erhalten Sie einen Prozentsatz Ihrer Ausgaben zurück auf Ihr Konto.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card typessame for all |
virtual, physical
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
### Tap Card Physische und virtuelle Karten für alle Ihre Ausgaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Card network (differs)same for all |
Visa
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
if a third party prevents us from making the payment (for example, if Visa does not allow a payment or cash withdrawal using the Client's Deblock card);Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Mastercard
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Mastercard Is A Registered Trademark And The Circles Design Is A Trademark Of Mastercard International Incorporated. Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard Interna...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Custodysame for all |
custodial
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
We keep safeguarding the Client's money until the Client pays it out. This happens when the Client spends or withdraws it using the Client's Deblock card, sends it to another bank account or Deblock u...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
custodial
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Tap ist keine Bank. Tap ist eine lizenzierte und regulierte Fintech-Plattform, die viele vergleichbare Leistungen bietet — Fiat-Zahlungskonten, internationale Überweisungen und Multiwährungs-IBANs — p...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Funding modelsame for all |
fiat balance
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Off-Ramping of Crypto The Client can exchange Crypto-Assets in Deblock's Supported Assets Crypto Asset list from the Client's Non-Custodial wallet to the Client's E-Money Account at a pre-stated pri...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
fiat balance
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Pay worldwide wherever Mastercard is accepted. Use the currency of your choice to load up your card.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Card currenciessame for all |
EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
When the Client makes a card payment in a currency other than EUR (a "Non-EUR Card Transaction"), the amount may be converted into EUR by reference to the exchange rate applied by the relevant card sc...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceBis zu 8 % Cashback in Deutschland. Hohe Limits. Weltweit zahlen in EUR.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Usagesame for all |
personal
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The Service for Clients is reserved exclusively for the personal use of the Client. The Client Account opened under the present T&Cs is intended to record the transactions of the Client relating to hi...Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
personal
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Privat ## Funktionen Alles, was Sie brauchen, um Ihr Geld zu verwalten, zu vermehren und auszugeben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Issuer / BIN sponsor (differs)same for all |
Deblock SAS
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Physical Card Issuance Deblock will issue the Client a unique Deblock Debit Card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Transact Payments Limited
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Cards Issued By Transact Payments Limited Pursuant To Licence By Mastercard International Incorporated. Transact Payments Limited Is Authorised And Regulated By The Gibraltar Financial Services Commis...Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Limits depend onsame for all | unknown | |
| Cards per accountsame for all | unknown | |
| Unknown for all | Limits depend on · Cards per account | |
| Availability | ||
| Available insame for all | unknown | |
| Unknown for all | Available in | |
| Crypto | ||
| Supported assetssame for all |
Standard:
unknown
1 more country/regionEEA: not applicable terms.withtap.com checked 30 Oct 2026 Source and check Source terms.withtap.com Wording at the source5.2 To load your TAP Card by debit card, you must use a debit card that has been issued by a regulated financial institution in the EEA and registered in the same name and address as your TAP account....Checked Verified Check overdue · last 30 Oct 2026 Add this value? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Number of supported assetssame for all | unknown | |
| Top-up networkssame for all | unknown | |
| Fiat top-upsame for all |
Yes
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
Lade die Tap-App für iOS oder Android herunter. Verifiziere deine Identität und lade dein Konto per Banküberweisung oder Karte auf.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
|
| Unknown for all | Number of supported assets · Top-up networks | |
| Payments | ||
| Mobile walletssame for all |
Apple Pay
Google Pay
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Apple Pay and Google Pay ✅ Free ✅ Free ✅ FreeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| ATM withdrawalssame for all |
Yes
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
ATM Withdrawals The Client is able to retrieve cash from ATMs using the Client's Deblock card.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
Yes
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
| ATM Per Transaction Limit | €300 | | ATM Transactions Per Month | €4,000 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Contactlesssame for all | unknown | |
| Unknown for all | Contactless | |
| Fees | ||
| Virtual card issuancesame for all |
0.00 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
✅toFree, limited ✅ Free, limited one virtual to ten virtualChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.00 GBP
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
| TAP Virtual Card | Free |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Physical card issuance (differs)same for all |
0.00 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
💳 Provision of a debit card (systematic authorization payment card) ✅ Free (delivery fees may apply)Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
12.99 GBP
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
| TAP Physical Card | £12.99 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
| Free cardssame for all | unknown | |
| Shippingsame for all | unknown | |
| Monthly feesame for all |
14.99 EUR/month or 120.00 EUR/year
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Plan Cost ✅ Free 14.99 Euros per month or 120 Euros per yearChecked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
Standard:
unknown
1 more country/regionGermany: 0.00 EUR withtap.com checked 29 Oct 2026 Source and check Source withtap.com Wording at the sourceDas Tap-Geldkonto ist darauf ausgelegt, die Dinge einfach zu halten. Keine monatlichen Gebühren. Kein Mindestguthaben.Checked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Annual feesame for all |
14.99 EUR/month or 120.00 EUR/year
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Plan Cost ✅ Free 14.99 Euros per month or 120 Euros per yearChecked Verified Check overdue · last 30 Oct 2026 Add this value? What does [s] mean? |
unknown |
| Top-up feesame for all | unknown | |
| Crypto deposit feesame for all | unknown | |
| Crypto conversion feesame for all |
1.99 %
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Sell crypto-assets 1.99% 0.49% ✅ FreeChecked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
unknown |
| Foreign currency feesame for all | unknown | |
| FX free allowancesame for all | unknown | |
| Minimum FX feesame for all | unknown | |
| ATM feesame for all | unknown | |
| Transaction feesame for all | unknown | |
| Cross-border feesame for all | unknown | |
| Withdrawal feesame for all | unknown | |
| Activation feesame for all | unknown | |
| Minimum top-upsame for all | unknown | |
| Declined payment feesame for all | unknown | |
| Refund feesame for all | unknown | |
| Inactivity feesame for all |
3.00 GBP
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
| Monthly inactivity fee (after no use for 12 months) § | £3.00 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Minimum monthly spendsame for all | unknown | |
| Inactivity rulesame for all |
A monthly inactivity fee is charged if there has been no load onto the Tap Card and no card transaction for 12 months.
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
§ Inactivity fee will be charged if there has been no Load onto the TAP Card or no Transaction made using the TAP Card for a period of 12 months.Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Card replacementsame for all |
4.99 GBP
terms.withtap.com checked 30 Oct 2026
Source and check
Source
terms.withtap.com
Wording at the source
| Card Replacement Fee (where card is lost, stolen, misappropriated, subjected to unauthorised use) | £4.99 |Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
|
| Unknown for all | Free cards · Shipping · Top-up fee · Crypto deposit fee · Foreign currency fee · FX free allowance · Minimum FX fee · ATM fee · Transaction fee · Cross-border fee · Withdrawal fee · Activation fee · Minimum top-up · Declined payment fee · Refund fee · Minimum monthly spend | |
| Rewards | ||
| Cashback (differs)same for all |
1 %
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
Cashback on card Not included Up to 1% Up to 1%Checked Verified Check overdue · last 30 Oct 2026 Value wrong? Unchanged since 30 Oct 2026 What does [s] mean? |
0.5–8 %
withtap.com checked 29 Oct 2026
Source and check
Source
withtap.com
Wording at the source
8%Bis zu Cashback auf jeden qualifizierten EinkaufChecked Verified Check overdue · last 29 Oct 2026 Value wrong? Unchanged since 29 Oct 2026 What does [s] mean? |
| Referral bonus (invited friend)same for all | unknown | |
| Referral bonus (you)same for all |
up to 500 EUR
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The possible amounts and their respective probabilities are as follows: - EUR 20: 90% probability; - EUR 50: 9% probability; - EUR 100: 0.9% probability; - EUR 500: 0.1% probability.Checked Verified Value wrong? No earlier versions What does [s] mean? |
unknown |
| Welcome bonussame for all |
only in the app
cdn1.deblock.com checked 30 Oct 2026
Source and check
Source
cdn1.deblock.com
Wording at the source
The Bonus consists of a fixed quantity of Bitcoin (the "Bonus Amount"). The Bonus Amount is set by Deblock at the time the campaign is configured and is displayed to the user throughout the onboarding...Checked Verified Add this value? No earlier versions What does [s] mean? |
unknown |
| Unknown for all | Referral bonus (invited friend) | |
Values of the chosen variant; without a choice the entry variant (first in the provider's order).
Early warning
Watch both cards
One mail when something changes at Deblock Card · Tap Card: promotions and bonuses as well as warnings and incidents.